Iziko leMveliso

Iinkcukacha zeMveliso

I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala.Top Dscr Mortgage Umbolekisi,Umthengisi we-Mortgage waseTexas,Uluhlu lwababolekisi bezindlu kwiCa, Ngaphaya kweemveliso zemveli zokuboleka imali, sinikezela ngoluhlu lwezisombululo zokuboleka i-niche ezibonelela iimfuno ezithile zabathengi. Iimveliso zethu ze-'Non-QM' zemali-mboleko ziyilelwe iimeko zemali ezingaqhelekanga, zisenza sibe ngababoleki abangayifanelanga imold yesintu. Sikholelwa ukuba kukho imali-mboleko yomntu wonke, kwaye ukhetho lwethu olukhethekileyo lwemali mboleko lubonisa ukuzibophelela kwethu ekubandakanyekeni.
– I-AAAA yokuBoleka i-Non-QM ye-DSCR(i-Debt Service Coverage Ratio) Inkqubo – i-AAA yeNkcukacha yokuBoleka:

Ayinasihloko-6

Isishwankathelo

Uninzi lwemveliso elula kwiindidi zeenkqubo ze-Non-QM.
Akukho Mvuzo/ Akukho Msebenzi/ Akukho ziBuyiselo zeRhafu, kungekho nokuthelekisa umlinganiselo we-DTI njengemali-mboleko eqhelekileyo. Kuphela ukuba ipropati yomxholo iyipropathi yotyalo-mali.

Iinkcukacha

1) Ukuya kuthi ga kwimali-mboleko ye-$ 2M;
2) Ukuya kuthi ga kwi-80% Max LTV;
3) 660 okanye amanqaku aphezulu ekhredithi;
4) Inokuvalwa kumaqumrhu;
5) Akukho mida kwinani leepropati ezibonelelwe ngemali;
6) Ii-SFR, ii-2-4 Units, ii-Condos, ii-Townhomes, ii-Condotels, kunye ne-Non-Warrantable Condos.

Inkqubo yeDSCR

I-DSCR (i-Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo ukuhlalutya iqondo lomngcipheko wotyalo-mali. Namhlanje, sigxininise ekuqondeni inkcazo ye-DSCR kunye nokutyhila imfihlelo yenkqubo ye-DSCR ukusuka kumbono wotyalo-mali lwe-mortgage yezindlu. Okulandelayo, masingene kwinkqubo yeDSCR.

Ibalwa njani iDSCR?

Kwimali-mboleko yezindlu, i-DSCR ibhekisa kumlinganiselo wengeniso yenyanga yerenti yendlu yotyalo-mali kwiindleko zizonke zezindlu (ezifana nenqununu, inzala, irhafu yomhlaba, i-inshorensi kunye nentlawulo yolawulo (ukuba ezinye iindleko azenziwanga, ziya kubhalwa njenge-0)). Okukhona usezantsi umlinganiselo, kokukhona umngcipheko omkhulu wemali-mboleko. Inokubonakaliswa koku kulandelayo:

iinkcukacha

Thina i-AAA yokuboleka ngoku ibonelela "Akukho mlinganiso we-DSCR" kubathengi bethu, oku kuthetha ukuba umlinganiselo unokuhla ukuya ku-"0" Kwimveliso yethu yemboleko yendibano, kufuneka sithelekise umvuzo wethu kunye ne-PITIA yenyanga (Umgaqo / Inzala / Irhafu / I-inshurensi / i-HOA) kunye namanye amatyala endlu ebolekiweyo ukuze senze isigqibo sokuba imali-mboleko inokufaneleka.

I-DSCR

Yintoni i-DSCR?

Ngaba uyayazi indlela yokufumana imali mboleko yendlu ngaphandle kolwazi lomsebenzi kunye nengeniso?
Ngaba awufanelekanga kwiimali mboleko zesiqhelo?
Ngaba uyazi ukuba yeyiphi inkqubo yemali-mboleko eyona mveliso ilula?
Ngaba uyafuna ukwazi ukuba ungawasebenzisa njani amaxwebhu ancitshisiweyo ukuze ufaneleke ukubolekwa imali?
Ngaba kunzima kakhulu kuwe ukuba ufumane imali mboleko yendlu kwishishini lakho?

