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Iziko leMveliso

Iinkcukacha zeMveliso

Ukwenziwa kwezinto ezintsha yinxalenye yeDNA yethu. Sisoloko sifuna iindlela zokuphucula amava okuthenga ngendlu kubathengi bethu. Inkqubo yethu ye-intanethi ye-intanethi ye-intanethi, ulawulo olukhuselekileyo lwamaxwebhu, kunye neendlela zonxibelelwano lwedijithali zinika uhambo olungenamthungo, olungenamaphepha. Nge-AAA LENDINGS, ungalindela amava angoku, asebenzayo, kunye nokhuseleko lwemali-mboleko ehlala ihambelana nehlabathi elikhawulezayo lobuchwephesha. Uncedo lwakho kunye nokhuseleko zibaluleke kakhulu kuthi.IMvuzo echaziweyo yoMboleki-mali we-Mortgage,UKhetho olungcono kuMboleki,Ababolekisi abaPhezulu be-Mortgage, Ihlabathi le-mortgages lihlala liguquka, kwaye sisesichengeni sokwenza izinto ezintsha. Kwi-AAA LENDINGS, sinikezela ngezixhobo zedijithali zangoku kunye neeplatifti ezinobuhlobo ezikuvumela ukuba uqalise isicelo sakho se-mortgage okanye ufumane uhlaziyo ekuhambeni. Itekhnoloji yethu esebenziseka lula ilula inkqubo, ibeka amandla olawulo lwemali mboleko entendeni yesandla sakho. Siyazi ukuba ixesha lakho lixabisekile, kwaye izisombululo zethu ze-tech-savvy zikongela ixesha kunye nobunzima.
– AAA Ukuboleka Non-QM 12 okanye 24-yeNyanga Personal / IiNkcazo zeBhanki yoShishino Inkqubo – AAA IiNkcukacha zokuBoleka:

Ayinasihloko-5

Isishwankathelo

Umboleki ozisebenzelayo onetyala eligqwesileyo nomvuzo wakhe ochazwe kwimbuyekezo yerhafu awusayi kubenza bafanelekele ukufumana ikhaya elitofotofo abanako ukulihlawula. Ufaneleka nge-100% kwiiDipozithi zeAkhawunti yoBuqu kunye ne-50% kwiiDipozithi zeAkhawunti yeShishini (iinyanga ezili-12 ezilandelelanayo)

Iinkcukacha

1) Ukuya kuthi ga kwi-4M yemali-mboleko;
2) Ukuya kuthi ga kwi-90% Max LTV;
3) Ukuziqeshisa kunye nabaBoleki abayi-1099;
4) 660 okanye amanqaku aphezulu ekhredithi;
5) Akukho vimba ofunekayo kwi-75% okanye ngaphantsi kwe-LTV;
6) Akukho 4506T / Akukho K1's / Akukho P & L's;
I-7) Akukho MI (i-Inshurensi ye-Mortgage).

Kutheni sikhetha le nkqubo?

Nangona uninzi lwabantu baseMelika lungakwazi ukufumana amaxwebhu apheleleyo kwimali mboleko yendlu yesiqhelo, abaninzi abakangeni kwizikhokelo zikaFannie noFreddie xa kufikwa kwiimfuno zokuboleka. Ngethamsanqa, iimali-mboleko ezingezizo eze-QM kunye namaxwebhu engeniso yengxelo yebhanki sisisombululo esihle kwaba baboleki bangenamveli.

Ingakumbi, abantu abazisebenzelayo abarhola imivuzo banobunewunewu bokucima iindleko ezininzi zeshishini phantsi kweKhowudi yeRhafu ye-IRS. Ukucinywa kweendleko zoshishino kwingeniso yabo yesambuku kunceda abantu abazisebenzelayo abazisebenzelayo ukuba bahlawule kancinci kwirhafu yengeniso.

Abantu abaninzi abazisebenzelayo nabanoogcino-zincwadi abalumkileyo badla ngokuhlawula kancinane okanye bangayihlawuli irhafu ngenxa yokuxhamla kwiikhowudi zerhafu. Abaninzi banomvuzo ongemhle. Ngelishwa, ukucinywa okuninzi kuthetha ukuba abasebenzi abazisebenzelayo banomvuzo onzima ukuba bafanelekele ukubolekwa imali. Ababolekisi bemveli baya kusebenzisa ingeniso epheleleyo ehlengahlengisiweyo xa bebala umvuzo ofanelekileyo. Iindaba ezimnandi kubathengi bamakhaya abaziqeshileyo abanemali-mboleko engeyiyo eye-QM. Sine-Non-QM yokubambisa kubaboleki abazisebenzelayo ngaphandle kweembuyekezo zerhafu yengeniso ezifunekayo. Kweli nqaku, siza kuxoxa kwaye sigqume iimali mboleko zebhanki ezingezizo eze-QM kubaboleki abazisebenzelayo.

