IWholesele - Inkqubo eBolekayo ye-AAA engeyiyo ye-QM enomdla – Uxwebhu olupheleleyo – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Imfundo yabathengi ngundoqo we-AAA LENDINGS 'mission. Sikholelwa ukuba umboleki onolwazi ngumboleki oxhotyisiweyo. Yiyo loo nto sihamba umgama owongezelelweyo ukubonelela ngezixhobo zemfundo kunye nesikhokelo sokukunceda ujonge ubunzima benkqubo yemali-mboleko. Iqela lethu lizinikezele ekuphenduleni imibuzo yakho, lichaza ubucukubhede bemilinganiselo yenzala, ukhetho lwemali-mboleko, nokunye, ukuqinisekisa ukuba wenza izigqibo ezinolwazi. Ulwazi lwakho lwezezimali kunye nokuzithemba zibalulekile kuthi.IsiKhokelo seMali-mboleko ye-Mortgage,Top Mortgage Rates,Imali-mboleko eqhelekileyo 90 Ltv, Siyaqonda ukuba ubuninimzi lutyalo-mali olubalulekileyo, kwaye ufuna ukuqiniseka ukuba wenza ukhetho olufanelekileyo. Yiyo loo nto sinikezela ngeenkonzo zokuvunywa kwangaphambili ezibamba umdla wakho. Inkqubo yethu yokuvunywa kwangaphambili ikhawuleza kwaye ithe ngqo, ikubonelela ngomfanekiso ocacileyo wesakhono sakho sokuboleka. Ngolu lwazi esandleni, unokuphonononga ngokuzithemba imarike yezindlu nomhlaba, usazi ukuba ungumthengi ozimiseleyo kwaye ofanelekileyo.

– AAA Ukuboleka Inkqubo Non-QM abanomdla – Uxwebhu olugcweleyo – AAA IiNkcukacha zokuBoleka:

Isihloko-FD

Isishwankathelo

I-Doc epheleleyo, kubaboleki abangakwaziyo ukwenza i-Non-agency Jumbo. Isixa-mali semali-mboleko engaphezulu/i-DTI ePhezulu/i-LTV ePhezulu/ iipropati ezixhaswa ngemali engasikelwanga mda.

Iimbalasane zeNkqubo

1) Ubukhulu. I-DTI 55%;
2) Ukuya kuthi ga kwi-4M yeMali yeMali-mboleko;
3) Ukuya kuthi ga kwi-80% LTV;
4) Akukho MI (i-Inshurensi ye-Mortgage);
5) 660 okanye ngaphezulu Credit Score;
6) iinyanga ezi-6 okanye ngaphezulu koovimba;
I-7) imbuyekezo yerhafu yonyaka we-1.

Ngowuphi umahluko phakathi kwe-Non-QM Full Doc kunye neNkqubo yoQeqesho olupheleleyo?

Ngokubanzi, uninzi lwabafaki-zicelo banokufaka isicelo semali-mboleko yesiqhelo yeJumbo ngenjongo yemali-mboleko ephezulu. Nangona kunjalo, kumava ethu, inkqubo yeJumbo eqhelekileyo akulula ukuyivala.

Nangona kunjalo, phantsi kweemeko ezithile, abafaki-zicelo abanakufaneleka okanye baqhubeke nenkqubo yeJumbo eqhelekileyo, ngenxa yoko banokwenza kuphela imveliso engeyiyo ye-QM ukwanelisa injongo yabo, njengesixa-mali semali-mboleko ephezulu/ Imali-mali ephumayo/ LTV/ Amanqaku etyala, njl.

UXwebhu lwethu lweNgeniso ePheleleyo yeNgeniso ye-QM luyafumaneka kubaboleki abanemali-mboleko ye-jumbo kunye neemali-mboleko ezihambelanayo eziwela ngaphandle nje kweeparameter ze-Qualified Mortgages. Iimali-mboleko kule nkqubo kufuneka zingafanelanga ukuthengiswa kuyo nayiphi na i-Arhente kaRhulumente.

Izibonelelo ze-Full Doc

1. Imali-mboleko ephezulu kunemali-mboleko ye-arhente;
2. Umlinganiselo ophezulu we-DTI, imida ephantsi;
3. Akukho MI (i-Inshurensi ye-Mortgage) efunekayo;
4. Ukukhupha imali kuvumelekile;
5. I-LTV ephezulu kunemali-mboleko ye-arhente.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ngelixa ababolekisi abaninzi belinganisela umda wabo, siyaqhubeka nokwandisa ubukho bethu kumazwe ahlukeneyo, sisebenzela ababoleki kumazwe angama-45, kubandakanya ezinye zeemarike ezinamandla njengeCalifornia neTexas. Ukufikelela kwethu okubanzi kusivumela ukuba siqonde kwaye siziqhelanise nee-nuances zengingqi, siqinisekisa ukuba abathengi bethu kumazwe ahlukeneyo bafumana inkxaso yendawo ngelixa bexhamla kubuchwephesha belizwe lonke. - I-AAA yokubolekwa kweNkqubo enomdla ye-QM - I-Doc epheleleyo - i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Cologne, Sacramento, Tunisia, Ngokudibanisa imveliso kunye namacandelo orhwebo angaphandle, sinokubonelela ngezisombululo zabathengi abapheleleyo ngokuqinisekisa ukuhanjiswa kweemveliso ezifanelekileyo kwindawo efanelekileyo ngexesha elifanelekileyo, elixhaswa yimveliso yethu eninzi, i-portfont yemveliso enamandla, i-portfont yemveliso enamandla kunye nolawulo lwendlela yoshishino kunye neenkonzo zethu ezivuthiweyo ngaphambi nasemva kwentengiso. Singathanda ukwabelana nawe ngezimvo zethu kwaye samkele izimvo kunye nemibuzo yakho.

-AAA Ukuboleka