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Iziko leMveliso

Iinkcukacha zeMveliso

Imfundo yabathengi ngundoqo we-AAA LENDINGS 'mission. Sikholelwa ukuba umboleki onolwazi ngumboleki oxhotyisiweyo. Yiyo loo nto sihamba umgama owongezelelweyo ukubonelela ngezixhobo zemfundo kunye nesikhokelo sokukunceda ujonge ubunzima benkqubo yemali-mboleko. Iqela lethu lizinikezele ekuphenduleni imibuzo yakho, lichaza ubucukubhede bemilinganiselo yenzala, ukhetho lwemali-mboleko, nokunye, ukuqinisekisa ukuba wenza izigqibo ezinolwazi. Ulwazi lwakho lwezezimali kunye nokuzithemba zibalulekile kuthi.Uluhlu lwababolekisi,Inkampani yokubolekwa kwezindlu,Umbolekisi we-Mortgage okanye iBhanki, Ihlabathi le-mortgages lihlala liguquka, kwaye sisesichengeni sokwenza izinto ezintsha. Kwi-AAA LENDINGS, sinikezela ngezixhobo zedijithali zangoku kunye neeplatifti ezinobuhlobo ezikuvumela ukuba uqalise isicelo sakho se-mortgage okanye ufumane uhlaziyo ekuhambeni. Itekhnoloji yethu esebenziseka lula ilula inkqubo, ibeka amandla olawulo lwemali mboleko entendeni yesandla sakho. Siyazi ukuba ixesha lakho lixabisekile, kwaye izisombululo zethu ze-tech-savvy zikongela ixesha kunye nobunzima.
– I-AAAA yokuBoleka i-Non-QM ye-DSCR(i-Debt Service Coverage Ratio) Inkqubo – i-AAA yeNkcukacha yokuBoleka:

Ayinasihloko-6

Isishwankathelo

Uninzi lwemveliso elula kwiindidi zeenkqubo ze-Non-QM.
Akukho Mvuzo/ Akukho Msebenzi/ Akukho ziBuyiselo zeRhafu, kungekho nokuthelekisa umlinganiselo we-DTI njengemali-mboleko eqhelekileyo. Kuphela ukuba ipropati yomxholo iyipropathi yotyalo-mali.

Iinkcukacha

1) Ukuya kuthi ga kwimali-mboleko ye-$ 2M;
2) Ukuya kuthi ga kwi-80% Max LTV;
3) 660 okanye amanqaku aphezulu ekhredithi;
4) Inokuvalwa kumaqumrhu;
5) Akukho mida kwinani leepropati ezibonelelwe ngemali;
6) Ii-SFR, ii-2-4 Units, ii-Condos, ii-Townhomes, ii-Condotels, kunye ne-Non-Warrantable Condos.

Inkqubo yeDSCR

I-DSCR (i-Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo ukuhlalutya iqondo lomngcipheko wotyalo-mali. Namhlanje, sigxininise ekuqondeni inkcazo ye-DSCR kunye nokutyhila imfihlelo yenkqubo ye-DSCR ukusuka kumbono wotyalo-mali lwe-mortgage yezindlu. Okulandelayo, masingene kwinkqubo yeDSCR.

Ibalwa njani iDSCR?

Kwimali-mboleko yezindlu, i-DSCR ibhekisa kumlinganiselo wengeniso yenyanga yerenti yendlu yotyalo-mali kwiindleko zizonke zezindlu (ezifana nenqununu, inzala, irhafu yomhlaba, i-inshorensi kunye nentlawulo yolawulo (ukuba ezinye iindleko azenziwanga, ziya kubhalwa njenge-0)). Okukhona usezantsi umlinganiselo, kokukhona umngcipheko omkhulu wemali-mboleko. Inokubonakaliswa koku kulandelayo:

iinkcukacha

Thina i-AAA yokuboleka ngoku ibonelela "Akukho mlinganiso we-DSCR" kubathengi bethu, oku kuthetha ukuba umlinganiselo unokuhla ukuya ku-"0" Kwimveliso yethu yemboleko yendibano, kufuneka sithelekise umvuzo wethu kunye ne-PITIA yenyanga (Umgaqo / Inzala / Irhafu / I-inshurensi / i-HOA) kunye namanye amatyala endlu ebolekiweyo ukuze senze isigqibo sokuba imali-mboleko inokufaneleka.

I-DSCR

Yintoni i-DSCR?

Ngaba uyayazi indlela yokufumana imali mboleko yendlu ngaphandle kolwazi lomsebenzi kunye nengeniso?
Ngaba awufanelekanga kwiimali mboleko zesiqhelo?
Ngaba uyazi ukuba yeyiphi inkqubo yemali-mboleko eyona mveliso ilula?
Ngaba uyafuna ukwazi ukuba ungawasebenzisa njani amaxwebhu ancitshisiweyo ukuze ufaneleke ukubolekwa imali?
Ngaba kunzima kakhulu kuwe ukuba ufumane imali mboleko yendlu kwishishini lakho?

Sinikezela ngenkqubo yemali-mboleko egqibeleleyo ukwanelisa ezi zinto zingundoqo zingentla, yinkqubo ye-DSCR, eyona mveliso idumileyo engeyiyo ye-QM kwimali-mboleko yendlu.