Le nkqubo yenzelwe bani?

Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Iziteyitimenti zebhanki zisenokusetyenziswa njengenye indlela kwiimbuyekezo zerhafu ukuze kubhalwe ingeniso yomboleki ozisebenzelayo. Ngaphandle koko, iingxelo zebhanki zobuqu kunye/okanye zoshishino zivumelekile zonke.

Ubuncinci omnye wababoleki kufuneka azisebenzele ubuncinci iminyaka emi-2 (25% okanye ubunini obungaphezulu) ukuze afanelekele le nkqubo. Le yimfuneko eqhelekileyo yokuqinisekisa ukuba umboleki ngumboleki ozisebenzelayo na. Ngamanye amaxesha, umboleki angaba nobunini beshishini, nangona kunjalo, sibala kuphela njengababoleki abaziqeshileyo xa lingaphezulu kwama-25%. Kwimali-mboleko ye-arhente, sihlala sibhekisa ku-K-1 okanye kwiShedyuli G; ngelixa kwi-Non-QM mboleko, sihlala sifuna ileta ye-CPA ukuze siqinisekise ubunini bokwenene.

Ngokuqhelekileyo, umbolekisi uya kubala umvuzo ofanelekileyo ngokuthatha ixabiso eliqhelekileyo lesiteyitimenti sebhanki kwiinyanga ezili-12 okanye ezingama-24, emva koko aphindaphinde inkcitho eqhelekileyo. Oko kufuneka kube yingeniso yomboleki efanelekileyo kule nkqubo.

Ngokubhekiselele kwindleko yeendleko, abatyali-mali abaninzi abangeyo-QM banokuba nomlinganiselo oqhelekileyo onjenge-50%. Sinale mfuneko ngokunjalo. Nangona kunjalo, ukuba i-CPA yakho inokubonelela ngeleta enezizathu ezifanelekileyo, sinokuthathela ingqalelo into yeendleko eziguquguqukayo. Ungagqithi kumlinganiselo omncinci ~

Ukuba unazo naziphi na iimfuno, qhagamshelana nathi kuqala, sinokunikela ngokubalwa kwengeniso yamahhala yangaphambili. Oko kufanele ukuba luncedo kakhulu kuni nonke ngakumbi amaGosa eMali-mboleko ye-Mortgage, ukunika inkonzo kubathengi bakho ngcono.

Imifanekiso yeenkcukacha zemveliso:

– AAA Ukuboleka Non-QM 12 okanye 24-yeNyanga Personal / IiNkcazo zeBhanki yoShishino Inkqubo – AAA Ukuboleka iinkcukacha imifanekiso

IsiKhokelo seMveliso esiNxulumeneyo:
Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko. – AAA Lendings Non-QM 12 okanye 24-yeNyanga Personal / Business Bank IiNkcazo Programme – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, ezifana: Russia, New York, Israel, Umgaqo-nkqubo yethu Inkampani umgangatho kuqala, ukuba ngcono kwaye unamandla, uphuhliso oluzinzileyo . Iinjongo zethu zosukelo kuluntu, abathengi, abasebenzi, amahlakani kunye namashishini afune inzuzo efanelekileyo. Sinqwenela ukusebenzisana nabo bonke abavelisi beemoto ezahlukeneyo, ivenkile yokulungisa, intanga yemoto, emva koko sidale ikamva elihle! Enkosi ngokuthatha ixesha lokujonga iwebhusayithi yethu kwaye siyakwamkela naziphi na iingcebiso onokuthi ube nazo ezinokusinceda siphucule indawo yethu.
    • Umzi-mveliso unokuhlangabezana ngokuqhubekayo nokuphuhlisa iimfuno zezoqoqosho kunye nezentengiso, ukuze iimveliso zabo ziqatshelwe kwaye zithembeke, kwaye yiyo loo nto sikhethe le nkampani.
    Iinkwenkwezi ezi-5NgoDawn ukusuka eCologne - 2017.01.11 17:15
    Abasebenzi basefektri banolwazi loshishino olutyebileyo kunye namava okusebenza, sifunde lukhulu ekusebenzeni nabo, sinombulelo omkhulu ngokuba nenkampani elungileyo inabasebenzi abagqwesileyo.
    Iinkwenkwezi ezi-5NguSara ovela eCongo - 2017.03.28 16:34

    EzinxulumeneyoIIMVELISO

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