Ihoseyili - i-AAA yokuBoleka i-Non-QM ye-Asethi eLungeneyo ngokuLula ukhetho kuphela – i-ATR-In-Full – AAA iBoleka imali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ixesha lakho lixabisekile, kwaye siyayihlonipha loo nto. Kwa-AAA LENDINGS, sizibophelele ekulungiseni inkqubo ye- mortgage ukukongela ixesha kunye nomzamo. Usetyenziso lwethu lwe-intanethi lusebenziseka lula kwaye luyilwe ngokulula kwakho engqondweni. Ungasigqibezela isicelo ngesantya sakho, ukusuka kwintuthuzelo yekhaya lakho okanye iofisi. Siyazi ukuba unobomi obuxakekileyo, kwaye sijonge ukwenza inkqubo yokubambisa ibandakanyeke, isebenze kakuhle, kwaye igcine ixesha.Top Mortgage Banks,Ngaba uya kuboleka,Umthengisi we-Mortgage waseNew Jersey okanye uMboleki, Siyaqonda ukuba i-creditworthiness ingaba yinkxalabo kubaboleki abaninzi. Yiyo loo nto sinikezela ngeenkonzo zokucebisa ngetyala ukuze sikuncede uphucule amanqaku akho kwaye ukhusele imiqathango engcono yemboleko. Ngokubonelela ngezimvo ezixabisekileyo kunye nesikhokelo esilungiselelweyo, sijonge ekubandakanyweni abo banokuba ngababoleki abanokuthi ekuqaleni bangaqinisekanga malunga nokufaneleka kwabo. Silapha ukukuxhobisa ukuba ulawule ikamva lakho lezemali.

– I-AAA yokuboleka i-Non-QM ye-Asethi eLungeneyo ngokulula kuphela – i-ATR-In-Full – i-AAA yeNkcukacha yokuBoleka:

Ingenasihloko-9

Isishwankathelo

Inkqubo ye-asethi edumileyo. Umboleki unexabiso elithile le-asethi, elinokuhlawula ixabiso lokuthenga okanye isixa semali-mboleko kunye neendleko zokuvala. Akukho lwazi lwengqesho olufunekayo; Akukho DTI.

Iimbalasane zeNkqubo

1) Ukuya kuthi ga kwi-75% LTV;
2) Ukuya kuthi ga kwi-4M yemali-mboleko;
3) Indawo yokuhlala ephambili kuphela;
4) Akukho mida kwinani leepropati ezibonelelwe ngemali;
5) Ubuncinci iinyanga ezi-6 ezigcinwe kwiimali zomboleki.

Yintoni i-ATR-In-Full?

Inkqubo ye-ATR-In-Full ikwayinkqubo ye-asethi, efanelekile nge-asethi kuphela.

Asiyi kubala i-DTI kubafaki-zicelo abafanelekileyo ngokungqina ii-Asethi kuphela (“ATR-In-Full”). Ngokwemishini, nawuphi na umvuzo okanye ingqesho edweliswe kwisicelo iya kuthathwa njengento engafanelekanga kulowo ubhala phantsi. Njengenye indlela, inokushiywa ingenanto.

Isiqinisekiso

Ngezantsi ziindlela zokubala:
Ngemali-mboleko yokuthenga, iyonke impahla evumelekileyo kufuneka ihambelane nexabiso lokuthenga kunye nazo zonke iindleko zokuvala.
Ii-asethi >= Ixabiso lokuthenga + zonke iindleko zokuvala
Kwimali-mboleko yokubuyisela imali, zonke ii-asethi ezivumelekileyo kufuneka zingqinelane nesixa-mali esipheleleyo semali-mboleko kunye neendleko zokuvala.
Ii-asethi >= Isixa semali-mboleko + iindleko zokuvala

Jonga ngezantsi iimeko zesiqinisekiso, ungabhekisa kwiindlela zokubala ukubona ukuba ungalungela na kuqala phambi kokufaka isicelo semali mboleko kubabolekisi:

Imeko 1: Ixabiso lokuthenga kunye neendleko zokuvala = $768,500. Ii-asethi ezikhoyo = $700,000 (ukonga) kunye ne-$45,000 (50% ye-IRA) = $748,000. Ngokufutshane nge-20,500 yeedola. Ukuba umboleki yi-59.5 okanye ngaphezulu, ii-asethi ezifanelekileyo ziya kuba yi-$ 700,000 + i-$ 54,000 (i-60% ye-IRA) = i-$ 754,000 kwaye imfutshane nge-$ 14,500.

Imeko 2: Imali-mboleko kunye neendleko zokuvala = $518,500. Ii-asethi ezikhoyo = $370,000 (ukugcinwa) + $100,000 (50% ye-IRA) = $470,000. Ngokufutshane nge-48,500 yeedola. Ukuba umboleki yi-59.5 okanye ngaphezulu, i-asethi efanelekileyo = $ 370,000 + $ 120,000 (60% ye-IRA) = $ 490,000 kwaye imfutshane nge-$ 28,500.

Ii-asethi ezifanelekileyo

Imali, ii-stocks, iibhondi kunye ne-personal liquid assets (akukho propati) = 100%.
Iiakhawunti zomhlalaphantsi = 50% ukuba 59 okanye ngaphantsi kunye 60% ukuba abadala.
Akukho mali yeshishini.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukuzibophelela kwethu elubala kudlulela ngaphaya kwamanqanaba okuqala enkqubo yokuthenga izindlu. Siqinisekisa ukuba uyayiqonda ngokucacileyo imiqathango yakho yokubambisa, kuquka inzala, imirhumo, kunye neendleko zokuvala. Akukho zimangalisayo ngosuku lokuvala. Sizinikezele ekukuboneleleni ngengcaciso ecacileyo, engena-jargon, ukuze ukwazi ukuzulazula ngokuzithemba kwimiba yezemali ekuthengeni kwakho ikhaya okanye ukuhlaziya. I-AAA yokubolekwa kwe-AAA engeyiyo ye-QM eLula ngokuLulekayo iAsethi ekhethwayo kuphela – i-ATR-In-Full – AAA Lendings , Imveliso iya kubonelela kwihlabathi liphela, njenge: Paris, Luxembourg, Qatar, Ngomoya osebenzayo wobuchule obuphezulu, ukusebenziseka, ukwenza izinto ezintsha, kwaye ngokuhambelana nesikhokelo sokusebenzela esikumgangatho olungileyo kodwa sisebenzelana ngetyala elingcono, sisebenzisana ngetyala ngetyala, kunye nokuthengisa iinkampani zehlabathi. phezu kwehlabathi ukwenza intsebenziswano win-win.

-AAA Ukuboleka

Kubathengisi bethu abathengiswayo, le nkampani inomgangatho ophezulu kunye nexabiso elifanelekileyo, lukhetho lwethu lokuqala.
Iinkwenkwezi ezi-5

NguCornelia waseGambia - 2017.05.02 11:33

Le yinkampani ethembekileyo nethembekileyo, iteknoloji kunye nezixhobo zihamba phambili kakhulu kwaye imveliso yanele kakhulu, akukho nkxalabo ekuboneleleni.
Iinkwenkwezi ezi-5

Ngu-Edith ovela e-Iran - 2017.10.13 10:47