Ihoseyili - i-AAA yokuBoleka i-Non-QM ye-Asethi eLungeneyo ngokuLula ukhetho kuphela – i-ATR-In-Full – AAA iBoleka imali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukucwangcisa ikamva lakho lezemali kuqala ngeqabane elifanelekileyo lokuboleka imali, kwaye kwa-AAA LENDINGS, sizimisele ukukunceda ufezekise amaphupha akho. Siyaqonda ukuba uhambo olusingise kumninimzi lunokuba luyolo kodwa luyoyikeka. Iingcali zethu ezinamava zingaphezulu nje kweengcali zokubambisa; bangamahlakani akho emali. Ziyafumaneka ukuze uxoxe ngeenjongo zakho, uvavanye imeko yakho yezemali, kwaye unike isikhokelo somntu esibamba umdla wakho. Siyazingca ngokuba sisikhokelo esikuxhobisayo ukuba wenze izigqibo ezizizo malunga nekamva lakho.Ababoneleli beMortgage abaPhezulu,Yintoni Imali-mboleko ye-Non-Qm,Izikhokelo zeMali-mboleko eziQhelekileyo zowama-2021, Kwi-AAA LENDINGS, sisebenza phantsi kwenkolelo eqinileyo yokuba 'Akukho mboleko ayinakwenzeka.' Le nkolelo ingamandla aqhuba imisebenzi yethu kwaye iqulethwe kwimotto yethu, Unako UkuNceda, Ngamaxesha Onke. Ifaka eyona nto ibalulekileyo yohlobo lwethu lwe-AAA. Siyaqonda ukuba abathengi abahlukeneyo kunye neemeko ezahlukeneyo zokuboleka zifuna izisombululo ezizodwa, kwaye sikulungele ngokupheleleyo ukubabonelela.

– I-AAA yokuboleka i-Non-QM ye-Asethi eLungeneyo ngokulula kuphela – i-ATR-In-Full – i-AAA yeNkcukacha yokuBoleka:

Ingenasihloko-9

Isishwankathelo

Inkqubo ye-asethi edumileyo. Umboleki unemali ethile, enokuhlawula ixabiso lokuthenga okanye ixabiso lemali-mboleko kunye neendleko zokuvala. Akukho lwazi lomsebenzi; Akukho DTI.

Iinkcukacha

1) Ukuya kuthi ga kwi-75% LTV;
2) Ukuya kuthi ga kwi-4M yemali-mboleko;
3) Indawo yokuhlala ephambili kuphela;
4) Akukho mida kwinani leepropati ezibonelelwe ngemali;
I-5) Ubuncinci beenyanga ezi-6 zokugcina kwiimali zomboleki.

Yintoni le nkqubo?

Inkqubo ye-ATR-In-Full ikwayinkqubo ye-asethi, efanelekile nge-asethi kuphela. Ukhetho olulungileyo lweemali mboleko ezingezizo ze-QM.
Ukubolekwa kwe-AAA akuyi kubala i-DTI kubafaki-zicelo abafanelekileyo ngokungqina ii-Asethi kuphela (“ATR-In-Full”). Ngokwemishini, nawuphi na umvuzo okanye ingqesho edweliswe kwisicelo iya kuthathwa njengento engafanelekanga kulowo ubhala phantsi kwaye, ngokutshintshana, inokushiywa ingenanto. Ukuba ingqesho kunye nomvuzo unokumelwa kwisicelo, i-DTI akufunekanga ibalwe

Wazi njani ukuba unako i-asethi efanelekileyo kule nkqubo?

Ngezantsi ziindlela zokubala:
Ngemali-mboleko yokuthenga, zonke ii-asethi ezivumelekileyo kufuneka zihambelane nexabiso lokuthenga kunye nazo zonke iindleko zokuvala.
Ii-asethi >= Ixabiso lokuthenga + zonke iindleko zokuvala
Kwimali-mboleko yemali-mboleko, iyonke impahla evumelekileyo kufuneka ihambelane nesixa-mali esipheleleyo semali mboleko kunye neendleko zokuvala.
Ii-asethi >= Isixa semali-mboleko + iindleko zokuvala

