IWholesele - iAAA yokuBoleka imali engeyiyo i-QM ye-12 okanye ye-24 yeNyanga yoBuqu / iNkqubo yeeNgxelo zeBhanki yoShishino – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva.Iimfuno zoMboleki we-Mortgage,Umbolekisi we-Mortgage Zillow,IGosa leMali-mboleko, Njengeqabane lakho le- mortgage, sinikezela ngaphezu kweemali-mboleko; sinikezela uluntu. I-AAA LENDINGS izinikele ekudaleni imvakalelo yokuba ngabaxumi bethu. Iqonga lethu le-intanethi libonisa iiforam kunye neengxoxo apho unokunxibelelana nabanye abantu ababolekayo, wabelane ngamava, kwaye ufune iingcebiso. Le ndlela iqhutywa luluntu ikhuthaza indawo ebandakanyayo apho unokufumana khona inkxaso, ukuqonda, kunye nenkuthazo njengoko ujonga indlela eya kubunini-khaya.

– AAA Ukuboleka Non-QM 12 okanye 24-yeNyanga Personal / IiNkcazo zeBhanki yoShishino Inkqubo – AAA IiNkcukacha zokuBoleka:

Ayinasihloko-5

Isishwankathelo

Umboleki ozisebenzelayo onetyala eligqwesileyo nomvuzo wakhe ochazwe kwimbuyekezo yerhafu awusayi kubenza bafanelekele ukufumana ikhaya elitofotofo abanako ukulihlawula. Ufaneleka nge-100% kwiiDipozithi zeAkhawunti yoMntu kunye ne-50% kwiiDipozithi zeAkhawunti yeShishini (iinyanga ezili-12 ezilandelelanayo).

Iimbalasane zeNkqubo

1) Ukuya kuthi ga kwi-3M yeMali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Ukuziqeshisa kunye nabaBoleki abayi-1099;
4) 660 okanye ngaphezulu Credit Score;
5) Akukho kugcinwa kufunwa i-LTV kuma-75% okanye ngaphantsi;
6) Akukho 4506T / Akukho K1 / Akukho P & L efunekayo;
I-7) Akukho MI (i-Inshurensi ye-Mortgage).

Kutheni sikhetha iiNkcazo zeBhanki?

Nangona uninzi lwabanini bamakhaya banokufaneleka ngokulula kunye namaxwebhu apheleleyo kwi-mortgage eqhelekileyo, abaninzi abasayi kuhambelani nezikhokelo zikaFannie noFreddie xa kufikwa kwiimfuno zokuboleka. Ngethamsanqa, iimali-mboleko ezingezizo eze-QM kunye namaxwebhu engeniso yengxelo yebhanki zizisombululo ezintle kwaba baboleki bangengabo ngokwemveli.

Abaziqeshileyo bemivuzo banobunewunewu bokucima iindleko ezininzi zoshishino phantsi kweKhowudi yeRhafu ye-IRS. Ukucima iindleko zoshishino kwingeniso yabo epheleleyo kunceda ababoleki ukuba banciphise ngokubonakalayo amatyala abo erhafu, kwaye ngamanye amaxesha kubonisa ilahleko iyonke okanye umvuzo ombi wonyaka. Ingxelo yeBhanki Imali-mboleko engeyiyo ye-QM iya kukwazi ukunceda aba baboleki ukuba bafanelekele ukubambisa ngaphandle kokubonisa iimbuyekezo zabo zerhafu kwaye basebenzise izitetimenti zabo zebhanki ukubonisa ukuhamba kwemali okuyinyani kweshishini labo.

Le nkqubo yenzelwe bani?

Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Iziteyitimenti zebhanki zisenokusetyenziswa njengenye indlela kwiimbuyekezo zerhafu ukuze kubhalwe ingeniso yomboleki ozisebenzelayo. Ngaphandle koko, iingxelo zebhanki zobuqu kunye/okanye zoshishino zivumelekile zonke.

