IWholesele - iAAA yokuBoleka imali engeyiyo i-QM ye-12 okanye ye-24 yeNyanga yoBuqu / iNkqubo yeeNgxelo zeBhanki yoShishino – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Imfundo yabathengi ngundoqo we-AAA LENDINGS 'mission. Sikholelwa ukuba umboleki onolwazi ngumboleki oxhotyisiweyo. Yiyo loo nto sihamba umgama owongezelelweyo ukubonelela ngezixhobo zemfundo kunye nesikhokelo sokukunceda ujonge ubunzima benkqubo yemali-mboleko. Iqela lethu lizinikezele ekuphenduleni imibuzo yakho, lichaza ubucukubhede bemilinganiselo yenzala, ukhetho lwemali-mboleko, nokunye, ukuqinisekisa ukuba wenza izigqibo ezinolwazi. Ulwazi lwakho lwezezimali kunye nokuzithemba zibalulekile kuthi.Oyena Mbolekisi we-Mortgage enkulu,IiNkqubo zeMali-mboleko eziqhelekileyo,Ityala kwiNgeniso, Xa kufikwa kukwaneliseka kwabathengi, asihlangani nje nolindelo; siyabodlula. Iqela lethu lizimisele ukubonelela ngenkxaso engenakulinganiswa nanto kulo lonke uhambo lwakho lokubambisa. Sabela amagosa emboleko azinikeleyo afikelelekayo kwaye athathele ingqalelo, siqinisekisa ukuba ufumana uncedo olulolwakho ukusuka kumbuzo wokuqala ukuya kwitheyibhile yokuvala. Sikholelwa ukuba ngokuhamba imayile eyongezelelweyo kunye nokubonelela ngenkonzo ekhethekileyo, asitsali nje kuphela kodwa sigcina abathengi abonelisekileyo ababa ngabaxhasi bethu babalulekileyo.

– AAA Ukuboleka Non-QM 12 okanye 24-yeNyanga Personal / IiNkcazo zeBhanki yoShishino Inkqubo – AAA IiNkcukacha zokuBoleka:

Ayinasihloko-5

Isishwankathelo

Umboleki ozisebenzelayo onetyala eligqwesileyo nomvuzo wakhe ochazwe kwimbuyekezo yerhafu awusayi kubenza bafanelekele ukufumana ikhaya elitofotofo abanako ukulihlawula. Ufaneleka nge-100% kwiiDipozithi zeAkhawunti yoMntu kunye ne-50% kwiiDipozithi zeAkhawunti yeShishini (iinyanga ezili-12 ezilandelelanayo).

Iimbalasane zeNkqubo

1) Ukuya kuthi ga kwi-3M yeMali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Ukuziqeshisa kunye nabaBoleki abayi-1099;
4) 660 okanye ngaphezulu Credit Score;
5) Akukho kugcinwa kufunwa i-LTV kuma-75% okanye ngaphantsi;
6) Akukho 4506T / Akukho K1 / Akukho P & L efunekayo;
I-7) Akukho MI (i-Inshurensi ye-Mortgage).

Kutheni sikhetha iiNkcazo zeBhanki?

Nangona uninzi lwabanini bamakhaya banokufaneleka ngokulula kunye namaxwebhu apheleleyo kwi-mortgage eqhelekileyo, abaninzi abasayi kuhambelani nezikhokelo zikaFannie noFreddie xa kufikwa kwiimfuno zokuboleka. Ngethamsanqa, iimali-mboleko ezingezizo eze-QM kunye namaxwebhu engeniso yengxelo yebhanki zizisombululo ezintle kwaba baboleki bangengabo ngokwemveli.

