IWholesale - i-AAA yokuboleka i-Non-QM DSCR (i-Debt Service Coverage Ratio) Inkqubo – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukuzibophelela kwethu ekugqweseni nasekuzinikeleni kubathengi bethu kusiqhubele ekubeni sandise imisebenzi yethu kumazwe angama-45, kuquka iArizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwamanye. Nangona kunjalo, impumelelo yethu ayichazwanga kuphela ngamanani. Uphononongo oluninzi oluhle kunye nodumo olunamandla lokuthetha ngomlomo esilufumeneyo lusebenza njengobungqina bokuthenjwa kunye nentembeko ebekwe yintengiso kuthi.Ababolekisi abaPhezulu bezindlu ngoMqulu wama-2021,Umthengisi we-Mortgage eMiami,Ababolekisi abaPhezulu be-Mortgage eFlorida, Xa kuziwa kumaxabiso, i-AAA LENDINGS izimisele ukubonelela ngeendlela ezikhuphisanayo nezifikelelekayo. Siyazi ukuba ukufumana imali mboleko kubandakanya kungekuphela nje ukufumana ikhaya lamaphupha akho kodwa nokuqinisekisa ukuba ihlala ilutyalo-mali olufikelelekayo. Ukuzinikela kwethu ekuboneleleni ngamaxabiso akhuphisanayo kuthetha ukuba ungaqalisa ngokuzithemba kuhambo lwakho lobunini-ndlu, usazi ukuba ufumene imali-mboleko ehambelana nohlahlo lwabiwo-mali lwakho.

– I-AAAA yokuBoleka i-Non-QM ye-DSCR (i-Debt Service Coverage Ratio) Inkqubo – i-AAA yeNkcukacha yokuBoleka:

Ayinasihloko-6

Isishwankathelo

Inkqubo ye-DSCR (i-Debt Service Coverage Ratio).

Le yeyona nkqubo ilula phakathi kwazo zonke iinkqubo ze-Non-QM.

Ingeniso/iSimo seNgqesho/ iMbuyiselo yerhafu ayifunwa.

Iimbalasane zeNkqubo

1) Ukuya kuthi ga kwi-2M yeMali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) 660 okanye ngaphezulu Credit Score;
4) Ingavala kumaqumrhu;
5) Akukho mida kwinani leepropati ezibonelelwe ngemali;
6) Ii-SFR, ii-2-4 Units, ii-Condos, ii-Townhomes, ii-Condotels, kunye ne-Non-Warrantable Condos ziyafumaneka.

Yintoni i-DSCR?

Ngaba uyayazi indlela yokufumana imali mboleko yendlu ngaphandle kolwazi lomsebenzi kunye nengeniso?
Ngaba awufanelekanga kwiimali mboleko zesiqhelo?
Ngaba uyazi ukuba yeyiphi inkqubo yemali-mboleko eyona mveliso ilula?
Ngaba uyafuna ukwazi ukuba ungawasebenzisa njani amaxwebhu ancitshisiweyo ukuze ufaneleke ukubolekwa imali?
Ngaba kunzima kakhulu kuwe ukuba ufumane imali mboleko yendlu kwishishini lakho?

Sinikezela ngenkqubo yemali-mboleko egqibeleleyo ukwanelisa ezi zinto ziphambili zingentla-inkqubo yeDSCR. Yeyona mveliso idumileyo engeyo-QM kwimali mboleko yendlu.

I-DSCR (i-Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo ukuhlalutya iqondo lomngcipheko wotyalo-mali. Namhlanje, sigxininise ekuqondeni inkcazo ye-DSCR kunye nokutyhila imfihlelo yenkqubo ye-DSCR ukusuka kumbono wotyalo-mali lwe-mortgage yezindlu.

Ibalwa njani iDSCR?

