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Iziko leMveliso

Iinkcukacha zeMveliso

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho.Ababolekisi bezindlu zeBhayi,Iinzuzo zeNkunzi,Imirhumo yoMbolekisi we-Mortgage, Siyaqonda ukuba imiceli mngeni yezemali inokuvela ngokungalindelekanga, kwaye silapha ukukunika izisombululo xa uzifuna kakhulu. Ukongeza kwiimveliso zemveli mboleko, i-AAA LENDINGS inikezela ngoluhlu lweenkqubo mboleko eziguquguqukayo ezibonelela ngeemeko ezizodwa zezimali. Nokuba unamanqaku angaphantsi kunawo agqibeleleyo, uyazisebenza, okanye unemithombo yengeniso engaqhelekanga, sineendlela zokuboleka imali eziyilelwe ukuhlangabezana neemfuno zakho.
– I-AAA yokuboleka imali ye-AAA engangqinelaniyo – iMali-mboleko yeJumbo(Isixa-mali seMali-mboleko ePhezulu) – Iinkcukacha ze-AAA zokuBoleka:

Ayinasihloko-7

Isishwankathelo

Umda wemali-mboleko ephezulu kunemali-mboleko eqhelekileyo ye-arhente.

Iinkcukacha

1) Ubuninzi be-DTI ngama-43%;
2) Ukuya kuthi ga kwiMali yeMali-mboleko ye-2M;
3) Ukuya kuthi ga kwi-80% Max LTV;
I-4) i-2-year-tax returns iyadingeka;
5) Akukho MI (i-Inshurensi ye-Mortgage);
6) 720 okanye amanqaku aphezulu ekhredithi;
7) Iinyanga ezili-12 okanye ngaphezulu zogcino;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Iimveliso ezingezizo ze-AUS.

Yintoni iJumbo Loan?

Imali-mboleko ye-jumbo luhlobo lwenkxaso-mali edlula imida ebekwe yi-Federal Housing Finance Agency kwaye ayinakuthengwa, iqinisekiswe, okanye igcinwe nguFannie Mae okanye uFreddie Mac. Abaninimzi kufuneka bangene kwiimfuno ezingqongqo zetyala kunabo bafaka isicelo semali-mboleko eqhelekileyo. Iimali-mboleko zeJumbo zikuvumela ukuba uthenge iipropati ezibizayo. I-jumbo loan ayixhaswanga nguFannie Mae okanye uFreddie Mac.

Uyichaza njani iJumbo Loan?

Ngo-2022, i-FHFA iphucula imida yemali-mboleko yazo zonke iintlobo zemboleko, ngakumbi iJumbo Loans. Nceda ujonge ngezantsi kwe-2022 imida yemali-mboleko eCalifornia, ukuba isixa-mali semali-mboleko yakho idlula i-$970,800, ufanelekile kwimali-mboleko yeJumbo. Unokukhangela imida yemali mboleko ka-2022 kwezinye iingingqi.

2022 Imida yeMali-mboleko kwiNqila yaseCalifornia:

COUNTY

1-INTSAPHO

2-INTSAPHO

3-INTSAPHO

4-INTSAPHO

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

I-ALpine

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

IKHALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

ECOLUSA

$647,200

$828,700

$1,001,650

$1,244,850

NGOKUCHASANA NOLUNXWE

$970,800

$1,243,050

$1,502,475

$1,867,275

EMntla

$647,200

$828,700

$1,001,650

$1,244,850

IDORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

WENA

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

OOKUMKANI

$647,200

$828,700

$1,001,650

$1,244,850

ICHIBI

$647,200

$828,700

$1,001,650

$1,244,850

Mvumele

$647,200

$828,700

$1,001,650

$1,244,850

ILOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

INKUNZI

$647,200

$828,700

$1,001,650

$1,244,850

UMARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

EMONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORENJI

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

IINTSIBA

$647,200

$828,700

$1,001,650

$1,244,850

UMLAMBO

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Engcwele uBenedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

ESAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

INGCWELE UMATEYU

$970,800

$1,243,050

$1,502,475

$1,867,275

INGCWELE BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

USANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

UMNQAMBE OYINGCWELE

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Imifanekiso yeenkcukacha zemveliso:

- Ukubolekwa kwe-AAA kwe-AAA engangqinelaniyo - mboleko-mali-mboleko yeJumbo(Isixa-mali seMali-mboleko)

IsiKhokelo seMveliso esiNxulumeneyo:
I-AAA LENDINGS iyazingca ngokubandakanyeka kwethu kuluntu kunye noxanduva loluntu. Sikholelwa ukuba ukuba ngumbolekisi othembekileyo kuthetha ukubuyisela kuluntu esilusebenzelayo. Iqela lethu lithatha inxaxheba ngokukhutheleyo kumalinge esisa, ukuxhasa izizathu zasekuhlaleni, nokukhuthaza ulwazi lwezemali. Asikho nje kwishishini lokubonelela ngemali-mboleko; sityale imali ekwenzeni impembelelo eyakhayo kubomi babaxumi bethu nakuluntu abalubiza ngokuba likhaya. – I-AAA yokuboleka imali ye-AAA engangqinelaniyo neMali-mboleko – i-Jumbo Loan (Imali ebolekiweyo eNkulu) – i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Uruguay, Manila, Honduras, Umgangatho ogqwesileyo kunye nowokuqala weendawo ezisecaleni yeyona nto ibalulekileyo yokuthutha. Sisenokunamathela ekunikezeni iindawo zoqobo nezisemgangathweni nokuba yingeniso encinci esiyifumeneyo. UThixo uya kusisikelela ukuba senze ishishini lobubele ngonaphakade.
    • Abasebenzi banezakhono, baxhotyiswe kakuhle, inkqubo icacisiwe, iimveliso ziyahlangabezana neemfuno kwaye ukuhanjiswa kuqinisekisiwe, iqabane elingcono kakhulu!
    Iinkwenkwezi ezi-5NguAnastasia waseSlovakia - 2018.06.18 19:26
    Ulwahlulo lwemveliso luneenkcukacha kakhulu ezinokuthi zichaneke kakhulu ukuhlangabezana nemfuno yethu, umthengisi oqeqeshiweyo.
    Iinkwenkwezi ezi-5NguEdith wase-Estonia - 2018.06.19 10:42

    EzinxulumeneyoIIMVELISO

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