Iholeyili-i-AAA yokuBoleka i-HELOC – i-AAA ibolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Kwi-AAA LENDINGS, sikholelwa ekubuyiseleni abathengi bethu abaxabisekileyo. Yiyo loo nto sinikezela ngenkqubo yokunyaniseka ekuvuza ngokuthemba kwakho kunye nentsebenziswano eqhubekayo nathi. Inkqubo yethu yokunyaniseka yenzelwe ukukugcina ubandakanyekile kwaye uxatyiswe, ibonelela ngezibonelelo ezikhethekileyo kunye nezaphulelo kubathengi bethu ababuyayo. Ukuzibophelela kwakho kwi-AAA LENDINGS kuqondwa kwaye kuvuzwa, kwaye sizama ukwenza umdla wakho oqhubekayo kwiinkonzo zethu ube ngamava anomvuzo.Isiqinisekiso soMboleki-mali we-Mortgage,Eyona Mboleki-mali we-Mortgage,Iimfuno zoMboleki we-Mortgage, Kwi-AAA LENDINGS, sikholelwa ukuba umninimzi kufuneka abe ngamava amnandi kunye nokwanelisayo. Ukubandakanya kunye nokukuchulumancisa kolu hambo, sibonelela ngofikelelo olukhethekileyo kuluntu lwabaninimzi bethu. Qhagamshelana nabanye ngendlela efanayo, yabelana ngamava, kwaye ufumane ulwazi oluxabisekileyo ukwenza uhambo lwakho lobunini-khaya lube lubandakanya kwaye lubenonxibelelwano. Ikhaya lakho asiyopropathi nje; luluntu kunye nendlela yokuphila, kwaye silapha ukwenza olo hambo lube nomtsalane ngakumbi.

– AAA Ukuboleka HELOC – AAA IiNkcukacha zokuBoleka:

Heloc

Isishwankathelo

Ezizimeleyo HELOC.

Inkqubo ye-HELOC yi-Home Equity Line yeTyala. Isalathiso + Umda. Iminyaka engama-30 yekota, i-10 yeminyaka ye-I/O yeXesha lokutsalwa ilandelwa yi-20 yeminyaka yokuhlawula amatyala.

Iinkcukacha

I-1) Njengekhadi letyala eliphezulu
2) Akukho Isohlwayo seNtlawulo
3) Akukho Mrhumo woNyaka
4) Iprayimari kunye nekhaya lesibini lifanelekile
5) Iyunithi e-1 & Ukuya kuthi ga kwi-90% HCLTV
6) Isixa-mali seMali-mboleko enkulu ye-350,000 yeedola
7) Umz. FICO 680
8) I-Piggyback's nayo iyafumaneka

*Isalathiso: Ireyithi yokubolekwa kwemali eyiNkulumbuso idada kwimarike.
Umda: Ngokuxhomekeke kwiimeko zemboleko, uMjikelo oMfutshane. 1%,Ilungisiwe.
Ubungakanani bobomi bonke: 18%.
Umgangatho wobomi bonke: 2.5%.

Sisiphi isizathu sokukhetha le nkqubo?

Lilonke, i-HELOC inokuba lukhetho oluhle kakhulu kubaboleki ngexesha apho uninzi lweemveliso 'inzala ikhula ngokubanzi.