Jonga ngezantsi iimeko zesiqinisekiso, ungabhekisa kwiindlela zokubala ukubona ukuba ungalungela na kuqala phambi kokufaka isicelo semali mboleko kubabolekisi:

Imeko 1: Ixabiso lokuthenga kunye neendleko zokuvala = $768,500. Ii-asethi ezikhoyo = $700,000 (ukonga) kunye ne-$45,000 (50% ye-IRA) = $748,000. Ngokufutshane nge-20,500 yeedola. Ukuba umboleki yi-59.5 okanye ngaphezulu, ii-asethi ezifanelekileyo ziya kuba yi-$ 700,000 + i-$ 54,000 (i-60% ye-IRA) = i-$ 754,000 kwaye imfutshane nge-$ 14,500.

Imeko 2: Imali-mboleko kunye neendleko zokuvala = $518,500. Ii-asethi ezikhoyo = $370,000 (ukugcinwa) + $100,000 (50% ye-IRA) = $470,000. Ngokufutshane nge-48,500 yeedola. Ukuba i-59.5 okanye ngaphezulu, i-asethi efanelekileyo = i-$ 370,000 + i-$ 120,000 (i-60% ye-IRA) = i-$ 490,000 kwaye imfutshane nge-$ 28,500.

Yeyiphi iasethi efanelekileyo kule nkqubo?

Imali, ii-stocks, iibhondi kunye ne-personal liquid assets (akukho propati) = 100%
Iiakhawunti zomhlalaphantsi = 50% ukuba 59 okanye ngaphantsi kunye 60% ukuba abadala
Akukho mali yeshishini

Ziziphi iingenelo?

Min. Iinyanga ezi-6 zoLondolozo

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukuzulazula kumhlaba wokubambisa kunokuba nzima, kodwa i-AAA LENDINGS iyenza lula inkqubo, iyenze ibandakanyeke kwaye ingabinaxinzelelo. Sinikezela ngenkqubo yokuqokelela amaxwebhu ecacileyo nemfutshane, ekuvumela ukuba ulayishe ngokulula amaphepha afunekayo kwi-intanethi. Sazi kakuhle ukuba ixesha lakho lixabisekile, kwaye ngokwenza inkqubo ibe lula, sikugcina uxakekile kwaye ulawula uhambo lwakho lokuboleka imali. – AAA Ukuboleka Non-QM Easily Qualified Asset kuphela ukhetho – ATR-In-Full – AAA Lendings , Imveliso iya kubonelela kulo lonke ihlabathi, ezifana: Croatia, Slovak Republic, Macedonia, Ngexesha kwiminyaka 11, Sithathe inxaxheba kwimiboniso engaphezu kwama-20, sifumana indumiso ephezulu kumthengi ngamnye. Inkampani yethu isoloko ijolise ekuboneleleni ngezona mveliso zintle zomthengi ngexabiso eliphantsi. Senza iinzame ezinkulu zokufezekisa le meko yokuphumelela kwaye samkele ngokunyanisekileyo ukuba usijoyine. Sijoyine, ubonise ubuhle bakho. Siya kuhlala silukhetho lwakho lokuqala. Sithembe, soze utyhafe.

-AAA Ukuboleka

Umgangatho olungileyo kunye nokuhanjiswa okukhawulezayo, kuhle kakhulu. Ezinye iimveliso zinengxaki encinci, kodwa umthengisi utshintshile ngexesha, ngokubanzi, sanelisekile.
Iinkwenkwezi ezi-5

NguKlemen Hrovat ovela eMelbourne - 2018.08.12 12:27

Njengenkampani yokurhweba kumazwe ngamazwe, sinamaqabane amaninzi, kodwa malunga nenkampani yakho, ndifuna ukuthi, ulungile ngokwenene, uluhlu olubanzi, umgangatho olungileyo, amaxabiso afanelekileyo, inkonzo efudumeleyo necingayo, iteknoloji ephezulu kunye nezixhobo kunye nabasebenzi banoqeqesho lobuchwephesha, impendulo kunye nohlaziyo lwemveliso ngexesha elifanelekileyo, ngokufutshane, le yintsebenziswano emnandi kakhulu, kwaye sijonge phambili kwintsebenziswano elandelayo!
Iinkwenkwezi ezi-5

NguClaire ovela eAlbania - 2017.09.22 11:32