-Izisombululo ze-AAA zokuBoleka ngokuLingana-INkcukacha ye-AAA yokuBoleka:

Isishwankathelo
Easy Ufanelekile Uvalwe Ukuphela Kwesibini.
Ixesha leMboleko: Lizinzile; Ibhaluni ye-15 yeminyaka.
Iinkcukacha
1) IMali-mboleko yesiBini ye-Standalone kunye ne-Piggyback zombini ziyafumaneka;
2) IPropati ePhambili kunye noTyalo-mali luyafumaneka;
3) Akukho Isohlwayo esiHlawulelwa kwangaphambili;
4) Akukho vimba ofunekayo;
5) Uluhlu lweMali-mboleko: $ 75,001 - $ 450,000;
6) Ubukhulu. CTR: 85%.
* Isixa-mali semali-mboleko sisondezwe ukuya kutsho kweyona -$100 ikufutshane
Uxwebhu lweNgeniso
Ukhetho1: IiNkcazo zeBhanki - 12 Mths Personal & Business Bank Stmts
★EloBuqu & neShishini-Lidityanisiwe okanye iShishini (12mo.):
§ Ubuncinci omnye wababoleki kufuneka azisebenzele ubuncinci iminyaka emi-2 (25% okanye ubunini obukhulu);
§ Ukuchithwa kwe-Asethi kuvunyelwe kunye namaxwebhu eNgxelo yeBhanki;
§ Iindleko eziqhelekileyo ziyasebenza: 50% inkcitho yexabiso:
① Ukuba ishishini lisebenza ②Ubuncinci beendleko zeP&L elungiselelwe umntu wesithathu okanye ileta ngama-20%.
★Buqu kunye neShishini ezahluliwe (12mo.):
①Umntu omnye wababoleki kufuneka azisebenzele ubuncinci iminyaka emi-2 (25% okanye ubunini obungaphezulu);
②Ukuchithwa kweAsethi kuvunyelwe kunye namaxwebhu engxelo yeBhanki;
③Umntu osetyenziselwa ukufaneleka, iinyanga ezi-3 zeshishini ukubonisa ukuhamba kwemali yeshishini ukuze kusetyenziswe i-100% yediphozithi enxulumene neshishini kwiakhawunti yobuqu (akukho nkcitho mali).
Ukhetho2: Uxwebhu olupheleleyo - 1 Yr & 2Yrs
Isikhokelo ngokubanzi
★30/15yr Ibhaluni & 40/15yr Ibhaluni min isixa-mali semali-mboleko $200k.
★Ubukhulu boNxibelelwano oluDityanisiweyo – $2 M.
★Iingxelo zebhanki zeenyanga ezi-2 zakutsha nje ezifunekayo.
★ Uhlobo lwePropati – SFR, PUD, Condo-Warrantable.
★Iipropati ezidweliswe ukuthengiswa kwiinyanga ezili-12 ezidlulileyo azifaneleki.
★Ababoleki - Ufanelekele ukuba ngummi wase-US, uMphambukeli ongeyena uMhlali osisigxina (eneTyala yase-US), uMphambukeli osisigxina. Ayifanelanga kubaboleki kunye namaqumrhu angahlaliyo.
★ 3 tradelines ingxelo 12+ iinyanga okanye 2 tradelines ingxelo 24+ iinyanga zonke kunye nomsebenzi kwiinyanga ezidlulileyo 12.
★Kwixesha loMnyhadala weTyala - iinyanga ezingama-48 - Ukuvalwa, ukuthengiswa okufutshane, uxwebhu endaweni, ukubhanga. Akukho ziganeko zininzi kwiminyaka eyi-7 edlulileyo.
★Ityala eliNcincisayo – Akukho ntlawulo ivuliweyo okanye ingqokelela kwiinyanga ezingama-48. Akukho migca yentengiso yobunjubaqa ekuvaleni.
★Housing Lates - 0x30x12 Kuwo onke ama-mortgage kubo bonke ababoleki. Kufuneka ubuncinane iinyanga ezili-12 zembali yezindlu.
★IiMfuno zoVavanyo:
①Uvavanyo lwangaphambili kwisithuba seenyanga ezili-12 + UVavanyo lweNdawo yokuHlala. Ixabiso lokuphonononga kufuneka lilingane okanye libe likhulu kunovandlakanyo;
②Uvavanyo olutsha luka-2055 kunye noVandlakanyo loVandlakanyo lweNdawo yokuHlala exhasa ixabiso phakathi kwe-10% yomahluko. Amaxabiso asezantsi amabini aza kusetyenziswa;
③Ukuhla kweemarike ubukhulu becala yi-75% CLTV kuMnikazi oHlale/kwiKhaya lesi-2. Ubuninzi be-70% ye-CLTV kuMnini ongaMnini.
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. – AAA Lendings Equity Solutions – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: California, Croatia, Uganda, Sihlala sigxininisa kwi-tenet yolawulo loMgangatho ngowokuqala, iThekhnoloji isisiseko, ukunyaniseka kunye ne-Innovation.Siyakwazi ukuphuhlisa iimveliso ezintsha ngokuqhubekayo ukuya kwinqanaba eliphezulu ukwanelisa iimfuno ezahlukeneyo zabathengi.
Ngu-Emma ovela eCongo - 2017.11.20 15:58 Abavelisi abalungileyo, sibambisene kabini, umgangatho olungileyo kunye nesimo sengqondo esihle senkonzo.
NguMarco ovela eMakedoniya - 2017.08.18 18:38 






