-Ukubolekwa kwe-AAA eyomeleziweyo kuthotho lwe-R-Ingeniso ye-Elite eyiNyaniso echaziweyo-iNkcukacha yokuBoleka kwe-AAA:

Isishwankathelo
Iyafana noMvuzo ochaziweyo oyinyaniso. 7/6 ARM (5/1/5).
CA, CO, GA, IL, VA, WA ziyafumaneka.
Iinkcukacha
1) Akukho P&L ifunekayo;
2) Akukho WVOE efunekayo;
3) Akukho zimbuyekezo zeRhafu ezifunekayo;
4) Akukho 4506-T efunekayo;
5) Iimali zesipho ezivumelekileyo;
6) Imali-mboleko ukuya kwi-$ 2.0M;
7) Ukuthenga & R / T Refinance ekhoyo.
Yintoni le nkqubo?
• Ngaba uyayazi indlela yokusebenzisa i-asethi kuphela ukuze ufaneleke kwimali mboleko yendlu yakho?
• Ngaba uye wanqunyanyiswa okanye wakhatywa ngumbolekisi ngenkqubo ye-WVOE (i-Written Verification of Employment)?
• Ngaba awuna-asethi ingako xa ufuna ukuthenga indlu yakho?
• Ngaba umqeshi wakho ebengafuni kukubonelela ngefomu ye-WVOE okanye asebenzisane nayo?
Ukuba ukhe wadibana nale meko ingasentla, akukho xhala, yiza kuthi kwaye siza kukwazisa ngenkqubo ye-Non-QM kuwe--Ingeniso exeliweyo eyinyani. Inkqubo iqhelene nenkqubo ye- {WVOE}, yenzelwe ababoleki abahlawulwayo kunye nababoleki abazisebenzelayo. Iimali-mboleko ezingezizo eze-QM zineenkqubo ezincinci ezintle kangangokuba abarhola imivuzo kunye nabanini bamashishini banokufaka izicelo zombini.
Isebenza njani le nkqubo?
Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Bona ngezantsi:


Ukuba iNgeniso echaziweyo eyiNyaniso yale nkqubo yemali-mboleko ikhethiwe, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso ekuxoxwe ngawo kwiCandelo le-VIII lezi zikhokelo.
Ngubani onokufaka isicelo sale nkqubo?
Njengoko kukhankanyiwe apha ngasentla, nokuba ungumboleki womvuzo okanye ozisebenzelayo, ungafaka isicelo sale nkqubo. Ukuba umvuzo umboleki, ke akukho maxwebhu akhethekileyo afunekayo xa ufaka isicelo semali mboleko yendlu entsha ye-Non-QM kunye nombolekisi. Ukuba ozisebenzelayo umboleki okanye 1099 mboleki, ungafuna ileta CPA elula.
Isebenza njani le nkqubo?
Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Ngokungafaniyo nezinye iinkqubo, thina umbolekisi akukho mfuneko yokuba silungise nawaphi na amaxwebhu akhethekileyo avela kumboleki. Lungiselela nje iziteyitimenti zebhanki eziqhelekileyo xa ufaka isicelo semali mboleko yendlu yakho, Bona apha ngezantsi ngolwazi lwakho:
Ingeniso echaziweyo ithetha ukuba umboleki uchaza umvuzo wakhe okhoyo ngoku ofanelekileyo kwisicelo semali-mboleko. Umbolekisi uya kuqinisekisa ukuba umvuzo wenyanga womboleki unokuxhaswa ngempahla ye-“Liquid” ekuvaleni kwangaphambili.
Ukuba iNgeniso echaziweyo eyiNyaniso yale nkqubo yemali-mboleko ikhethiwe, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso ekuxoxwe ngawo kwiCandelo le-VIII lezi zikhokelo.
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho. – I-AAA Lendings Enhanced R series – Elite True Stated Income – AAA Lendings , Imveliso iya kubonelela kulo lonke ihlabathi, njenge: Slovakia, Georgia, Ireland, Ukuze ukwazi ukusebenzisa isibonelelo esivela kulwazi olwandayo kurhwebo lwamazwe ngamazwe, samkela abathengi abavela kuyo yonke indawo kwi-intanethi nakwi-intanethi. Nangona kukho izisombululo ezisemgangathweni esizinikezelayo, inkonzo yothethwano esebenzayo neyanelisayo inikezelwa liqela lethu lenkonzo yeengcali emva kokuthengisa. Uluhlu lweemveliso kunye neeparamitha ezineenkcukacha kunye naluphi na olunye ulwazi lwe-weil luthunyelwa kuwe ngexesha elifanelekileyo malunga nemibuzo yakho. Ke nceda uqhagamshelane nathi ngokusithumela ii-imeyile okanye usitsalele umnxeba ukuba unayo nayiphi na imibuzo malunga nombutho wethu. Unokufumana ulwazi lwedilesi yethu kwiphepha lethu lewebhu kwaye uze kwinkampani yethu ukuze ufumane uphononongo lwentengiso yethu. Siqinisekile ukuba siza kwabelana ngokuzuzileyo kunye nokudala ubudlelwane obuluqilima bentsebenziswano namaqabane ethu kule ndawo yentengiso. Sikhangela phambili kwimibuzo yakho.
NguKimberley ovela eStuttgart - 2017.06.16 18:23 Lo mvelisi unokugcina ukuphucula kunye nokufezekisa iimveliso kunye nenkonzo, ihambelana nemithetho yokhuphiswano lweemarike, inkampani ekhuphisanayo.
NguDawn ukusuka eMauritius - 2017.02.14 13:19 







