Iziko leMveliso

Iinkcukacha zeMveliso

Ukuzibophelela kwethu ekugqweseni nasekuzinikeleni kubathengi bethu kusiqhubele ekubeni sandise imisebenzi yethu kumazwe angama-45, kuquka iArizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwamanye. Nangona kunjalo, impumelelo yethu ayichazwanga kuphela ngamanani. Uphononongo oluninzi oluhle kunye nodumo olunamandla lokuthetha ngomlomo esilufumeneyo lusebenza njengobungqina bokuthenjwa kunye nentembeko ebekwe yintengiso kuthi.UMbolekisi othe ngqo,Iibhondi zokuthembeka,Umdla osisigxina, Ngaphaya kweemveliso zemveli zokuboleka imali, sinikezela ngoluhlu lwezisombululo zokuboleka i-niche ezibonelela iimfuno ezithile zabathengi. Iimveliso zethu ze-'Non-QM' zemali-mboleko ziyilelwe iimeko zemali ezingaqhelekanga, zisenza sibe ngababoleki abangayifanelanga imold yesintu. Sikholelwa ukuba kukho imali-mboleko yomntu wonke, kwaye ukhetho lwethu olukhethekileyo lwemali mboleko lubonisa ukuzibophelela kwethu ekubandakanyekeni.
– AAA Ukuboleka HELOC – AAA IiNkcukacha zokuBoleka:

Heloc

Isishwankathelo

Ezizimeleyo kunye nePiggyback.

Inkqubo ye-HELOC yi-Home Equity Line yeTyala.
Isalathiso + Umda. Iminyaka engama-30 yekota, i-10 yeminyaka ye-I/O yeXesha lokutsalwa ilandelwa yi-20 yeminyaka yokuhlawula amatyala.

* Isalathiso: Ireyithi yokubolekwa kwemali eyiNkulumbuso idada kwimarike.
Umda: Ngokuxhomekeke kwiimeko zemboleko, uMjikelo oMfutshane. 1%, Zinzile.
Ubungakanani bobomi bonke: 18%.
Umgangatho wobomi bonke: 2.5%.

Iimbalasane zeNkqubo

1) Akukho Isohlwayo seNtlawulo;
2) Akukho Mrhumo woNyaka;
3) Iprayimari kunye nekhaya lesibini lifanelekile;
4) Ubukhulu. HCLTV 85%;
5) Ubukhulu. Imali-mboleko ye-$ 350,000;
6) Umz. FICO 680.

IsiKhokelo seNgeniso

★Ii-piggybacks zilandela iimfuno zokuqala zonxibelelwano.
★Ii-Standalones: Uninzi lwamva nje lwenyanga enye paystub + eyona nyaka yakutshanje W2.
★Imibhalo yerhafu iyafuneka xa usebenzisa iimbuyekezo zerhafu ngeenjongo ezifanelekileyo.

Isikhokelo ngokubanzi

Umthombo wekhonkco le-Prime Mortgage Rate:https://www.wsj.com/market-data/bonds/moneyrates

★Ubukhulu bentlawulo yemvelaphi yi-“Max Point & Fee 5%”.

★ $ 1.5m Max Iikhonkco ezidibeneyo.
★LifeMax Rate: 18% okanye umgangatho ophezulu kunye nobomi bomgangatho we-2.5%.
★Ukuthenga akuvumelekanga .
★Thenga-phantsi umlinganiselo:1:3 (0.125 yehle ngexabiso, 0.375 ixabiso kwixabiso. Ubuninzi buy-down 1.000% kwi
ireyithi.)
★INtengiselwano yokuThenga eKhaya yesibini ayivumelekanga ngoku

(1)Max DTI 43% kuMda wemali-mboleko $ 250,000
(2) Qaphela ireyithi + 2% P&I ngaphezulu kweminyaka engama-30 yokuhlawula amortization njengenqanaba lokufaneleka.
(3)IiAsethi/Iimali emaziValwe/oovimba:
★Piggybacks: landela iimfuno zokuqala zonxibelelwano.
★Iindawo ezizimeleyo: akukho siqinisekiso se-asethi esifunekayo ukuba lowo ubolekayo ufumana imali ezinkozo (ngakolunye unikezelo ubuncinane inyanga enye yeengxelo ze-asethi ezibonisa imali eyaneleyo yokuvala)
(4)Imali-mboleko kade:0x30x24


Imifanekiso yeenkcukacha zemveliso:

– AAA Ukuboleka HELOC – AAA Ukuboleka iinkcukacha imifanekiso


IsiKhokelo seMveliso esiNxulumeneyo:

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. – AAA Lendings HELOC – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Qatar, Libya, Eindhoven, Isitokhwe sethu sixabise i-8 yezigidi zeedola, unokufumana iinxalenye ezikhuphisanayo ngexesha elifutshane lokuhambisa. Inkampani yethu ayiloqabane lakho kuphela kwishishini, kodwa inkampani yethu ingumncedisi wakho kwishishini elizayo.
  • Umgangatho olungileyo, amaxabiso afanelekileyo, iindidi ezityebileyo kunye nenkonzo egqibeleleyo emva kokuthengisa, ilungile!
    Iinkwenkwezi ezi-5NguMoira ovela eLas Vegas - 2017.09.22 11:32
    Kunokuthiwa lo ngoyena mvelisi ubalaseleyo esidibene naye eTshayina kolu shishino, siziva sinethamsanqa lokusebenza nomenzi ogqwesileyo.
    Iinkwenkwezi ezi-5NgoGrace ovela eDenver - 2018.10.31 10:02