– AAA Ukuboleka HELOC – AAA IiNkcukacha zokuBoleka:

Isishwankathelo
Ezizimeleyo kunye nePiggyback.
Inkqubo ye-HELOC yi-Home Equity Line yeTyala.
Isalathiso + Umda. Iminyaka engama-30 yekota, i-10 yeminyaka ye-I/O yeXesha lokutsalwa ilandelwa yi-20 yeminyaka yokuhlawula amatyala.
* Isalathiso: Ireyithi yokubolekwa kwemali eyiNkulumbuso idada kwimarike.
Umda: Ngokuxhomekeke kwiimeko zemboleko, uMjikelo oMfutshane. 1%, Zinzile.
Ubungakanani bobomi bonke: 18%.
Umgangatho wobomi bonke: 2.5%.
Iimbalasane zeNkqubo
1) Akukho Isohlwayo seNtlawulo;
2) Akukho Mrhumo woNyaka;
3) Iprayimari kunye nekhaya lesibini lifanelekile;
4) Iyunithi e-1 & Ukuya kuma-90% HCLTV;
5) Ubukhulu. Imali-mboleko ye-$ 350,000;
6) Umz. FICO 680.
Isikhokelo ngokubanzi
(1) Qaphela ireyithi + 2% P&I ngaphezulu kweminyaka engama-30 yokuhlawula amortization njengereyithi yokufaneleka.
(2) Ii-asethi/Iimali emaziValwe/ooGcino:
★Piggybacks: landela iimfuno zokuqala zonxibelelwano.
★Zimele: akukho siqinisekiso se-asethi esifunekayo ukuba umboleki ufumana imali ezinkozo (okanye nikezela ngengxelo ye-asethi ye-asethi yenyanga enye ubuncinane ebonisa imali eyaneleyo yokuvala).
(3) UVandlakanyo/Uqingqo-maxabiso lwePropati:
★Piggybacks: landela izikhokelo zeFNMA/FHLMC.
①AVM kunye nobuncinci bemeko yepropathi ingxelo (kubandakanywa neefoto) ezenziwe kwiintsuku ezili-120 zomhla wenqaku.
②Uvandlakanyo (inokuba yidesktophu, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumxabisi onelayisenisi/oqinisekisiweyo ngurhulumente owenziwe phakathi konyaka omnye womhla wenqaku.
★Zodwa:
1) I-AVM kunye nengxelo yemeko yepropathi encinci yangaphandle (kubandakanywa neefoto).
2) Uvandlakanyo (lunokuba yidesktop, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumxabisi onelayisenisi/oqinisekisiweyo ngurhulumente owenziwe phakathi konyaka omnye womhla wenqaku.
★Kwimida yetyala> $250,000, i-FNMA 1004 epheleleyo okanye i-FHLMC 70 enohlolo lwangaphakathi nangaphandle oluqulethe iifoto ezinemibala iyafuneka.
(4) Isihloko asinakubanjwa egameni letrasti.
(5) Ii-POA zivumelekile kuzo zonke iintlobo zentengiselwano kodwa kufuneka zihlawule i-2nd lien transaction ukuba isetyenziswe.
(6) Imali-mboleko kufuneka ibe kwindawo yesibini.
(7) Akukho Mrhumo woNyaka.
(8) Ukuqeshisa akufanelekanga.
(9) Intlawulo iya kuhlawulwa ngomhla we-15 kwinyanga nganye.
(10) 5% umrhumo ofike emva kwexesha uya kuvavanywa ngomhla omiselweyo wentlawulo + iintsuku ezili-15 (ngaphandle kokuba kukho imfuneko engqongqo yelizwe).
(11) Ubomi bonke uMax. Ireyithi: 18% okanye ubuninzi belizwe kunye neLifetime Rate Floor 2.5%.
(12) Akukho Isohlwayo seNtlawulo.
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. – AAA Lendings HELOC – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Singapore, Brunei, Vietnam, Umgangatho omhle kunye nexabiso elifanelekileyo liye lasizisela abathengi abazinzile kunye nodumo oluphezulu. Ukubonelela 'ngeeMveliso zoMgangatho, iNkonzo eGqwesileyo, amaXabiso oKhuphiswano kunye noNikezo oluKhawulezayo', ngoku sijonge phambili kwintsebenziswano enkulu ngakumbi nabathengi baphesheya ngokusekwe kwiinzuzo ezifanayo. Siza kusebenza ngentliziyo epheleleyo ukuphucula iimveliso kunye neenkonzo zethu. Sikwathembisa ukusebenza ngokubambisana namaqabane ezoshishino ukuphakamisa intsebenziswano yethu kwinqanaba eliphezulu kunye nokwabelana ngempumelelo kunye. Wamkelekile ngokufudumeleyo ukuba undwendwele umzi-mveliso wethu ngokunyanisekileyo.
NguPhoenix ovela ePhiladelphia - 2018.11.28 16:25 Umgangatho olungileyo kunye nokuhanjiswa okukhawulezayo, kuhle kakhulu. Ezinye iimveliso zinengxaki encinci, kodwa umthengisi utshintshile ngexesha, ngokubanzi, sanelisekile.
NguJohnny wase-Amman - 2017.05.21 12:31 







