IWholesele - Inkqubo eBolekayo ye-AAA engeyiyo ye-QM enomdla – Uxwebhu olupheleleyo – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukuzulazula kumhlaba wokubambisa kunokuba nzima, kodwa i-AAA LENDINGS iyenza lula inkqubo, iyenze ibandakanyeke kwaye ingabinaxinzelelo. Sinikezela ngenkqubo yokuqokelela amaxwebhu ecacileyo nemfutshane, ekuvumela ukuba ulayishe ngokulula amaphepha afunekayo kwi-intanethi. Sazi kakuhle ukuba ixesha lakho lixabisekile, kwaye ngokwenza inkqubo ibe lula, sikugcina uxakekile kwaye ulawula uhambo lwakho lokuboleka imali.IiMfuneko ze-Mortgage Broker,Uluhlu lwabaBolekisi bezindlu ngo-2021,Ababolekisi abaPhezulu be-Mortgage eCalifornia, Yasekwa ngo-2007, i-AAA LENDINGS ngumbolekisi obalaseleyo we-mortgage onembali etyebileyo ethatha iminyaka engaphezu kwe-15. Siye saduma ngokuzinikela kwethu okungagungqiyo ekuboneleleni ngenkonzo eyodwa nokuthembeka kwihlabathi lokubolekisa ngemali-mboleko. Ipotfoliyo yethu yokuboleka imali ibubungqina bamava kunye nokukwazi kwethu, kunye nentlawulo ekhwankqisayo iyonke yemali-mboleko engaphaya kweebhiliyoni ezingama-20 zeedola. Ukutyhubela iminyaka, obu buchule bezemali busenze ukuba sikwazi ukunceda iintsapho eziphantse zibe ngama-50,000 ekuphumezeni iinjongo zazo zokuboleka imali, ukwenza amaphupha okuba ngabaninimzi abe yinyani.

– AAA Ukuboleka Inkqubo Non-QM abanomdla – Uxwebhu olugcweleyo – AAA IiNkcukacha zokuBoleka:

Isihloko-FD

Isishwankathelo

I-Doc epheleleyo, kubaboleki abangakwaziyo ukwenza i-Non-agency Jumbo. Isixa-mali semali-mboleko engaphezulu/i-DTI ePhezulu/i-LTV ePhezulu/ iipropati ezixhaswa ngemali engasikelwanga mda.

Iimbalasane zeNkqubo

1) Ubukhulu. I-DTI 55%;
2) Ukuya kuthi ga kwi-4M yeMali yeMali-mboleko;
3) Ukuya kuthi ga kwi-80% LTV;
4) Akukho MI (i-Inshurensi ye-Mortgage);
5) 660 okanye ngaphezulu Credit Score;
6) iinyanga ezi-6 okanye ngaphezulu koovimba;
I-7) imbuyekezo yerhafu yonyaka we-1.

Ngowuphi umahluko phakathi kwe-Non-QM Full Doc kunye neNkqubo yoQeqesho olupheleleyo?

Ngokubanzi, uninzi lwabafaki-zicelo banokufaka isicelo semali-mboleko yesiqhelo yeJumbo ngenjongo yemali-mboleko ephezulu. Nangona kunjalo, kumava ethu, inkqubo yeJumbo eqhelekileyo akulula ukuyivala.

Nangona kunjalo, phantsi kweemeko ezithile, abafaki-zicelo abanakufaneleka okanye baqhubeke nenkqubo yeJumbo eqhelekileyo, ngenxa yoko banokwenza kuphela imveliso engeyiyo ye-QM ukwanelisa injongo yabo, njengesixa-mali semali-mboleko ephezulu/ Imali-mali ephumayo/ LTV/ Amanqaku etyala, njl.

UXwebhu lwethu lweNgeniso ePheleleyo yeNgeniso ye-QM luyafumaneka kubaboleki abanemali-mboleko ye-jumbo kunye neemali-mboleko ezihambelanayo eziwela ngaphandle nje kweeparameter ze-Qualified Mortgages. Iimali-mboleko kule nkqubo kufuneka zingafanelanga ukuthengiswa kuyo nayiphi na i-Arhente kaRhulumente.

Izibonelelo ze-Full Doc

1. Imali-mboleko ephezulu kunemali-mboleko ye-arhente;
2. Umlinganiselo ophezulu we-DTI, imida ephantsi;
3. Akukho MI (i-Inshurensi ye-Mortgage) efunekayo;
4. Ukukhupha imali kuvumelekile;
5. I-LTV ephezulu kunemali-mboleko ye-arhente.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Kwi-AAA LENDINGS, sikholelwa ekubuyiseleni abathengi bethu abaxabisekileyo. Yiyo loo nto sinikezela ngenkqubo yokunyaniseka ekuvuza ngokuthemba kwakho kunye nentsebenziswano eqhubekayo nathi. Inkqubo yethu yokunyaniseka yenzelwe ukukugcina ubandakanyekile kwaye uxatyiswe, ibonelela ngezibonelelo ezikhethekileyo kunye nezaphulelo kubathengi bethu ababuyayo. Ukuzibophelela kwakho kwi-AAA LENDINGS kuqondwa kwaye kuvuzwa, kwaye sizama ukwenza umdla wakho oqhubekayo kwiinkonzo zethu ube ngamava anomvuzo. I-AAA yokuboleka iNkqubo eNgenamdla we-QM – I-Doc epheleleyo – i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kwihlabathi liphela, njengale: iMalta, iPuerto Rico, iTunisia, Okwangoku, sakha kwaye sigqibezela imarike yoonxantathu kunye nentsebenziswano yeqhinga ukuze sifezekise unikezelo lweenkonzo ezininzi eziphumeleleyo ukwandisa imakethi yethu ngokuthe nkqo ukuya kwindawo eqaqambileyo. uphuhliso. Ifilosofi yethu kukudala iimveliso ezingabizi kakhulu, ukukhuthaza iinkonzo ezigqibeleleyo, ukusebenzisana kwixesha elide kunye neenzuzo ezifanayo, ukuqinisa indlela ebanzi yenkqubo yababoneleli abagqwesileyo kunye nee-arhente zentengiso, inkqubo yokuthengisa ye-brand yeqhinga lokuthengisa.

-AAA Ukuboleka

Inkampani inokucinga ukuba sicinga ntoni, ukungxamiseka kokukhawuleza ukwenza izinto ezinomdla kwisikhundla sethu, kunokuthiwa le yinkampani enoxanduva, sinentsebenziswano evuyayo!
Iinkwenkwezi ezi-5

NguSalome waseCongo - 2018.09.29 17:23

Le nkampani ineendlela ezininzi esele zenziwe ukuba zikhethe kwaye inokwenza inkqubo entsha ngokwemfuno yethu, emnandi kakhulu ukuhlangabezana neemfuno zethu.
Iinkwenkwezi ezi-5

NguPriscilla waseUnited Kingdom - 2017.03.07 13:42