Kwimali-mboleko yezindlu, i-DSCR ibhekisa kumlinganiselo wengeniso yenyanga yerenti yendlu yotyalo-mali kwiindleko zizonke zezindlu (ezifana nenqununu, inzala, irhafu yomhlaba, i-inshorensi kunye nentlawulo yolawulo (ukuba ezinye iindleko azenziwanga, ziya kubhalwa njenge-0)). Okukhona usezantsi umlinganiselo, kokukhona umngcipheko omkhulu wemali-mboleko. Inokubonakaliswa koku kulandelayo:

iinkcukacha

Sinikeza "Akukho mlinganiso we-DSCR" kubaxhasi bethu, oku kuthetha ukuba umlinganiselo unokuhla ukuya "ku-0" kwiimveliso zethu eziqhelekileyo zemboleko, kufuneka sithelekise umvuzo wethu kunye ne-PITIA yenyanga (Umgaqo / Inzala / Irhafu / I-Inshurensi / HOA) kunye namanye amatyala endlu ebolekiweyo ukuze senze isigqibo sokuba imali-mboleko inokufaneleka.

I-DSCR

Izibonelelo ze-DSCR

Akukho mlinganiso we-DSCR, imveliso yemali-mboleko engangqini ingeniso, ayinazo iimfuneko zengeniso yomboleki kuba ayibandakanyi ukubalwa kwe-DTI. Kwaye umlinganiselo omncinci we-DSCR unokuba ngaphantsi njenge-0. Nokuba ingeniso yerenti iphantsi, sisenokwenza! Olu lukhetho oluhle kubaboleki abanomvuzo ophantsi okanye amatyala amaninzi.

Ngaphandle koko, abemi bamazwe angaphandle bamkelekile kule nkqubo ngokunjalo, ngakumbi nge-visa ye-F1. Ukuba ungumphambukeli, kwaye awukwazi ukufumana imali mboleko yesiqhelo, qhagamshelana nathi kwaye ufumane imeko yemali-mboleko yakho.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukwenziwa kwezinto ezintsha yinxalenye yeDNA yethu. Sisoloko sifuna iindlela zokuphucula amava okuthenga ngendlu kubathengi bethu. Inkqubo yethu ye-intanethi ye-intanethi ye-intanethi, ulawulo olukhuselekileyo lwamaxwebhu, kunye neendlela zonxibelelwano lwedijithali zinika uhambo olungenamthungo, olungenamaphepha. Nge-AAA LENDINGS, ungalindela amava angoku, asebenzayo, kunye nokhuseleko lwemali-mboleko ehlala ihambelana nehlabathi elikhawulezayo lobuchwephesha. Uncedo lwakho kunye nokhuseleko zibaluleke kakhulu kuthi. - I-AAA Lendings Non-QM DSCR (I-Debt Service Coverage Ratio) Inkqubo - I-AAA yokuBoleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: venezuela, Bahamas, Tunisia, Ngaphezulu kweminyaka eyi-9 yamava kunye neqela leengcali, siye sathumela iimveliso zethu kumazwe amaninzi nakwimimandla kuwo wonke umhlaba. Samkela abathengi, imibutho yamashishini kunye nabahlobo abavela kuzo zonke iindawo zehlabathi ukuba baqhagamshelane nathi kwaye bafune intsebenziswano ukuze bafumane inzuzo efanayo.

-AAA Ukuboleka

Njengenkampani yokurhweba kumazwe ngamazwe, sinamaqabane amaninzi, kodwa malunga nenkampani yakho, ndifuna ukuthi, ulungile ngokwenene, uluhlu olubanzi, umgangatho olungileyo, amaxabiso afanelekileyo, inkonzo efudumeleyo necingayo, iteknoloji ephezulu kunye nezixhobo kunye nabasebenzi banoqeqesho lobuchwephesha, impendulo kunye nohlaziyo lwemveliso ngexesha elifanelekileyo, ngokufutshane, le yintsebenziswano emnandi kakhulu, kwaye sijonge phambili kwintsebenziswano elandelayo!
Iinkwenkwezi ezi-5

NguNorma ovela e-Accra - 2017.04.08 14:55

Umgangatho wemathiriyeli ekrwada uzinzile kwaye uthembekile, ubusoloko uhambelana neemfuno zenkampani yethu ukubonelela ngeempahla ezinomgangatho ohlangabezana neemfuno zethu.
Iinkwenkwezi ezi-5

NguCara evela eJordani - 2017.10.13 10:47