Isikhokelo ngokubanzi

(1) Qaphela ireyithi + 2% P&I ngaphezulu kweminyaka engama-30 yokuhlawula amortation njengereyithi yokufaneleka.
(2)Ii-asethi/Iimali emaziValwe/oovimba:
★Piggybacks: landela iimfuno zokuqala zonxibelelwano
★Iindawo ezizimeleyo: akukho siqinisekiso se-asethi esifunekayo ukuba lowo ubolekayo ufumana imali ezinkozo (ngakolunye unikezelo ubuncinane inyanga enye yeengxelo ze-asethi ezibonisa imali eyaneleyo yokuvala)
(3)UVandlakanyo/uVandlakanyo lwePropati
★Piggybacks: landela izikhokelo ze-FNMA/FHLMC (ngokusekwe kuhlobo lwengxelo ye-AUS esebenzayo) ngaphandle kwe-AAA LENDINGS ayiyi kwamkela ukuyekwa kovavanyo. Ukuba i-AUS ivumela ukurhoxiswa kovavanyo, ngoko endaweni yoko unikeze: ①AVM kunye nengxelo yemeko yepropathi ephantsi (kubandakanywa neefoto) yomhla phakathi kwe-120 leentsuku zomhla wenqaku okanye ② uvandlakanyo (inokuba yidesktop, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumvavanyi onelayisenisi/oqinisekisiweyo welizwe nomhla womhla omnye.
★Ii-Standalones: 1) I-AVM kunye nengxelo yemeko yepropathi ephantsi (kubandakanywa neefoto) okanye 2) uvavanyo (inokuba yi-desktop, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumvavanyi onelayisenisi/oqinisekisiweyo welizwe owabhalwa kwisithuba sonyaka omnye wesaziso.
★Ngomda wetyala > $250,000, iFNMA 1004 epheleleyo okanye iFHLMC 70 enohlolo lwangaphakathi nangaphandle oluqulethe iifoto ezinemibala efunekayo
(4) Isihloko asinakubanjwa egameni letrasti.
(5) Ii-POA zivumelekile kuzo zonke iintlobo zentengiselwano kodwa kufuneka zihlawule i-2nd lien transaction ukuba isetyenziswe.
(6) Imali-mboleko kufuneka ibe kwindawo yesibini.
(7) Akukho Mrhumo woNyaka
(8) Ukuqeshisa akufanelekanga
(9)Intlawulo iya kufuneka ngomhla we-15 kwinyanga nganye
(10) 5% umrhumo kade uya kuvavanywa ngomhla omiselweyo wentlawulo + iintsuku ezili-15 (ngaphandle kokuba kukho imfuneko yelizwe engqongqo ngakumbi)
(11)Umlinganiselo woBomi boBomi: 18% okanye ubuninzi belizwe kunye neLifetime Rate Floor 2.5%
(12)Akukho Isohlwayo seNtlawulo.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Kwi-AAA LENDINGS, sikholelwa ekubuyiseleni abathengi bethu abaxabisekileyo. Yiyo loo nto sinikezela ngenkqubo yokunyaniseka ekuvuza ngokuthemba kwakho kunye nentsebenziswano eqhubekayo nathi. Inkqubo yethu yokunyaniseka yenzelwe ukukugcina ubandakanyekile kwaye uxatyiswe, ibonelela ngezibonelelo ezikhethekileyo kunye nezaphulelo kubathengi bethu ababuyayo. Ukuzibophelela kwakho kwi-AAA LENDINGS kuqondwa kwaye kuvuzwa, kwaye sizama ukwenza umdla wakho oqhubekayo kwiinkonzo zethu ube ngamava anomvuzo. – AAA Lendings HELOC – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Jeddah, Auckland, Salt Lake City, Iqela lethu lobunjineli lobuchwephesha liya kuhlala likulungele ukukusebenzela ukubonisana kunye nempendulo. Siyakwazi ukukunika iisampuli zasimahla zokuhlangabezana neemfuno zakho. Iinzame ezigqwesileyo ziya kuveliswa ukukunika inkonzo efanelekileyo kunye nempahla. Nabani na ocinga ngenkampani yethu kunye nentengiso, nceda uqhagamshelane nathi ngokusithumela ii-imeyile okanye uqhagamshelane nathi ngokukhawuleza. Njengendlela yokwazi ukuthengisa kwethu kunye nokuqina. okuninzi ngakumbi, ungaza kumzi-mveliso wethu ukuze ufumane oko. Siya kuhlala sisamkela iindwendwe ezivela kwihlabathi liphela kwishishini lethu ukuze sakhe ubudlelwane benkampani nathi. Nceda uzive ukhululekile ukunxibelelana nathi ngeshishini kwaye sikholelwa ukuba siza kwabelana ngamava asebenzayo orhwebo nabo bonke abarhwebi bethu.

-AAA Ukuboleka

Izixhobo zasefektri zihambele phambili kwishishini kwaye imveliso ilungile, ngaphezu koko ixabiso liphantsi kakhulu, ixabiso lemali!
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