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Iziko leMveliso

Iinkcukacha zeMveliso

Kwi-AAA LENDINGS, sikholelwa ekubuyiseleni abathengi bethu abaxabisekileyo. Yiyo loo nto sinikezela ngenkqubo yokunyaniseka ekuvuza ngokuthemba kwakho kunye nentsebenziswano eqhubekayo nathi. Inkqubo yethu yokunyaniseka yenzelwe ukukugcina ubandakanyekile kwaye uxatyiswe, ibonelela ngezibonelelo ezikhethekileyo kunye nezaphulelo kubathengi bethu ababuyayo. Ukuzibophelela kwakho kwi-AAA LENDINGS kuqondwa kwaye kuvuzwa, kwaye sizama ukwenza umdla wakho oqhubekayo kwiinkonzo zethu ube ngamava anomvuzo.Umthengisi we-Mortgage okanye uMbolekisi,Ipropati yokwenene,Ingeniso eSekelwe kwiAsethi, Ngaphaya kweemveliso zemveli zokuboleka imali, sinikezela ngoluhlu lwezisombululo zokuboleka i-niche ezibonelela iimfuno ezithile zabathengi. Iimveliso zethu ze-'Non-QM' zemali-mboleko ziyilelwe iimeko zemali ezingaqhelekanga, zisenza sibe ngababoleki abangayifanelanga imold yesintu. Sikholelwa ukuba kukho imali-mboleko yomntu wonke, kwaye ukhetho lwethu olukhethekileyo lwemali mboleko lubonisa ukuzibophelela kwethu ekubandakanyekeni.
– AAA Ukuboleka Non-QM 12 okanye 24-yeNyanga Personal / IiNkcazo zeBhanki yoShishino Inkqubo – AAA IiNkcukacha zokuBoleka:

Ayinasihloko-5

Isishwankathelo

Umboleki ozisebenzelayo onetyala eligqwesileyo nomvuzo wakhe ochazwe kwimbuyekezo yerhafu awusayi kubenza bafanelekele ukufumana ikhaya elitofotofo abanako ukulihlawula. Ufaneleka nge-100% kwiiDipozithi zeAkhawunti yoMntu kunye ne-50% kwiiDipozithi zeAkhawunti yeShishini (iinyanga ezili-12 ezilandelelanayo).

Iimbalasane zeNkqubo

1) Ukuya kuthi ga kwi-3M yeMali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Ukuziqeshisa kunye nabaBoleki abayi-1099;
4) 660 okanye ngaphezulu Credit Score;
5) Akukho kugcinwa kufunwa i-LTV kuma-75% okanye ngaphantsi;
6) Akukho 4506T / Akukho K1 / Akukho P & L efunekayo;
I-7) Akukho MI (i-Inshurensi ye-Mortgage).

Kutheni sikhetha iiNkcazo zeBhanki?

Nangona uninzi lwabanini bamakhaya banokufaneleka ngokulula kunye namaxwebhu apheleleyo kwi-mortgage eqhelekileyo, abaninzi abasayi kuhambelani nezikhokelo zikaFannie noFreddie xa kufikwa kwiimfuno zokuboleka. Ngethamsanqa, iimali-mboleko ezingezizo eze-QM kunye namaxwebhu engeniso yengxelo yebhanki zizisombululo ezintle kwaba baboleki bangengabo ngokwemveli.

Abaziqeshileyo bemivuzo banobunewunewu bokucima iindleko ezininzi zoshishino phantsi kweKhowudi yeRhafu ye-IRS. Ukucima iindleko zoshishino kwingeniso yabo epheleleyo kunceda ababoleki ukuba banciphise ngokubonakalayo amatyala abo erhafu, kwaye ngamanye amaxesha kubonisa ilahleko iyonke okanye umvuzo ombi wonyaka. Ingxelo yeBhanki Imali-mboleko engeyiyo ye-QM iya kukwazi ukunceda aba baboleki ukuba bafanelekele ukubambisa ngaphandle kokubonisa iimbuyekezo zabo zerhafu kwaye basebenzise izitetimenti zabo zebhanki ukubonisa ukuhamba kwemali okuyinyani kweshishini labo.

