Iholeyili-i-AAA yokuBoleka i-HELOC – i-AAA ibolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukwenziwa kwezinto ezintsha yinxalenye yeDNA yethu. Sisoloko sifuna iindlela zokuphucula amava okuthenga ngendlu kubathengi bethu. Inkqubo yethu ye-intanethi ye-intanethi ye-intanethi, ulawulo olukhuselekileyo lwamaxwebhu, kunye neendlela zonxibelelwano lwedijithali zinika uhambo olungenamthungo, olungenamaphepha. Nge-AAA LENDINGS, ungalindela amava angoku, asebenzayo, kunye nokhuseleko lwemali-mboleko ehlala ihambelana nehlabathi elikhawulezayo lobuchwephesha. Uncedo lwakho kunye nokhuseleko zibaluleke kakhulu kuthi.Uthelekiso loMboleki-mali we-Mortgage,Umthengisi we-Mortgage Vs uMbolekisi,Izakhelo zeWebhsayithi zoMbolekisi we-Mortgage, Yintoni esahlulayo yindlela yethu yobuqu yokuboleka imali, ngokuchasene neendlela ezilinganayo ezisetyenziswa ngabanye abaninzi. Sinikezela ngezisombululo ezilungiselelwe iimfuno ezizodwa zomxhasi ngamnye, sikholelwa ngokuqinileyo ekubeni yonke imali mboleko inokwenzeka. Nge-AAA LENDINGS, iinjongo zakho zemali ziba zezethu, kwaye kunye, sizenza zenzeke.

– AAA Ukuboleka HELOC – AAA IiNkcukacha zokuBoleka:

Heloc

Isishwankathelo

Ezizimeleyo kunye nePiggyback.

Inkqubo ye-HELOC yi-Home Equity Line yeTyala.
Isalathiso + Umda. Iminyaka engama-30 yekota, i-10 yeminyaka ye-I/O yeXesha lokutsalwa ilandelwa yi-20 yeminyaka yokuhlawula amatyala.

* Isalathiso: Ireyithi yokubolekwa kwemali eyiNkulumbuso idada kwimarike.
Umda: Ngokuxhomekeke kwiimeko zemboleko, uMjikelo oMfutshane. 1%, Zinzile.
Ubungakanani bobomi bonke: 18%.
Umgangatho wobomi bonke: 2.5%.

Iimbalasane zeNkqubo

1) Akukho Isohlwayo seNtlawulo;
2) Akukho Mrhumo woNyaka;
3) Iprayimari kunye nekhaya lesibini lifanelekile;
4) Iyunithi e-1 & Ukuya kuma-90% HCLTV;
5) Ubukhulu. Imali-mboleko ye-$ 350,000;
6) Umz. FICO 680.

Isikhokelo ngokubanzi

(1) Qaphela ireyithi + 2% P&I ngaphezulu kweminyaka engama-30 yokuhlawula amortization njengereyithi yokufaneleka.

(2) Ii-asethi/Iimali emaziValwe/ooGcino:
★Piggybacks: landela iimfuno zokuqala zonxibelelwano.
★Zimele: akukho siqinisekiso se-asethi esifunekayo ukuba umboleki ufumana imali ezinkozo (okanye nikezela ngengxelo ye-asethi ye-asethi yenyanga enye ubuncinane ebonisa imali eyaneleyo yokuvala).

(3) UVandlakanyo/Uqingqo-maxabiso lwePropati:
★Piggybacks: landela izikhokelo zeFNMA/FHLMC.
①AVM kunye nobuncinci bemeko yepropathi ingxelo (kubandakanywa neefoto) ezenziwe kwiintsuku ezili-120 zomhla wenqaku.
②Uvandlakanyo (inokuba yidesktophu, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumxabisi onelayisenisi/oqinisekisiweyo ngurhulumente owenziwe phakathi konyaka omnye womhla wenqaku.
★Zodwa:
1) I-AVM kunye nengxelo yemeko yepropathi encinci yangaphandle (kubandakanywa neefoto).
2) Uvandlakanyo (lunokuba yidesktop, uhlolo lwangaphandle kunye/okanye uhlolo lwangaphakathi) olugqitywe ngumxabisi onelayisenisi/oqinisekisiweyo ngurhulumente owenziwe phakathi konyaka omnye womhla wenqaku.
★Kwimida yetyala> $250,000, i-FNMA 1004 epheleleyo okanye i-FHLMC 70 enohlolo lwangaphakathi nangaphandle oluqulethe iifoto ezinemibala iyafuneka.

(4) Isihloko asinakubanjwa egameni letrasti.

(5) Ii-POA zivumelekile kuzo zonke iintlobo zentengiselwano kodwa kufuneka zihlawule i-2nd lien transaction ukuba isetyenziswe.

(6) Imali-mboleko kufuneka ibe kwindawo yesibini.

(7) Akukho Mrhumo woNyaka.

(8) Ukuqeshisa akufanelekanga.

(9) Intlawulo iya kuhlawulwa ngomhla we-15 kwinyanga nganye.

(10) 5% umrhumo ofike emva kwexesha uya kuvavanywa ngomhla omiselweyo wentlawulo + iintsuku ezili-15 (ngaphandle kokuba kukho imfuneko engqongqo yelizwe).

(11) Ubomi bonke uMax. Ireyithi: 18% okanye ubuninzi belizwe kunye neLifetime Rate Floor 2.5%.

(12) Akukho Isohlwayo seNtlawulo.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ngelixa ababolekisi abaninzi belinganisela umda wabo, siyaqhubeka nokwandisa ubukho bethu kumazwe ahlukeneyo, sisebenzela ababoleki kumazwe angama-45, kubandakanya ezinye zeemarike ezinamandla njengeCalifornia neTexas. Ukufikelela kwethu okubanzi kusivumela ukuba siqonde kwaye siziqhelanise nee-nuances zengingqi, siqinisekisa ukuba abathengi bethu kumazwe ahlukeneyo bafumana inkxaso yendawo ngelixa bexhamla kubuchwephesha belizwe lonke. – AAA Lendings HELOC – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: isiFrentshi, isi-Irish, iSacramento, Sineminyaka engaphezu kwe-10 yamava athunyelwa ngaphandle kwaye iimveliso zethu ziye zavezwa kumazwe angaphezu kwama-30 malunga negama. Sihlala sibambe itenet yenkonzo uMthengi kuqala, Umgangatho kuqala ezingqondweni zethu, kwaye singqongqo ngomgangatho wemveliso. Wamkele undwendwelo lwakho!

-AAA Ukuboleka