IWholesale - i-AAA yokuboleka i-Non-QM DSCR (i-Debt Service Coverage Ratio) Inkqubo – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ixesha lakho lixabisekile, kwaye siyayihlonipha loo nto. Kwa-AAA LENDINGS, sizibophelele ekulungiseni inkqubo ye- mortgage ukukongela ixesha kunye nomzamo. Usetyenziso lwethu lwe-intanethi lusebenziseka lula kwaye luyilwe ngokulula kwakho engqondweni. Ungasigqibezela isicelo ngesantya sakho, ukusuka kwintuthuzelo yekhaya lakho okanye iofisi. Siyazi ukuba unobomi obuxakekileyo, kwaye sijonge ukwenza inkqubo yokubambisa ibandakanyeke, isebenze kakuhle, kwaye igcine ixesha.Uluhlu lwababolekisi,Umsantsa oqhelekileyo weMali-mboleko kwiNgqesho,I-Inshorensi yoKhukula, Kwi-AAA LENDINGS, ukuzibophelela kwethu ekugqweseni kunabela kwiqela lethu. Siyazingca ngokuba neqela elizinikeleyo leengcali eziziingcali kushishino lwemali mboleko. Amagosa ethu emali-mboleko ayizongcali nje; bangamahlakani akho. Balapha ukukukhokela kuyo yonke inkqubo yokuboleka imali, ukusuka ekufakeni isicelo ukuya ekuvaleni. Siyazingca ngobungcali beqela lethu, siqinisekisa ukuba ufumana elona nqanaba liphezulu lenkonzo nenkxaso.

– I-AAAA yokuBoleka i-Non-QM ye-DSCR (i-Debt Service Coverage Ratio) Inkqubo – i-AAA yeNkcukacha yokuBoleka:

Ayinasihloko-6

Isishwankathelo

Inkqubo ye-DSCR (i-Debt Service Coverage Ratio).

Le yeyona nkqubo ilula phakathi kwazo zonke iinkqubo ze-Non-QM.

Ingeniso/iSimo seNgqesho/ iMbuyiselo yerhafu ayifunwa.

Iimbalasane zeNkqubo

1) Ukuya kuthi ga kwi-2M yeMali-mboleko;
2) Ukuya kuthi ga kwi-75% LTV;
3) 660 okanye ngaphezulu Credit Score;
4) Ingavala kumaqumrhu;
5) Akukho mida kwinani leepropati ezibonelelwe ngemali;
6) Ii-SFR, ii-2-4 Units, ii-Condos, ii-Townhomes, ii-Condotels, kunye ne-Non-Warrantable Condos ziyafumaneka.

Yintoni i-DSCR?

Ngaba uyayazi indlela yokufumana imali mboleko yendlu ngaphandle kolwazi lomsebenzi kunye nengeniso?
Ngaba awufanelekanga kwiimali mboleko zesiqhelo?
Ngaba uyazi ukuba yeyiphi inkqubo yemali-mboleko eyona mveliso ilula?
Ngaba uyafuna ukwazi ukuba ungawasebenzisa njani amaxwebhu ancitshisiweyo ukuze ufaneleke ukubolekwa imali?
Ngaba kunzima kakhulu kuwe ukuba ufumane imali mboleko yendlu kwishishini lakho?

Sinikezela ngenkqubo yemali-mboleko egqibeleleyo ukwanelisa ezi zinto ziphambili zingentla-inkqubo yeDSCR. Yeyona mveliso idumileyo engeyo-QM kwimali mboleko yendlu.

I-DSCR (i-Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo ukuhlalutya iqondo lomngcipheko wotyalo-mali. Namhlanje, sigxininise ekuqondeni inkcazo ye-DSCR kunye nokutyhila imfihlelo yenkqubo ye-DSCR ukusuka kumbono wotyalo-mali lwe-mortgage yezindlu.

Ibalwa njani iDSCR?