Ubuncinci omnye wababoleki kufuneka azisebenzele ubuncinci iminyaka emi-2 (ene-25% okanye ubunini obungaphezulu) ukuze afanelekele le nkqubo. Le yimfuneko eqhelekileyo yokuqinisekisa ukuba umboleki ngumboleki ozisebenzelayo. Kwimali-mboleko ye-arhente, sihlala sibhekisa ku-K-1 okanye kwiShedyuli G; ngelixa kwi-Non-QM mboleko, sihlala sifuna ileta ye-CPA ukuze siqinisekise ubunini bokwenene.

Ngokuqhelekileyo, umbolekisi uya kubala umvuzo ofanelekileyo ngokuthatha ixabiso eliqhelekileyo lesiteyitimenti sebhanki kwiinyanga ezili-12 okanye ezingama-24, emva koko aphindaphinde inkcitho eqhelekileyo. Oko kufuneka kube yingeniso yomboleki efanelekileyo kule nkqubo.

Ngokubhekiselele kwindleko yeendleko, abatyali-mali abaninzi abangeyo-QM banokuba nomlinganiselo oqhelekileyo onjenge-50%. Nangona oku kuyimfuno yethu eqhelekileyo, kodwa ukuba iCPA yakho inokubonelela ngeleta enezizathu ezifanelekileyo, sinokuthathela ingqalelo inkcitho ebhetyebhetye ngenxa yobume beshishini buneendleko ezincinci.

Nceda uqhagamshelane neqela lethu ukuze uhlalutye simahla umvuzo ngaphambi kokuba ungenise imali-mboleko ukuze uncede abathengi bakho.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

I-AAA LENDINGS iyazingca ngokubandakanyeka kwethu kuluntu kunye noxanduva loluntu. Sikholelwa ukuba ukuba ngumbolekisi othembekileyo kuthetha ukubuyisela kuluntu esilusebenzelayo. Iqela lethu lithatha inxaxheba ngokukhutheleyo kumalinge esisa, ukuxhasa izizathu zasekuhlaleni, nokukhuthaza ulwazi lwezemali. Asikho nje kwishishini lokubonelela ngemali-mboleko; sityale imali ekwenzeni impembelelo eyakhayo kubomi babaxumi bethu nakuluntu abalubiza ngokuba likhaya. – AAA Lendings Non-QM 12 okanye 24-yeNyanga Personal / Business Bank IiNkcazo Programme – AAA Ukuboleka , Imveliso iya kubonelela kulo lonke ihlabathi, ezifana: Slovenia, Rwanda, Senegal, Ukususela njalo, sibambelele evulekileyo kunye nobulungisa, ukwabelana ukufumana, ukusukela ukugqwesa, kunye nokudala ixabiso, ukuthobela ivalve, ukubambelela ngokugqwesileyo, ukubambelela ngokufanelekileyo ifilosofi yoshishino. Sikunye nehlabathi liphela sinamasebe kunye namahlakani okuphuhlisa iindawo zamashishini amatsha, amaxabiso afanayo aphezulu. Samkela ngokunyanisekileyo kwaye kunye sabelana ngemithombo yehlabathi, sivula ikhondo elitsha kunye nesahluko.

-AAA Ukuboleka

Kubathengisi bethu abathengiswayo, le nkampani inomgangatho ophezulu kunye nexabiso elifanelekileyo, lukhetho lwethu lokuqala.
Iinkwenkwezi ezi-5

Ngu-Erin ovela eMorocco - 2017.10.23 10:29

Ukuhanjiswa ngexesha, ukuphunyezwa ngokungqongqo kwezibonelelo zekhontrakthi yeempahla, zidibene neemeko ezikhethekileyo, kodwa kunye nokusebenzisana ngenkuthalo, inkampani ethembekileyo!
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NguMichaelia ovela eAlgeria - 2018.06.12 16:22