IWholesele - Inkqubo eBolekayo ye-AAA engeyiyo ye-QM enomdla – Uxwebhu olupheleleyo – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

I-AAA LENDINGS iyazingca ngokubandakanyeka kwethu kuluntu kunye noxanduva loluntu. Sikholelwa ukuba ukuba ngumbolekisi othembekileyo kuthetha ukubuyisela kuluntu esilusebenzelayo. Iqela lethu lithatha inxaxheba ngokukhutheleyo kumalinge esisa, ukuxhasa izizathu zasekuhlaleni, nokukhuthaza ulwazi lwezemali. Asikho nje kwishishini lokubonelela ngemali-mboleko; sityale imali ekwenzeni impembelelo eyakhayo kubomi babaxumi bethu nakuluntu abalubiza ngokuba likhaya.CFl uMboleki,Imali-mboleko eqhelekileyo Vs iMali-mboleko yeJumbo,Uluhlu lwababolekisi bezindlu kwiCa, Kwi-AAA LENDINGS, sisebenza phantsi kwenkolelo eqinileyo yokuba 'Akukho mboleko ayinakwenzeka.' Le nkolelo ingamandla aqhuba imisebenzi yethu kwaye iqulethwe kwimotto yethu, Unako UkuNceda, Ngamaxesha Onke. Ifaka eyona nto ibalulekileyo yohlobo lwethu lwe-AAA. Siyaqonda ukuba abathengi abahlukeneyo kunye neemeko ezahlukeneyo zokuboleka zifuna izisombululo ezizodwa, kwaye sikulungele ngokupheleleyo ukubabonelela.

– AAA Ukuboleka Inkqubo Non-QM abanomdla – Uxwebhu olugcweleyo – AAA IiNkcukacha zokuBoleka:

Isihloko-FD

Isishwankathelo

I-Doc epheleleyo, kubaboleki abangakwaziyo ukwenza i-Non-agency Jumbo. Isixa-mali semali-mboleko engaphezulu/i-DTI ePhezulu/i-LTV ePhezulu/ iipropati ezixhaswa ngemali engasikelwanga mda.

Iimbalasane zeNkqubo

1) Ubukhulu. I-DTI 55%;
2) Ukuya kuthi ga kwi-4M yeMali yeMali-mboleko;
3) Ukuya kuthi ga kwi-80% LTV;
4) Akukho MI (i-Inshurensi ye-Mortgage);
5) 660 okanye ngaphezulu Credit Score;
6) iinyanga ezi-6 okanye ngaphezulu koovimba;
I-7) imbuyekezo yerhafu yonyaka we-1.

Ngowuphi umahluko phakathi kwe-Non-QM Full Doc kunye neNkqubo yoQeqesho olupheleleyo?

Ngokubanzi, uninzi lwabafaki-zicelo banokufaka isicelo semali-mboleko yesiqhelo yeJumbo ngenjongo yemali-mboleko ephezulu. Nangona kunjalo, kumava ethu, inkqubo yeJumbo eqhelekileyo akulula ukuyivala.

Nangona kunjalo, phantsi kweemeko ezithile, abafaki-zicelo abanakufaneleka okanye baqhubeke nenkqubo yeJumbo eqhelekileyo, ngenxa yoko banokwenza kuphela imveliso engeyiyo ye-QM ukwanelisa injongo yabo, njengesixa-mali semali-mboleko ephezulu/ Imali-mali ephumayo/ LTV/ Amanqaku etyala, njl.

UXwebhu lwethu lweNgeniso ePheleleyo yeNgeniso ye-QM luyafumaneka kubaboleki abanemali-mboleko ye-jumbo kunye neemali-mboleko ezihambelanayo eziwela ngaphandle nje kweeparameter ze-Qualified Mortgages. Iimali-mboleko kule nkqubo kufuneka zingafanelanga ukuthengiswa kuyo nayiphi na i-Arhente kaRhulumente.

Izibonelelo ze-Full Doc

1. Imali-mboleko ephezulu kunemali-mboleko ye-arhente;
2. Umlinganiselo ophezulu we-DTI, imida ephantsi;
3. Akukho MI (i-Inshurensi ye-Mortgage) efunekayo;
4. Ukukhupha imali kuvumelekile;
5. I-LTV ephezulu kunemali-mboleko ye-arhente.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukucwangcisa ikamva lakho lezemali kuqala ngeqabane elifanelekileyo lokuboleka imali, kwaye kwa-AAA LENDINGS, sizimisele ukukunceda ufezekise amaphupha akho. Siyaqonda ukuba uhambo olusingise kumninimzi lunokuba luyolo kodwa luyoyikeka. Iingcali zethu ezinamava zingaphezulu nje kweengcali zokubambisa; bangamahlakani akho emali. Ziyafumaneka ukuze uxoxe ngeenjongo zakho, uvavanye imeko yakho yezemali, kwaye unike isikhokelo somntu esibamba umdla wakho. Siyazingca ngokuba sisikhokelo esikuxhobisayo ukuba wenze izigqibo ezizizo malunga nekamva lakho. – I-AAA Lendings Non-QM Interested Programme – I-Doc epheleleyo – i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Yemen, St. Petersburg, Somalia, Inkampani yethu ihlala igxile ekuphuhlisweni kweemarike zamazwe ngamazwe. Sinabathengi abaninzi eRashiya, kumazwe aseYurophu, e-USA, kumazwe akuMbindi Mpuma nakumazwe aseAfrika. Sihlala silandela ukuba umgangatho usisiseko ngelixa inkonzo iqinisekisa ukuhlangabezana nabo bonke abathengi.

-AAA Ukuboleka

Izixhobo zasefektri zihambele phambili kwishishini kwaye imveliso ilungile, ngaphezu koko ixabiso liphantsi kakhulu, ixabiso lemali!
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