Le nkqubo yenzelwe bani?

Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Iziteyitimenti zebhanki zisenokusetyenziswa njengenye indlela kwiimbuyekezo zerhafu ukuze kubhalwe ingeniso yomboleki ozisebenzelayo. Ngaphandle koko, iingxelo zebhanki zobuqu kunye/okanye zoshishino zivumelekile zonke.

Ubuncinci omnye wababoleki kufuneka azisebenzele ubuncinci iminyaka emi-2 (ene-25% okanye ubunini obungaphezulu) ukuze afanelekele le nkqubo. Le yimfuneko eqhelekileyo yokuqinisekisa ukuba umboleki ngumboleki ozisebenzelayo. Kwimali-mboleko ye-arhente, sihlala sibhekisa ku-K-1 okanye kwiShedyuli G; ngelixa kwi-Non-QM mboleko, sihlala sifuna ileta ye-CPA ukuze siqinisekise ubunini bokwenene.

Ngokuqhelekileyo, umbolekisi uya kubala umvuzo ofanelekileyo ngokuthatha ixabiso eliqhelekileyo lesiteyitimenti sebhanki kwiinyanga ezili-12 okanye ezingama-24, emva koko aphindaphinde inkcitho eqhelekileyo. Oko kufuneka kube yingeniso yomboleki efanelekileyo kule nkqubo.

Ngokubhekiselele kwindleko yeendleko, abatyali-mali abaninzi abangeyo-QM banokuba nomlinganiselo oqhelekileyo onjenge-50%. Nangona oku kuyimfuno yethu eqhelekileyo, kodwa ukuba iCPA yakho inokubonelela ngeleta enezizathu ezifanelekileyo, sinokuthathela ingqalelo inkcitho ebhetyebhetye ngenxa yobume beshishini buneendleko ezincinci.

Nceda uqhagamshelane neqela lethu ukuze uhlalutye simahla umvuzo ngaphambi kokuba ungenise imali-mboleko ukuze uncede abathengi bakho.

Imifanekiso yeenkcukacha zemveliso:

– AAA Ukuboleka Non-QM 12 okanye 24-yeNyanga Personal / IiNkcazo zeBhanki yoShishino Inkqubo – AAA Ukuboleka iinkcukacha imifanekiso

IsiKhokelo seMveliso esiNxulumeneyo:
Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho. – AAA Lendings Non-QM 12 okanye 24-yenyanga Personal / Business Bank IiNkcazo Programme – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, ezifana: Armenia, Tunisia, French, Ngoku siqwalasela ngokunyanisekileyo ukunika i-agent ye-brand kwiindawo ezahlukeneyo kunye nomda omkhulu wenzuzo ye-arhente yeyona nto ibalulekileyo esiyikhathaleleyo. Wamkelekile bonke abahlobo kunye nabathengi ukuba bazibandakanye nathi. Sikulungele ukwabelana nge-win-win corporation.
    • Lo ngumthengisi ochwephesha kakhulu, sihlala siza kwinkampani yabo ukuze sithenge, umgangatho olungileyo kunye nexabiso eliphantsi.
    Iinkwenkwezi ezi-5NguMario ovela eUkraine - 2018.10.01 14:14
    Inkokeli yenkampani isamkela ngokufudumeleyo, ngengxoxo ecokisekileyo necokisekileyo, satyikitya umyalelo wokuthenga. Ndiyathemba ukusebenzisana kakuhle
    Iinkwenkwezi ezi-5Ngu-Edward ovela eVenezuela - 2017.06.22 12:49

    EzinxulumeneyoIIMVELISO

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