Abaziqeshileyo bemivuzo banobunewunewu bokucima iindleko ezininzi zoshishino phantsi kweKhowudi yeRhafu ye-IRS. Ukucima iindleko zoshishino kwingeniso yabo epheleleyo kunceda ababoleki ukuba banciphise ngokubonakalayo amatyala abo erhafu, kwaye ngamanye amaxesha kubonisa ilahleko iyonke okanye umvuzo ombi wonyaka. Ingxelo yeBhanki Imali-mboleko engeyiyo ye-QM iya kukwazi ukunceda aba baboleki ukuba bafanelekele ukubambisa ngaphandle kokubonisa iimbuyekezo zabo zerhafu kwaye basebenzise izitetimenti zabo zebhanki ukubonisa ukuhamba kwemali okuyinyani kweshishini labo.

Le nkqubo yenzelwe bani?

Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Iziteyitimenti zebhanki zisenokusetyenziswa njengenye indlela kwiimbuyekezo zerhafu ukuze kubhalwe ingeniso yomboleki ozisebenzelayo. Ngaphandle koko, iingxelo zebhanki zobuqu kunye/okanye zoshishino zivumelekile zonke.

Ubuncinci omnye wababoleki kufuneka azisebenzele ubuncinci iminyaka emi-2 (ene-25% okanye ubunini obungaphezulu) ukuze afanelekele le nkqubo. Le yimfuneko eqhelekileyo yokuqinisekisa ukuba umboleki ngumboleki ozisebenzelayo. Kwimali-mboleko ye-arhente, sihlala sibhekisa ku-K-1 okanye kwiShedyuli G; ngelixa kwi-Non-QM mboleko, sihlala sifuna ileta ye-CPA ukuze siqinisekise ubunini bokwenene.

Ngokuqhelekileyo, umbolekisi uya kubala umvuzo ofanelekileyo ngokuthatha ixabiso eliqhelekileyo lesiteyitimenti sebhanki kwiinyanga ezili-12 okanye ezingama-24, emva koko aphindaphinde inkcitho eqhelekileyo. Oko kufuneka kube yingeniso yomboleki efanelekileyo kule nkqubo.

Ngokubhekiselele kwindleko yeendleko, abatyali-mali abaninzi abangeyo-QM banokuba nomlinganiselo oqhelekileyo onjenge-50%. Nangona oku kuyimfuno yethu eqhelekileyo, kodwa ukuba iCPA yakho inokubonelela ngeleta enezizathu ezifanelekileyo, sinokuthathela ingqalelo inkcitho ebhetyebhetye ngenxa yobume beshishini buneendleko ezincinci.

Nceda uqhagamshelane neqela lethu ukuze uhlalutye simahla umvuzo ngaphambi kokuba ungenise imali-mboleko ukuze uncede abathengi bakho.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. – AAA Lendings Non-QM 12 okanye 24-yeNyanga Personal / Business Bank IiNkcazo Programme – AAA Lendings , Imveliso iya kubonelela kulo lonke ihlabathi, ezifana: Czech republic, Ukraine, Montpellier, Sine-48 arhente zephondo kweli lizwe. Kananjalo sinentsebenziswano ezinzileyo kunye neenkampani ezininzi zorhwebo zamazwe ngamazwe. Bafaka iodolo kuthi kwaye bathumela iimveliso kwamanye amazwe. Silindele ukusebenzisana nawe ukuphuhlisa imarike enkulu.

-AAA Ukuboleka

Inkampani igcina ingqikelelo yokusebenza kulawulo lwezenzululwazi, umgangatho ophezulu kunye neprimacy esebenzayo, umthengi ophakamileyo, sihlala sigcina intsebenziswano yeshishini. Sebenza nawe, siziva silula!
Iinkwenkwezi ezi-5

NguGeorgia evela eNamibia - 2018.09.29 17:23

Iinkonzo ezigqibeleleyo, iimveliso ezisemgangathweni kunye namaxabiso akhuphisanayo, sinomsebenzi kaninzi, lonke ixesha uyonwabile, unqwenela ukuqhubeka nokugcina!
Iinkwenkwezi ezi-5

Ngu-Alexandra waseJamani - 2018.10.01 14:14