– I-AAA yokuboleka imali ye-AAA engangqinelaniyo – iMali-mboleko yeJumbo(Isixa-mali seMali-mboleko ePhezulu) – Iinkcukacha ze-AAA zokuBoleka:

Isishwankathelo
Umda wemali-mboleko ephezulu kunemali-mboleko eqhelekileyo ye-arhente.
Iinkcukacha
1) Ubuninzi be-DTI ngama-43%;
2) Ukuya kuthi ga kwiMali yeMali-mboleko ye-2M;
3) Ukuya kuthi ga kwi-80% Max LTV;
I-4) i-2-year-tax returns iyadingeka;
5) Akukho MI (i-Inshurensi ye-Mortgage);
6) 720 okanye amanqaku aphezulu ekhredithi;
7) Iinyanga ezili-12 okanye ngaphezulu zogcino;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Iimveliso ezingezizo ze-AUS.
Yintoni iJumbo Loan?
Imali-mboleko ye-jumbo luhlobo lwenkxaso-mali edlula imida ebekwe yi-Federal Housing Finance Agency kwaye ayinakuthengwa, iqinisekiswe, okanye igcinwe nguFannie Mae okanye uFreddie Mac. Abaninimzi kufuneka bangene kwiimfuno ezingqongqo zetyala kunabo bafaka isicelo semali-mboleko eqhelekileyo. Iimali-mboleko zeJumbo zikuvumela ukuba uthenge iipropati ezibizayo. I-jumbo loan ayixhaswanga nguFannie Mae okanye uFreddie Mac.
Uyichaza njani iJumbo Loan?
Ngo-2022, i-FHFA iphucula imida yemali-mboleko yazo zonke iintlobo zemboleko, ngakumbi iJumbo Loans. Nceda ujonge ngezantsi kwe-2022 imida yemali-mboleko eCalifornia, ukuba isixa-mali semali-mboleko yakho idlula i-$970,800, ufanelekile kwimali-mboleko yeJumbo. Unokukhangela imida yemali mboleko ka-2022 kwezinye iingingqi.
2022 Imida yeMali-mboleko kwiNqila yaseCalifornia:
| COUNTY | 1-INTSAPHO | 2-INTSAPHO | 3-INTSAPHO | 4-INTSAPHO |
| ALAMEDA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| I-ALpine | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| AMADOR | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| BUTTE | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IKHALAVERAS | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ECOLUSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| NGOKUCHASANA NOLUNXWE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| EMntla | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IDORADO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| FRESNO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| GLENN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| HUMBOLDT | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| IMPERIAL | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| WENA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| KERN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| OOKUMKANI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ICHIBI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| Mvumele | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ILOS ANGELES | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INKUNZI | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMARIN | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MENDOCINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MERCED | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MODOC | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| MONO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| EMONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| ORENJI | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| IINTSIBA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| UMLAMBO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SACRAMENTO | $675,050 | $864,200 | $1,044,600 | $1,298,200 |
| Engcwele uBenedict | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| ESAN FRANCISCO | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SAN LUIS OBISPO | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| INGCWELE UMATEYU | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| INGCWELE BARBARA | $783,150 | $1,002,600 | $1,211,900 | $1,506,100 |
| USANTA CLARA | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| UMNQAMBE OYINGCWELE | $970,800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
| SIERRA | $647,200 | $828,700 | $1,001,650 | $1,244,850 |
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Imfundo yabathengi ngundoqo we-AAA LENDINGS 'mission. Sikholelwa ukuba umboleki onolwazi ngumboleki oxhotyisiweyo. Yiyo loo nto sihamba umgama owongezelelweyo ukubonelela ngezixhobo zemfundo kunye nesikhokelo sokukunceda ujonge ubunzima benkqubo yemali-mboleko. Iqela lethu lizinikezele ekuphenduleni imibuzo yakho, lichaza ubucukubhede bemilinganiselo yenzala, ukhetho lwemali-mboleko, nokunye, ukuqinisekisa ukuba wenza izigqibo ezinolwazi. Ulwazi lwakho lwezezimali kunye nokuzithemba zibalulekile kuthi. - I-AAA yokuboleka i-AAA yeMali-mboleko engahambelaniyo - i-Jumbo Loan (Imali ebolekiweyo ephezulu) - i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Croatia, Vietnam, Palestine, Ngokusekelwe kwiinjineli ezinamava, zonke ii-odolo zokudweba-based based or sample-based processing ziyamkelwa. Ngoku siphumelele igama elihle lenkonzo yabathengi ebalaseleyo phakathi kwabathengi bethu baphesheya. Siza kuqhubeka nokuzama okona kulungileyo ukukubonelela ngeemveliso ezisemgangathweni nezisombululo kunye neyona nkonzo ilungileyo. Besijonge phambili ekukhonzeni.
Ngu-Agustin ovela eMalaysia - 2018.12.14 15:26 Emva kokusayinwa kwekhontrakthi, sifumene iimpahla ezanelisayo kwixesha elifutshane, lo ngumenzi oncomekayo.
NguJohn biddlestone waseBurundi - 2018.11.22 12:28 