Sinikezela ngenkqubo yemali-mboleko egqibeleleyo ukwanelisa ezi zinto zingundoqo zingentla, yinkqubo ye-DSCR, eyona mveliso idumileyo engeyiyo ye-QM kwimali-mboleko yendlu.

I-DSCR (i-Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo ukuhlalutya iqondo lomngcipheko wotyalo-mali. Namhlanje, sigxininise ekuqondeni inkcazo ye-DSCR kunye nokutyhila imfihlelo yenkqubo ye-DSCR ukusuka kumbono wotyalo-mali lwe-mortgage yezindlu. Okulandelayo, masingene kwinkqubo yeDSCR.

Ziziphi iingenelo zenkqubo yeDSCR?

Akukho mlinganiso we-DSCR, imveliso yemali-mboleko engakhangeli ingeniso, ayinayo imfuneko yengeniso yeendwendwe, kuba le mveliso yemboleko ayibandakanyi ukubalwa kwe-DTI. Kwaye umlinganiselo omncinci we-DSCR unokuba ngaphantsi njenge-0. Nokuba irenti yendlu iphantsi, sisenokwenza! Olu lukhetho oluhle kwiindwendwe ezinomvuzo ophantsi okanye amatyala amaninzi.

Ngaphandle koko, abemi bamazwe angaphandle bamkelekile kule nkqubo ngokunjalo, ngakumbi nge-visa ye-F1. Ukuba ungumphambukeli, kwaye awukwazi ukufumana imali mboleko yesiqhelo, qhagamshelana nathi kwaye ufumane imeko yemali-mboleko yakho.

Izikhokelo zethu zibhetyebhetye kwaye ukuba imali-mboleko yakho iyavakala siya kukunceda uyivale ngokukhawuleza. Sinonxibelelwano olungenamagingxi-gingxi kunye neengeniso ezikhawulezayo zemboleko-mali ye-Non-QM, qhagamshelana nathi ukuba unazo naziphi na iimfuno.

Wenza imali eninzi! Ukungeniswa kwethu okuqhelekileyo ukuvala kungaphantsi kweeveki ze-3 kwaye sivala ngaphandle kokuphazamiseka. Khawucinge ukuba ukuthunyelwa kwakho kuya kwanda njani.


Imifanekiso yeenkcukacha zemveliso:

-I-AAAA yokuBoleka i-Non-QM ye-DSCR(iNkqubo yokuBonelelwa kweNkonzo yeTyala) -Imifanekiso ye-AAA yokuBoleka


IsiKhokelo seMveliso esiNxulumeneyo:

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. – AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: New Delhi, Brasilia, Serbia, Umgangatho weemveliso zethu ulingana nomgangatho we-OEM, kuba iinxalenye zethu ezingundoqo ziyafana kunye nomthengisi we-OEM. Ezi mveliso zingentla zigqithise isatifikethi sobuchwephesha, kwaye asikwazi nje ukuvelisa iimveliso ezisemgangathweni we-OEM kodwa sikwamkele i-odolo yeeMveliso eziLungisiweyo.
  • Umgangatho ophezulu, ukuSebenza okuPhezulu, ukuCla kunye neMfezeko, kufanelekile ukuba nentsebenziswano yexesha elide! Sijonge phambili kwintsebenziswano yexesha elizayo!
    Iinkwenkwezi ezi-5NguNana ovela eLas Vegas - 2018.09.19 18:37
    Lo ngumthengisi ochwephesha kakhulu, sihlala siza kwinkampani yabo ukuze sithenge, umgangatho olungileyo kunye nexabiso eliphantsi.
    Iinkwenkwezi ezi-5Ngu Eartha ovela eBandung - 2018.12.11 11:26