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Iziko leMveliso

Iinkcukacha zeMveliso

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva.Umthengisi we-Mortgage wasePennsylvania okanye uMboleki,Top 5 Mortgage Refinance Companies,Fast Loan Processing, Siyaqonda ukuba ubuninimzi lutyalo-mali olubalulekileyo, kwaye ufuna ukuqiniseka ukuba wenza ukhetho olufanelekileyo. Yiyo loo nto sinikezela ngeenkonzo zokuvunywa kwangaphambili ezibamba umdla wakho. Inkqubo yethu yokuvunywa kwangaphambili ikhawuleza kwaye ithe ngqo, ikubonelela ngomfanekiso ocacileyo wesakhono sakho sokuboleka. Ngolu lwazi esandleni, unokuphonononga ngokuzithemba imarike yezindlu nomhlaba, usazi ukuba ungumthengi ozimiseleyo kwaye ofanelekileyo.
– I-AAA yokuboleka imali ye-AAA engangqinelaniyo – iMali-mboleko yeJumbo(Isixa-mali seMali-mboleko ePhezulu) – Iinkcukacha ze-AAA zokuBoleka:

Ayinasihloko-7

Isishwankathelo

Umda wemali-mboleko ephezulu kunemali-mboleko eqhelekileyo ye-arhente.

Iinkcukacha

1) Ubuninzi be-DTI ngama-43%;
2) Ukuya kuthi ga kwiMali yeMali-mboleko ye-2M;
3) Ukuya kuthi ga kwi-80% Max LTV;
I-4) i-2-year-tax returns iyadingeka;
5) Akukho MI (i-Inshurensi ye-Mortgage);
6) 720 okanye amanqaku aphezulu ekhredithi;
7) Iinyanga ezili-12 okanye ngaphezulu zogcino;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Iimveliso ezingezizo ze-AUS.

Yintoni iJumbo Loan?

Imali-mboleko ye-jumbo luhlobo lwenkxaso-mali edlula imida ebekwe yi-Federal Housing Finance Agency kwaye ayinakuthengwa, iqinisekiswe, okanye igcinwe nguFannie Mae okanye uFreddie Mac. Abaninimzi kufuneka bangene kwiimfuno ezingqongqo zetyala kunabo bafaka isicelo semali-mboleko eqhelekileyo. Iimali-mboleko zeJumbo zikuvumela ukuba uthenge iipropati ezibizayo. I-jumbo loan ayixhaswanga nguFannie Mae okanye uFreddie Mac.

Uyichaza njani iJumbo Loan?

Ngo-2022, i-FHFA iphucula imida yemali-mboleko yazo zonke iintlobo zemboleko, ngakumbi iJumbo Loans. Nceda ujonge ngezantsi kwe-2022 imida yemali-mboleko eCalifornia, ukuba isixa-mali semali-mboleko yakho idlula i-$970,800, ufanelekile kwimali-mboleko yeJumbo. Unokukhangela imida yemali mboleko ka-2022 kwezinye iingingqi.

2022 Imida yeMali-mboleko kwiNqila yaseCalifornia:

COUNTY

1-INTSAPHO

2-INTSAPHO

3-INTSAPHO

4-INTSAPHO

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

I-ALpine

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

IKHALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

ECOLUSA

$647,200

$828,700

$1,001,650

$1,244,850

NGOKUCHASANA NOLUNXWE

$970,800

$1,243,050

$1,502,475

$1,867,275

EMntla

$647,200

$828,700

$1,001,650

$1,244,850

IDORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

WENA

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

OOKUMKANI

$647,200

$828,700

$1,001,650

$1,244,850

ICHIBI

$647,200

$828,700

$1,001,650

$1,244,850

Mvumele

$647,200

$828,700

$1,001,650

$1,244,850

ILOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

INKUNZI

$647,200

$828,700

$1,001,650

$1,244,850

UMARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

EMONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

ORENJI

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

IINTSIBA

$647,200

$828,700

$1,001,650

$1,244,850

UMLAMBO

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Engcwele uBenedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

ESAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

INGCWELE UMATEYU

$970,800

$1,243,050

$1,502,475

$1,867,275

INGCWELE BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

USANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

UMNQAMBE OYINGCWELE

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Imifanekiso yeenkcukacha zemveliso:

- Ukubolekwa kwe-AAA kwe-AAA engangqinelaniyo - mboleko-mali-mboleko yeJumbo(Isixa-mali seMali-mboleko)

IsiKhokelo seMveliso esiNxulumeneyo:
Iphupha lobunini bezindlu aliphelelanga nje kubathengi bezindlu zemveli. Kwi-AAA LENDINGS, sineenkqubo ezikhethekileyo zokubonelela ababoleki abangengobantu bemveli. Ukuba uyazisebenza, unomvuzo oguquguqukayo, okanye ujongene neemeko ezizodwa zezimali, iindlela zethu zokuboleka imali zinokubamba inzala yakho. Samkela iyantlukwano kubaboleki kwaye sijonge ngenkuthalo izisombululo ezitsha zokuboleka imali, siqinisekisa ukuba uhambo lwakho lobunini-zindlu luhlala lubandakanya, nokuba ithini na imeko yakho yemali. - I-AAA yokuboleka imali ye-AAA engaguqukiyo - iMali-mboleko yeJumbo (Imali ebolekiweyo ephezulu) - i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Hungary, Sri Lanka, Barbados, Sithumele iimveliso zethu kwihlabathi lonke, ngakumbi i-USA kunye namazwe aseYurophu. Ngaphezu koko, zonke iimveliso zethu zenziwe ngezixhobo eziphambili kunye neenkqubo ezingqongqo ze-QC zokuqinisekisa umgangatho ophezulu.Ukuba unomdla kuyo nayiphi na imveliso yethu, nceda unganqikazi ukuqhagamshelana nathi. Siza kuzama konke okusemandleni ethu ukuhlangabezana neemfuno zakho.
    • Emva kokusayinwa kwekhontrakthi, sifumene iimpahla ezanelisayo kwixesha elifutshane, lo ngumenzi oncomekayo.
    Iinkwenkwezi ezi-5NguJacqueline waseManchester - 2017.09.22 11:32
    Iimveliso zenkampani zinokuhlangabezana neemfuno zethu ezahlukeneyo, kwaye ixabiso liphantsi, eyona nto ibalulekileyo kukuba umgangatho nawo ulungile kakhulu.
    Iinkwenkwezi ezi-5NguJanice waseCzech Republic - 2018.11.28 16:25

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