IWholesele - i-AAA yokuBoleka i-Non-QM Non-DTI ratio Programme – Ukupheliswa kwee-Asethi (I-Asethi Kuphela) – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukuzibophelela kwethu elubala kudlulela ngaphaya kwamanqanaba okuqala enkqubo yokuthenga izindlu. Siqinisekisa ukuba uyayiqonda ngokucacileyo imiqathango yakho yokubambisa, kuquka inzala, imirhumo, kunye neendleko zokuvala. Akukho zimangalisayo ngosuku lokuvala. Sizinikezele ekukuboneleleni ngengcaciso ecacileyo, engena-jargon, ukuze ukwazi ukuzulazula ngokuzithemba kwimiba yezemali ekuthengeni kwakho ikhaya okanye ukuhlaziya.Uninzi loMbolekisi we-Mortgage yobuNgcali,Ababolekisi bezindlu zeBhayi,Imali-mboleko yoBulungisa kwiKhaya, Kwa-AAA LENDINGS, siliqabane lakho ixesha elide. Iinkonzo zethu zasemva kokuvalwa ziyilelwe ukukugcina ubandakanyeka nasemva kokuba imali-mboleko yakho ikhuselwe. Sinikezela ngezibonelelo eziqhubekayo, ezinje ngeengcebiso zokulungisa ikhaya, isikhokelo sotyalo-mali, kunye nokutshekishwa kwe-mortgage ngamaxesha ukuqinisekisa ukuba iinjongo zakho zemali zisendleleni. Ubudlelwane bethu nawe abupheli ekuvaleni; kukuzibophelela okungapheliyo kwintlalontle yakho yezemali.

– Ukubolekwa kwe-AAA Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi (I-Asethi Kuphela) – Iinkcukacha ze-AAA zokuBoleka:

Ayinasihloko-2

Isishwankathelo

Ayingabo bonke ababoleki abangena kakuhle kwiibhokisi ezifunwa ngababolekisi bemveli. Abanye ababoleki ngabatyali-mali, abaziqeshileyo, oosomashishini, abadla umhlala-phantsi, okanye baphila nje ngotyalo-mali lwabo. Bangabantu abanoxanduva lwezemali, kodwa basenokungabi nayo imithombo yengeniso enokuchazwa ngokulula.

Iinkqubo ze-AAA zokubolekwa kwe-Asset ye-Mortgage zivumela ezi ntlobo zababoleki ukuba basebenzise ii-asethi zabo zobuqu kunye nezoshishino njengendlela yokufaneleka kwi-mortgage yendlu.

Iimbalasane zeNkqubo

1) Ukuya kuthi ga kwi-2.5M yemali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Umlinganiselo we-DTI yi-50%;
4) Ukukhupha imali kwamkelekile;
5) Ulwazi lomsebenzi alufunwa kwisicelo semali-mboleko.

Yintoni Ukupheliswa kweAsethi?

• Ngaba umsebenzi wakho okanye umvuzo wakho awuphumelelanga ukuze ube nelungelo lokubolekwa imali-mboleko?
• Ingaba une-asethi eyaneleyo kwiakhawunti yakho?
• Ngaba usanda kuthengisa ipropati kwaye ufuna ukuthenga enye indlu?
• Awufuni ukubonelela ngeendidi zamaxwebhu engeniso?
• Ngaba uyazibuza ukuba ababolekisi bayayivuma njani imali-mboleko yakho ngaphandle kokuqwalasela umlinganiselo we-DTI?

Ukuchithwa kwe-Asethi/ Ukusetyenziswa kunceda aba bafaki-zicelo xa ukuloo meko. Yinkqubo eqhelekileyo engeyiyo ye-QM, ekwabizwa ngokuba “yi-asethi kuphela”. Ababoleki akufuneki banikezele ngalo naluphi na ulwazi lwengqesho okanye amaxwebhu engeniso xa befaka isicelo sokuThitywa kweAsethi.
Isenokusetyenziswa njengokuphela komthombo wengeniso yesiqinisekiso semali-mboleko okanye ukongeza eminye imithombo yengeniso. Ezona mfuno zisezantsi ze-asethi phantsi kwendlela yesiqinisekiso ziyayekwa xa zisetyenziselwa ukongeza eminye imithombo yengeniso.