I-DSCR (i-Debt Service Coverage Ratio) yenzelwe abatyali-mali abanamava kwaye ifanele ababoleki ngokusekelwe kwi-cash-flows kuphela kwipropati yomxholo ukuhlalutya iqondo lomngcipheko wotyalo-mali. Namhlanje, sigxininise ekuqondeni inkcazo ye-DSCR kunye nokutyhila imfihlelo yenkqubo ye-DSCR ukusuka kumbono wotyalo-mali lwe-mortgage yezindlu. Okulandelayo, masingene kwinkqubo yeDSCR.

Ziziphi iingenelo zenkqubo yeDSCR?

Akukho mlinganiso we-DSCR, imveliso yemali-mboleko engakhangeli ingeniso, ayinayo imfuneko yengeniso yeendwendwe, kuba le mveliso yemboleko ayibandakanyi ukubalwa kwe-DTI. Kwaye umlinganiselo omncinci we-DSCR unokuba ngaphantsi njenge-0. Nokuba irenti yendlu iphantsi, sisenokwenza! Olu lukhetho oluhle kwiindwendwe ezinomvuzo ophantsi okanye amatyala amaninzi.

Ngaphandle koko, abemi bamazwe angaphandle bamkelekile kule nkqubo ngokunjalo, ngakumbi nge-visa ye-F1. Ukuba ungumphambukeli, kwaye awukwazi ukufumana imali mboleko yesiqhelo, qhagamshelana nathi kwaye ufumane imeko yemali-mboleko yakho.

Izikhokelo zethu zibhetyebhetye kwaye ukuba imali-mboleko yakho iyavakala siya kukunceda uyivale ngokukhawuleza. Sinonxibelelwano olungenamagingxi-gingxi kunye neengeniso ezikhawulezayo zemboleko-mali ye-Non-QM, qhagamshelana nathi ukuba unazo naziphi na iimfuno.

Wenza imali eninzi! Ukungeniswa kwethu okuqhelekileyo ukuvala kungaphantsi kweeveki ze-3 kwaye sivala ngaphandle kokuphazamiseka. Khawucinge ukuba ukuthunyelwa kwakho kuya kwanda njani.

Imifanekiso yeenkcukacha zemveliso:

-I-AAAA yokuBoleka i-Non-QM ye-DSCR(iNkqubo yokuBonelelwa kweNkonzo yeTyala) -Imifanekiso ye-AAA yokuBoleka

IsiKhokelo seMveliso esiNxulumeneyo:
I-AAA LENDINGS iyazingca ngokubandakanyeka kwethu kuluntu kunye noxanduva loluntu. Sikholelwa ukuba ukuba ngumbolekisi othembekileyo kuthetha ukubuyisela kuluntu esilusebenzelayo. Iqela lethu lithatha inxaxheba ngokukhutheleyo kumalinge esisa, ukuxhasa izizathu zasekuhlaleni, nokukhuthaza ulwazi lwezemali. Asikho nje kwishishini lokubonelela ngemali-mboleko; sityale imali ekwenzeni impembelelo eyakhayo kubomi babaxumi bethu nakuluntu abalubiza ngokuba likhaya. – AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Eindhoven, Guatemala, Bulgaria, Ngokusekelwe kumgaqo wethu okhokelayo womgangatho ngundoqo ekuphuhliseni, siqhubeka sizama ukudlula ukulindela abathengi bethu. Ngaloo ndlela, simema ngokunyanisekileyo zonke iinkampani ezinomdla ukuba ziqhagamshelane nathi kwintsebenziswano yexesha elizayo, Samkela abathengi abadala nabatsha ukuba babambane ngezandla kunye ukuhlola nokuphuhlisa; Ukuze ufumane inkcazelo engakumbi, nceda uzive ukhululekile ukuqhagamshelana nathi. Enkosi. Izixhobo ezikumgangatho ophezulu, ulawulo olungqongqo lwekhwalithi, inkonzo yokuqhelaniswa nabathengi, isishwankathelo senyathelo kunye nokuphuculwa kweziphene kunye namava amaninzi oshishino kusenza siqinisekise ukwaneliseka kwabathengi kunye nodumo oluthe, ngokubuyisela, lusizisela ii-odolo ezininzi kunye neenzuzo. Ukuba unomdla kuyo nayiphi na imveliso yethu, nceda uzive ukhululekile ukuba uqhagamshelane nathi. Umbuzo okanye utyelelo kwinkampani yethu wamkelekile ngokufudumeleyo. Sithemba ngokunyanisekileyo ukuqala win-win kunye nentsebenziswano friendly nawe. Ungabona iinkcukacha ezininzi kwiwebhusayithi yethu.
    • Lo mvelisi unokugcina ukuphucula kunye nokufezekisa iimveliso kunye nenkonzo, ihambelana nemithetho yokhuphiswano lweemarike, inkampani ekhuphisanayo.
    Iinkwenkwezi ezi-5NguDavid ovela eTurkmenistan - 2017.05.02 11:33
    E-China, sinamaqabane amaninzi, le nkampani yeyona nto isanelisayo kuthi, umgangatho othembekileyo kunye nekhredithi enhle, ifanele ukuxatyiswa.
    Iinkwenkwezi ezi-5NguDoreen ovela eWashington - 2018.06.09 12:42

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