1 (877) 789-8816 marketing@aaalendings.com
TPO Portal
U.S.

Iziko leMveliso

Iinkcukacha zeMveliso

I-AAA LENDINGS iyazingca ngokubandakanyeka kwethu kuluntu kunye noxanduva loluntu. Sikholelwa ukuba ukuba ngumbolekisi othembekileyo kuthetha ukubuyisela kuluntu esilusebenzelayo. Iqela lethu lithatha inxaxheba ngokukhutheleyo kumalinge esisa, ukuxhasa izizathu zasekuhlaleni, nokukhuthaza ulwazi lwezemali. Asikho nje kwishishini lokubonelela ngemali-mboleko; sityale imali ekwenzeni impembelelo eyakhayo kubomi babaxumi bethu nakuluntu abalubiza ngokuba likhaya.Ssn uQinisekiso,Umqeshi oPhezulu oBoleka imali ka-2020,Umthengisi we-Mortgage Zillow, Siyaqonda ukuba imiceli mngeni yezemali inokuvela ngokungalindelekanga, kwaye silapha ukukunika izisombululo xa uzifuna kakhulu. Ukongeza kwiimveliso zemveli mboleko, i-AAA LENDINGS inikezela ngoluhlu lweenkqubo mboleko eziguquguqukayo ezibonelela ngeemeko ezizodwa zezimali. Nokuba unamanqaku angaphantsi kunawo agqibeleleyo, uyazisebenza, okanye unemithombo yengeniso engaqhelekanga, sineendlela zokuboleka imali eziyilelwe ukuhlangabezana neemfuno zakho.
– AAA Ukuboleka Non-QM 12 okanye 24-yeNyanga Personal / IiNkcazo zeBhanki yoShishino Inkqubo – AAA IiNkcukacha zokuBoleka:

Ayinasihloko-5

Isishwankathelo

Umboleki ozisebenzelayo onetyala eligqwesileyo nomvuzo wakhe ochazwe kwimbuyekezo yerhafu awusayi kubenza bafanelekele ukufumana ikhaya elitofotofo abanako ukulihlawula. Ufaneleka nge-100% kwiiDipozithi zeAkhawunti yoBuqu kunye ne-50% kwiiDipozithi zeAkhawunti yeShishini (iinyanga ezili-12 ezilandelelanayo)

Iinkcukacha

1) Ukuya kuthi ga kwi-4M yemali-mboleko;
2) Ukuya kuthi ga kwi-90% Max LTV;
3) Ukuziqeshisa kunye nabaBoleki abayi-1099;
4) 660 okanye amanqaku aphezulu ekhredithi;
5) Akukho vimba ofunekayo kwi-75% okanye ngaphantsi kwe-LTV;
6) Akukho 4506T / Akukho K1's / Akukho P & L's;
I-7) Akukho MI (i-Inshurensi ye-Mortgage).

Kutheni sikhetha le nkqubo?

Nangona uninzi lwabantu baseMelika lungakwazi ukufumana amaxwebhu apheleleyo kwimali mboleko yendlu yesiqhelo, abaninzi abakangeni kwizikhokelo zikaFannie noFreddie xa kufikwa kwiimfuno zokuboleka. Ngethamsanqa, iimali-mboleko ezingezizo eze-QM kunye namaxwebhu engeniso yengxelo yebhanki sisisombululo esihle kwaba baboleki bangenamveli.

Ingakumbi, abantu abazisebenzelayo abarhola imivuzo banobunewunewu bokucima iindleko ezininzi zeshishini phantsi kweKhowudi yeRhafu ye-IRS. Ukucinywa kweendleko zoshishino kwingeniso yabo yesambuku kunceda abantu abazisebenzelayo abazisebenzelayo ukuba bahlawule kancinci kwirhafu yengeniso.

Abantu abaninzi abazisebenzelayo nabanoogcino-zincwadi abalumkileyo badla ngokuhlawula kancinane okanye bangayihlawuli irhafu ngenxa yokuxhamla kwiikhowudi zerhafu. Abaninzi banomvuzo ongemhle. Ngelishwa, ukucinywa okuninzi kuthetha ukuba abasebenzi abazisebenzelayo banomvuzo onzima ukuba bafanelekele ukubolekwa imali. Ababolekisi bemveli baya kusebenzisa ingeniso epheleleyo ehlengahlengisiweyo xa bebala umvuzo ofanelekileyo. Iindaba ezimnandi kubathengi bamakhaya abaziqeshileyo abanemali-mboleko engeyiyo eye-QM. Sine-Non-QM yokubambisa kubaboleki abazisebenzelayo ngaphandle kweembuyekezo zerhafu yengeniso ezifunekayo. Kweli nqaku, siza kuxoxa kwaye sigqume iimali mboleko zebhanki ezingezizo eze-QM kubaboleki abazisebenzelayo.

Le nkqubo yenzelwe bani?

Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Iziteyitimenti zebhanki zisenokusetyenziswa njengenye indlela kwiimbuyekezo zerhafu ukuze kubhalwe ingeniso yomboleki ozisebenzelayo. Ngaphandle koko, iingxelo zebhanki zobuqu kunye/okanye zoshishino zivumelekile zonke.

Ubuncinci omnye wababoleki kufuneka azisebenzele ubuncinci iminyaka emi-2 (25% okanye ubunini obungaphezulu) ukuze afanelekele le nkqubo. Le yimfuneko eqhelekileyo yokuqinisekisa ukuba umboleki ngumboleki ozisebenzelayo na. Ngamanye amaxesha, umboleki angaba nobunini beshishini, nangona kunjalo, sibala kuphela njengababoleki abaziqeshileyo xa lingaphezulu kwama-25%. Kwimali-mboleko ye-arhente, sihlala sibhekisa ku-K-1 okanye kwiShedyuli G; ngelixa kwi-Non-QM mboleko, sihlala sifuna ileta ye-CPA ukuze siqinisekise ubunini bokwenene.

Ngokuqhelekileyo, umbolekisi uya kubala umvuzo ofanelekileyo ngokuthatha ixabiso eliqhelekileyo lesiteyitimenti sebhanki kwiinyanga ezili-12 okanye ezingama-24, emva koko aphindaphinde inkcitho eqhelekileyo. Oko kufuneka kube yingeniso yomboleki efanelekileyo kule nkqubo.

Ngokubhekiselele kwindleko yeendleko, abatyali-mali abaninzi abangeyo-QM banokuba nomlinganiselo oqhelekileyo onjenge-50%. Sinale mfuneko ngokunjalo. Nangona kunjalo, ukuba i-CPA yakho inokubonelela ngeleta enezizathu ezifanelekileyo, sinokuthathela ingqalelo into yeendleko eziguquguqukayo. Ungagqithi kumlinganiselo omncinci ~

Ukuba unazo naziphi na iimfuno, qhagamshelana nathi kuqala, sinokunikela ngokubalwa kwengeniso yamahhala yangaphambili. Oko kufanele ukuba luncedo kakhulu kuni nonke ngakumbi amaGosa eMali-mboleko ye-Mortgage, ukunika inkonzo kubathengi bakho ngcono.

Imifanekiso yeenkcukacha zemveliso:

– AAA Ukuboleka Non-QM 12 okanye 24-yeNyanga Personal / IiNkcazo zeBhanki yoShishino Inkqubo – AAA Ukuboleka iinkcukacha imifanekiso

IsiKhokelo seMveliso esiNxulumeneyo:
Ukucwangcisa ikamva lakho lezemali kuqala ngeqabane elifanelekileyo lokuboleka imali, kwaye kwa-AAA LENDINGS, sizimisele ukukunceda ufezekise amaphupha akho. Siyaqonda ukuba uhambo olusingise kumninimzi lunokuba luyolo kodwa luyoyikeka. Iingcali zethu ezinamava zingaphezulu nje kweengcali zokubambisa; bangamahlakani akho emali. Ziyafumaneka ukuze uxoxe ngeenjongo zakho, uvavanye imeko yakho yezemali, kwaye unike isikhokelo somntu esibamba umdla wakho. Siyazingca ngokuba sisikhokelo esikuxhobisayo ukuba wenze izigqibo ezizizo malunga nekamva lakho. – AAA Lendings Non-QM 12 okanye 24-yenyanga Personal / Business Bank Statements Programme – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Ottawa, New Zealand, San Francisco, Sigxininisa kuMgangatho wokuQala, iReputation First kunye noMthengi wokuqala. Sizimisele ukubonelela ngeemveliso ezikumgangatho ophezulu kunye neenkonzo ezilungileyo emva kokuthengisa. Ukuza kuthi ga ngoku, iimveliso zethu ziye zathunyelwa kumazwe angaphezu kwama-60 kunye nemimandla ehlabathini lonke, ezifana America, Australia kunye neYurophu. Siyakonwabela udumo oluphezulu ekhaya naphesheya. Sihlala sizingisa kumgaqo weTyala, uMthengi kunye noMgangatho, silindele intsebenziswano nabantu kuzo zonke iinkalo zobomi ukuze bafumane inzuzo efanayo.
    • Sizibandakanye kolu shishino iminyaka emininzi, siyasixabisa isimo sengqondo somsebenzi kunye nomthamo wemveliso wenkampani, lo ngumenzi ohloniphekileyo kunye nonobuchule.
    Iinkwenkwezi ezi-5Ngu-Elsie ovela eFlorida - 2018.07.26 16:51
    Inkampani inezixhobo ezityebileyo, oomatshini abaphambili, abasebenzi abanamava kunye neenkonzo ezigqwesileyo, ndiyathemba ukuba uhlala uphucula kwaye ufezekisa iimveliso kunye nenkonzo yakho, ndikunqwenelela ngcono!
    Iinkwenkwezi ezi-5NguSahid Ruvalcaba waseRomania - 2018.05.15 10:52

    EzinxulumeneyoIIMVELISO

    Cofa u-enter ukukhangela okanye i-ESC ukuvala