Iziko leMveliso

Iinkcukacha zeMveliso

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho.Yintoni i-Ssa-89,Imibuzo yoVavanyo lwe-Mortgage Broker,Umbutho we-Mortgage Broker, Kwi-AAA LENDINGS, sisebenza phantsi kwenkolelo eqinileyo yokuba 'Akukho mboleko ayinakwenzeka.' Le nkolelo ingamandla aqhuba imisebenzi yethu kwaye iqulethwe kwimotto yethu, Unako UkuNceda, Ngamaxesha Onke. Ifaka eyona nto ibalulekileyo yohlobo lwethu lwe-AAA. Siyaqonda ukuba abathengi abahlukeneyo kunye neemeko ezahlukeneyo zokuboleka zifuna izisombululo ezizodwa, kwaye sikulungele ngokupheleleyo ukubabonelela.
– AAA Ukuboleka HELOC – AAA IiNkcukacha zokuBoleka:

Heloc

Isishwankathelo

Ezizimeleyo kunye nePiggyback.

Inkqubo ye-HELOC yi-Home Equity Line yeTyala.
Isalathiso + Umda. Iminyaka engama-30 yekota, i-10 yeminyaka ye-I/O yeXesha lokutsalwa ilandelwa yi-20 yeminyaka yokuhlawula amatyala.

* Isalathiso: Ireyithi yokubolekwa kwemali eyiNkulumbuso idada kwimarike.
Umda: Ngokuxhomekeke kwiimeko zemboleko, uMjikelo oMfutshane. 1%, Zinzile.
Ubungakanani bobomi bonke: 18%.
Umgangatho wobomi bonke: 2.5%.

Iimbalasane zeNkqubo

1) Akukho Isohlwayo seNtlawulo;
2) Akukho Mrhumo woNyaka;
3) Iprayimari kunye nekhaya lesibini lifanelekile;
4) Iyunithi e-1 & Ukuya kuma-90% HCLTV;
5) Ubukhulu. Imali-mboleko ye-$ 350,000;
6) Umz. FICO 680.

Isikhokelo ngokubanzi

(1) Qaphela ireyithi + 2% P&I ngaphezulu kweminyaka engama-30 yokuhlawula amortization njengereyithi yokufaneleka.

(2) Ii-asethi/Iimali emaziValwe/ooGcino:
★Piggybacks: landela iimfuno zokuqala zonxibelelwano.
★Zimele: akukho siqinisekiso se-asethi esifunekayo ukuba umboleki ufumana imali ezinkozo (okanye nikezela ngengxelo ye-asethi ye-asethi yenyanga enye ubuncinane ebonisa imali eyaneleyo yokuvala).

(3) UVandlakanyo/Uqingqo-maxabiso lwePropati:
★Piggybacks: landela izikhokelo zeFNMA/FHLMC.
①AVM kunye nobuncinci bemeko yepropathi ingxelo (kubandakanywa neefoto) ezenziwe kwiintsuku ezili-120 zomhla wenqaku.
②Uvandlakanyo (inokuba yidesktophu, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumxabisi onelayisenisi/oqinisekisiweyo ngurhulumente owenziwe phakathi konyaka omnye womhla wenqaku.
★Zodwa:
1) I-AVM kunye nengxelo yemeko yepropathi encinci yangaphandle (kubandakanywa neefoto).
2) Uvandlakanyo (lunokuba yidesktop, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumxabisi onelayisenisi/oqinisekisiweyo ngurhulumente owenziwe phakathi konyaka omnye womhla wenqaku.
★Kwimida yetyala> $250,000, i-FNMA 1004 epheleleyo okanye i-FHLMC 70 enohlolo lwangaphakathi nangaphandle oluqulethe iifoto ezinemibala iyafuneka.

(4) Isihloko asinakubanjwa egameni letrasti.

(5) Ii-POA zivumelekile kuzo zonke iintlobo zentengiselwano kodwa kufuneka zihlawule i-2nd lien transaction ukuba isetyenziswe.

(6) Imali-mboleko kufuneka ibe kwindawo yesibini.

(7) Akukho Mrhumo woNyaka.

(8) Ukuqeshisa akufanelekanga.

(9) Intlawulo iya kuhlawulwa ngomhla we-15 kwinyanga nganye.

(10) 5% umrhumo ofike emva kwexesha uya kuvavanywa ngomhla omiselweyo wentlawulo + iintsuku ezili-15 (ngaphandle kokuba kukho imfuneko engqongqo yelizwe).

(11) Ubomi bonke uMax. Ireyithi: 18% okanye ubuninzi belizwe kunye neLifetime Rate Floor 2.5%.

(12) Akukho Isohlwayo seNtlawulo.


Imifanekiso yeenkcukacha zemveliso:

– AAA Ukuboleka HELOC – AAA Ukuboleka iinkcukacha imifanekiso


IsiKhokelo seMveliso esiNxulumeneyo:

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. – AAA Lendings HELOC – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Singapore, Brunei, Vietnam, Umgangatho omhle kunye nexabiso elifanelekileyo liye lasizisela abathengi abazinzile kunye nodumo oluphezulu. Ukubonelela 'ngeeMveliso zoMgangatho, iNkonzo eGqwesileyo, amaXabiso oKhuphiswano kunye noNikezo oluKhawulezayo', ngoku sijonge phambili kwintsebenziswano enkulu ngakumbi nabathengi baphesheya ngokusekwe kwiinzuzo ezifanayo. Siza kusebenza ngentliziyo epheleleyo ukuphucula iimveliso kunye neenkonzo zethu. Sikwathembisa ukusebenza ngokubambisana namaqabane ezoshishino ukuphakamisa intsebenziswano yethu kwinqanaba eliphezulu kunye nokwabelana ngempumelelo kunye. Wamkelekile ngokufudumeleyo ukuba undwendwele umzi-mveliso wethu ngokunyanisekileyo.
  • Umphathi wemveliso ngumntu oshushu kakhulu kwaye oqeqeshiweyo, sinencoko emnandi, kwaye ekugqibeleni safikelela kwisivumelwano sokuvumelana.
    Iinkwenkwezi ezi-5NguPhoenix ovela ePhiladelphia - 2018.11.28 16:25
    Umgangatho olungileyo kunye nokuhanjiswa okukhawulezayo, kuhle kakhulu. Ezinye iimveliso zinengxaki encinci, kodwa umthengisi utshintshile ngexesha, ngokubanzi, sanelisekile.
    Iinkwenkwezi ezi-5NguJohnny wase-Amman - 2017.05.21 12:31