IWholesale - i-AAAA yokuBoleka i-Non-QM DSCR(i-Debt Service Coverage Ratio) Inkqubo – i-AAA yokuBoleka imali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko.I-Mortgage Broker,Indlu yeholide,Amaxabiso e-Mortgage Broker, Njengeqabane lakho le- mortgage, sinikezela ngaphezu kweemali-mboleko; sinikezela uluntu. I-AAA LENDINGS izinikele ekudaleni imvakalelo yokuba ngabaxumi bethu. Iqonga lethu le-intanethi libonisa iiforam kunye neengxoxo apho unokunxibelelana nabanye abantu ababolekayo, wabelane ngamava, kwaye ufune iingcebiso. Le ndlela iqhutywa luluntu ikhuthaza indawo ebandakanyayo apho unokufumana khona inkxaso, ukuqonda, kunye nenkuthazo njengoko ujonga indlela eya kubunini-khaya.

– I-AAAA yokuBoleka i-Non-QM ye-DSCR(i-Debt Service Coverage Ratio) Inkqubo – i-AAA yeNkcukacha yokuBoleka:

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Isishwankathelo

Uninzi lwemveliso elula kwiindidi zeenkqubo ze-Non-QM.
Akukho Mvuzo/ Akukho Msebenzi/ Akukho ziBuyiselo zeRhafu, kungekho nokuthelekisa umlinganiselo we-DTI njengemali-mboleko eqhelekileyo. Kuphela ukuba ipropati yomxholo iyipropathi yotyalo-mali.

Iinkcukacha

1) Ukuya kuthi ga kwimali-mboleko ye-$ 2M;
2) Ukuya kuthi ga kwi-80% Max LTV;
3) 660 okanye amanqaku aphezulu ekhredithi;
4) Inokuvalwa kumaqumrhu;
5) Akukho mida kwinani leepropati ezibonelelwe ngemali;
6) Ii-SFR, ii-2-4 Units, ii-Condos, ii-Townhomes, ii-Condotels, kunye ne-Non-Warrantable Condos.

Inkqubo yeDSCR

I-DSCR (i-Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo ukuhlalutya iqondo lomngcipheko wotyalo-mali. Namhlanje, sigxininise ekuqondeni inkcazo ye-DSCR kunye nokutyhila imfihlelo yenkqubo ye-DSCR ukusuka kumbono wotyalo-mali lwe-mortgage yezindlu. Okulandelayo, masingene kwinkqubo yeDSCR.

Ibalwa njani iDSCR?

Kwimali-mboleko yezindlu, i-DSCR ibhekisa kumlinganiselo wengeniso yenyanga yerenti yendlu yotyalo-mali kwiindleko zizonke zezindlu (ezifana nenqununu, inzala, irhafu yomhlaba, i-inshorensi kunye nentlawulo yolawulo (ukuba ezinye iindleko azenziwanga, ziya kubhalwa njenge-0)). Okukhona usezantsi umlinganiselo, kokukhona umngcipheko omkhulu wemali-mboleko. Inokubonakaliswa koku kulandelayo:

iinkcukacha

Thina i-AAA yokuboleka ngoku ibonelela "Akukho mlinganiso we-DSCR" kubathengi bethu, oku kuthetha ukuba umlinganiselo unokuhla ukuya ku-"0" Kwimveliso yethu yemboleko yendibano, kufuneka sithelekise umvuzo wethu kunye ne-PITIA yenyanga (Umgaqo / Inzala / Irhafu / I-inshurensi / i-HOA) kunye namanye amatyala endlu ebolekiweyo ukuze senze isigqibo sokuba imali-mboleko inokufaneleka.

I-DSCR

Yintoni i-DSCR?

Ngaba uyayazi indlela yokufumana imali mboleko yendlu ngaphandle kolwazi lomsebenzi kunye nengeniso?
Ngaba awufanelekanga kwiimali mboleko zesiqhelo?
Ngaba uyazi ukuba yeyiphi inkqubo yemali-mboleko eyona mveliso ilula?
Ngaba uyafuna ukwazi ukuba ungawasebenzisa njani amaxwebhu ancitshisiweyo ukuze ufaneleke ukubolekwa imali?
Ngaba kunzima kakhulu kuwe ukuba ufumane imali mboleko yendlu kwishishini lakho?

Sinikezela ngenkqubo yemali-mboleko egqibeleleyo ukwanelisa ezi zinto zingundoqo zingentla, yinkqubo ye-DSCR, eyona mveliso idumileyo engeyiyo ye-QM kwimali-mboleko yendlu.

Ziziphi iingenelo zenkqubo yeDSCR?

Akukho mlinganiso we-DSCR, imveliso yemali-mboleko engakhangeli ingeniso, ayinayo imfuneko yengeniso yeendwendwe, kuba le mveliso yemboleko ayibandakanyi ukubalwa kwe-DTI. Kwaye umlinganiselo omncinci we-DSCR unokuba ngaphantsi njenge-0. Nokuba irenti yendlu iphantsi, sisenokwenza! Olu lukhetho oluhle kwiindwendwe ezinomvuzo ophantsi okanye amatyala amaninzi.

Ngaphandle koko, abemi bamazwe angaphandle bamkelekile kule nkqubo ngokunjalo, ngakumbi nge-visa ye-F1. Ukuba ungumphambukeli, kwaye awukwazi ukufumana imali mboleko yesiqhelo, qhagamshelana nathi kwaye ufumane imeko yemali-mboleko yakho.

Izikhokelo zethu zibhetyebhetye kwaye ukuba imali-mboleko yakho iyavakala siya kukunceda uyivale ngokukhawuleza. Sinonxibelelwano olungenamagingxi-gingxi kunye neengeniso ezikhawulezayo zemboleko-mali ye-Non-QM, qhagamshelana nathi ukuba unazo naziphi na iimfuno.

Wenza imali eninzi! Ukungeniswa kwethu okuqhelekileyo ukuvala kungaphantsi kweeveki ze-3 kwaye sivala ngaphandle kokuphazamiseka. Khawucinge ukuba ukuthunyelwa kwakho kuya kwanda njani.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. -I-AAA Lendings Non-QM DSCR (i-Debt Service Coverage Ratio) Inkqubo - I-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Puerto Rico, California, Iran, Siya kwenza konke okusemandleni ethu ukusebenzisana kunye nokwaneliseka ngawe ngokuthembela kumgangatho ophezulu kunye nexabiso elikhuphisanayo kunye neyona nto ingcono emva kwenkonzo, ukufezekisa ngokunyanisekileyo kwikamva lakho kunye nokufezekisa ngokunyanisekileyo kwikamva!

-AAA Ukuboleka

Umphathi wentengiso unomonde kakhulu, sanxibelelana malunga neentsuku ezintathu ngaphambi kokuba sigqibe ekubeni sisebenzisane, ekugqibeleni, sanelisekile kakhulu ngale ntsebenziswano!
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