Kwimali-mboleko yezindlu, i-DSCR ibhekisa kumlinganiselo wengeniso yenyanga yerenti yendlu yotyalo-mali kwiindleko zizonke zezindlu (ezifana nenqununu, inzala, irhafu yomhlaba, i-inshorensi kunye nentlawulo yolawulo (ukuba ezinye iindleko azenziwanga, ziya kubhalwa njenge-0)). Okukhona usezantsi umlinganiselo, kokukhona umngcipheko omkhulu wemali-mboleko. Inokubonakaliswa koku kulandelayo:

iinkcukacha

Sinikeza "Akukho mlinganiso we-DSCR" kubaxhasi bethu, oku kuthetha ukuba umlinganiselo unokuhla ukuya "ku-0" kwiimveliso zethu eziqhelekileyo zemboleko, kufuneka sithelekise umvuzo wethu kunye ne-PITIA yenyanga (Umgaqo / Inzala / Irhafu / I-Inshurensi / HOA) kunye namanye amatyala endlu ebolekiweyo ukuze senze isigqibo sokuba imali-mboleko inokufaneleka.

I-DSCR

Izibonelelo ze-DSCR

Akukho mlinganiso we-DSCR, imveliso yemali-mboleko engangqini ingeniso, ayinazo iimfuneko zengeniso yomboleki kuba ayibandakanyi ukubalwa kwe-DTI. Kwaye umlinganiselo omncinci we-DSCR unokuba ngaphantsi njenge-0. Nokuba ingeniso yerenti iphantsi, sisenokwenza! Olu lukhetho oluhle kubaboleki abanomvuzo ophantsi okanye amatyala amaninzi.

Ngaphandle koko, abemi bamazwe angaphandle bamkelekile kule nkqubo ngokunjalo, ngakumbi nge-visa ye-F1. Ukuba ungumphambukeli, kwaye awukwazi ukufumana imali mboleko yesiqhelo, qhagamshelana nathi kwaye ufumane imeko yemali-mboleko yakho.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukuzulazula kumhlaba wokubambisa kunokuba nzima, kodwa i-AAA LENDINGS iyenza lula inkqubo, iyenze ibandakanyeke kwaye ingabinaxinzelelo. Sinikezela ngenkqubo yokuqokelela amaxwebhu ecacileyo nemfutshane, ekuvumela ukuba ulayishe ngokulula amaphepha afunekayo kwi-intanethi. Sazi kakuhle ukuba ixesha lakho lixabisekile, kwaye ngokwenza inkqubo ibe lula, sikugcina uxakekile kwaye ulawula uhambo lwakho lokuboleka imali. I-AAA Lendings Non-QM DSCR (i-Debt Service Coverage Ratio) Inkqubo - I-AAA Lendings , Imveliso iya kubonelela kulo lonke ihlabathi, njenge: Indonesia, San Diego, Serbia, Ngaphandle koko kukho imveliso yobuchwephesha kunye nolawulo, izixhobo zokuvelisa eziphambili zokuqinisekisa umgangatho wethu kunye nexesha lokuhambisa, inkampani yethu ilandela umgaqo wokholo oluhle, umgangatho ophezulu kunye nomgangatho ophezulu. Siyaqinisekisa ukuba inkampani yethu iya kuzama konke okusemandleni ethu ukunciphisa iindleko zokuthenga abathengi, ukunciphisa ixesha lokuthenga, umgangatho weemveliso ezizinzileyo, ukonyusa ulwaneliseko lwabathengi kunye nokufezekisa imeko yokuphumelela.

-AAA Ukuboleka

Iimpahla esizifumeneyo kunye nesampulu yabasebenzi bezentengiso ezibonisiweyo kuthi zinomgangatho ofanayo, ngokwenene ngumenzi wetyala.
Iinkwenkwezi ezi-5

NguFaithé waseBulgaria - 2017.06.29 18:55

Le nkampani ihambelana nemfuno yemarike kwaye ijoyina kukhuphiswano lwemarike ngemveliso yayo ephezulu, eli lishishini elinomoya waseTshayina.
Iinkwenkwezi ezi-5

Ngu-Alice waseThekwini - 2018.09.19 18:37