IiNzuzo zokuVimba kweAsethi

1) Akukho mfuneko yokubonelela ngawo nawaphi na amaxwebhu engeniso;
2) Iprayimari kuphela;
3) Amaxwebhu amancinci;
4) Kulula ukufaneleka.

IiMfuno zeAsethi

Ii-asethi kufuneka zibe yi-liquid kwaye zifumaneke ngaphandle kwesohlwayo; amaxwebhu awongezelelweyo angacelwa ukuqinisekisa imvelaphi yemali:
• I-100% yeeAkhawunti zokuTsheka, ezoLondolozo, kunye neMarike yeMali;
• I-70% yeeMpahla, iiBond, kunye neeNgxowa-mali zoMthendeleko;
• I-70% yee-Asethi zoMhlala-phantsi: Ifanelekile ukuba lowo ubolekayo ukwiminyaka yokuthatha umhlala-phantsi (ubuncinci ngama-59 ½);
• I-60% yee-asethi zoMhlala-phantsi: Ifanelekile ukuba umboleki akakho kwiminyaka yokuthatha umhlala-phantsi.

Ii-asethi ezingavumelekanga

Kule nkqubo, ababoleki kufuneka baqaphele imida engezantsi. Iintlobo ezininzi ze-asethi azinakusetyenziswa:

• I-Equity kwi-Real Estate;
• Izitokhwe ezirhwebayo okanye ezithintelweyo/ezingezizo;
• Naziphi na ii-asethi ezivelisa ingeniso esele zibandakanyiwe kubalo lwengeniso:
• Naziphi na ii-asethi ezisegameni leshishini.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukucwangcisa ikamva lakho lezemali kuqala ngeqabane elifanelekileyo lokuboleka imali, kwaye kwa-AAA LENDINGS, sizimisele ukukunceda ufezekise amaphupha akho. Siyaqonda ukuba uhambo olusingise kumninimzi lunokuba luyolo kodwa luyoyikeka. Iingcali zethu ezinamava zingaphezulu nje kweengcali zokubambisa; bangamahlakani akho emali. Ziyafumaneka ukuze uxoxe ngeenjongo zakho, uvavanye imeko yakho yezemali, kwaye unike isikhokelo somntu esibamba umdla wakho. Siyazingca ngokuba sisikhokelo esikuxhobisayo ukuba wenze izigqibo ezizizo malunga nekamva lakho. – I-AAA Lendings Non-QM Non-DTI ratio Programme – Asset Depletion (Asset Only) – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Istanbul, Belize, Costa Rica, Ifektri yethu ihlanganisa indawo ye-12,000 square metres, kwaye inabasebenzi be-200 abantu, phakathi kwabo kukho abaphathi bezobugcisa be-5. Sikhethekileyo ekuveliseni.Sinamava atyebileyo ekuthengiseni kumazwe angaphandle. Wamkelekile ukuba uqhagamshelane nathi kwaye umbuzo wakho uya kuphendulwa ngokukhawuleza.

-AAA Ukuboleka

Siyavuya ngokwenene ukufumana umenzi onjalo oqinisekisa umgangatho wemveliso ngexesha elifanayo ixabiso liphantsi kakhulu.
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NguDavid ovela eBuenos Aires - 2018.11.02 11:11

Umgangatho wemathiriyeli ekrwada uzinzile kwaye uthembekile, ubusoloko uhambelana neemfuno zenkampani yethu ukubonelela ngeempahla ezinomgangatho ohlangabezana neemfuno zethu.
Iinkwenkwezi ezi-5

Ngu-Eleanore ovela eSan Diego - 2018.06.03 10:17