IWholesele - i-AAA yokuBoleka i-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Imfundo yabathengi ngundoqo we-AAA LENDINGS 'mission. Sikholelwa ukuba umboleki onolwazi ngumboleki oxhotyisiweyo. Yiyo loo nto sihamba umgama owongezelelweyo ukubonelela ngezixhobo zemfundo kunye nesikhokelo sokukunceda ujonge ubunzima benkqubo yemali-mboleko. Iqela lethu lizinikezele ekuphenduleni imibuzo yakho, lichaza ubucukubhede bemilinganiselo yenzala, ukhetho lwemali-mboleko, nokunye, ukuqinisekisa ukuba wenza izigqibo ezinolwazi. Ulwazi lwakho lwezezimali kunye nokuzithemba zibalulekile kuthi.Estimate Market Rent,Hlala uBoleka,Imali-mboleko eqhelekileyo, Njengenxalenye yokuzibophelela kwethu ukuhlala phambili kwishishini, sityala imali eninzi kwi-teknoloji ye-cutting-edge ukuze silungelelanise isicelo se-mortgage kunye nenkqubo yokuvunywa. Oku akukhawulezisi kuphela inkqubo yesicelo kodwa kukubonelela ngohlaziyo lwexesha lokwenyani kwimeko yakho yokubambisa, kukunika uxolo lwengqondo kunye nokuphelisa ukungaqiniseki okuhlala kuza kunye nenkqubo yokuboleka imali. Indlela yethu eqhutywa bubuchwephesha ivumela ukuba sinikezele ngamava angenamthungo kwaye aluncedo, ukwenza uhambo lwakho lokuya kubaninimzi okanye ukubuyisela imali ngokufanelekileyo kangangoko kunokwenzeka.

– I-AAA yokuBoleka kwe-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – Iinkcukacha ze-AAA zokuBoleka:

Ayinasihloko-2

Isishwankathelo

Umboleki wathengisa ishishini labo lezigidi zeedola emva koko wafumana ikhaya lamaphupha abo kodwa wayengenamthombo wengeniso yokubhala.

Iinkcukacha

1) Ukuya kuthi ga kwi-2.5M yemali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Umlinganiselo we-DTI yi-50%;
4) I-Cash-out yamkelwe;
5) Akukho mfuneko yolwazi lwengqesho kwisicelo semali-mboleko;
6) I-asethi yahlulahlulwe ngama-84 okanye imiqathango yemali-mboleko esisigxina ukuze ufumane umvuzo ofanelekileyo lowo ubolekayo.

Yintoni inkqubo?

• Ngaba umsebenzi wakho okanye umvuzo wakho awuphumelelanga ukuze ube nelungelo lokubolekwa imali-mboleko?
• Ingaba une-asethi eyaneleyo kwiakhawunti yakho?
• Ngaba usanda kuthengisa ipropati kwaye ufuna ukuthenga enye indlu?
• Awufuni ukubonelela ngeendidi zamaxwebhu engeniso?
• Ngaba uyazibuza ukuba ababolekisi bayayivuma njani imali-mboleko yakho ngaphandle kokuqwalasela umlinganiselo we-DTI?

Ukuchithwa kwe-Asethi / Ukusetyenziswa kunceda aba bafaki-zicelo xa ukule meko. Yinkqubo eqhelekileyo engeyiyo ye-QM, ekwabizwa ngokuba “yi-asethi kuphela”. Awudingi ukuba unikeze naluphi na ulwazi lwengqesho kunye namaxwebhu engeniso xa ufaka isicelo sale nkqubo.
Isenokusetyenziswa njengokuphela komthombo wengeniso yesiqinisekiso semali-mboleko okanye ukongeza eminye imithombo yengeniso. Xa isetyenziselwa ukongeza eminye imithombo yengeniso, ubuncinci beemfuno ze-asethi phantsi kwendlela yesiqinisekiso ziyayekwa.

Yintoni inzuzo?

1) Akukho mfuneko yokubonelela ngawo nawaphi na amaxwebhu engeniso;
2) Indlu yaseprayimari kuphela;
3) Amaxwebhu ancitshisiweyo
4) Kulula ukufaneleka

Zeziphi izinto ezinokusetyenziselwa le nkqubo?

Ii-asethi kufuneka zibe yi-liquid kwaye zifumaneke ngaphandle kwesohlwayo; Amaxwebhu ongezelelweyo angacelwa ukuqinisekisa imvelaphi yemali:
• I-100% yeeAkhawunti zokuTsheka, ezoLondolozo, kunye neMarike yeMali;
• I-70% yeeMpahla, iiBond, kunye neeNgxowa-mali zoMthendeleko;
• I-70% yee-Asethi zoMhlala-phantsi: Ifanelekile ukuba lowo ubolekayo ukwiminyaka yokuthatha umhlala-phantsi (ubuncinci ngama-59 ½);
• I-60% yee-asethi zoMhlala-phantsi: Ifanelekile ukuba umboleki akakho kwiminyaka yokuthatha umhlala-phantsi.

Ii-asethi ezingafanelekanga ukuba zipheliswe

Kule nkqubo, unokukhathalela imida engezantsi. Iindidi ezininzi zeentlobo azinakusetyenziswa nangona ungasebenzisa ezi asethi wedwa:

• I-Equity kwi-Real Estate;
• Izitokhwe ezirhwebayo okanye ezithintelweyo/ezingezizo;
• Nayiphi na i-asethi evelisa ingeniso esele ibandakanyiwe kubalo lwengeniso:
• Naziphi na ii-asethi ezisegameni leshishini.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho. - I-AAA yokuboleka kwe-Non-QM engeyiyo ye-DTI yomlinganiselo weNkqubo - Ukuchithwa kwe-Asethi (I-Asethi Kuphela) - Ukubolekwa kwe-AAA , Imveliso iya kubonelela kulo lonke ihlabathi, njenge: USA, Barbados, Spain, Inkampani yethu inikezela ngoluhlu olupheleleyo ukusuka kwintengiso yangaphambili ukuya kwinkonzo emva kokuthengisa, ukusuka kuphuhliso lwemveliso ukuya kuphicotho lokusetyenziswa kwesondlo, ngokusekelwe kumandla obugcisa obuqinileyo, ukuphuhlisa imveliso, ukuphuhlisa ixabiso elipheleleyo izinto ezikumgangatho ophezulu kunye neenkonzo, kunye nokukhuthaza intsebenziswano ehlala ixesha elide kunye nabathengi bethu, uphuhliso olufanayo kunye nokudala ikamva elingcono.

-AAA Ukuboleka

Inkampani inokucinga ukuba sicinga ntoni, ukungxamiseka kokukhawuleza ukwenza izinto ezinomdla kwisikhundla sethu, kunokuthiwa le yinkampani enoxanduva, sinentsebenziswano evuyayo!
Iinkwenkwezi ezi-5

Ngu Arabela evela eSudan - 2017.09.26 12:12

Umphathi weNtengiso unomdla kakhulu kwaye unobuchule, usinike imvume enkulu kunye nomgangatho wemveliso ulunge kakhulu, enkosi kakhulu!
Iinkwenkwezi ezi-5

NguCaroline ovela eYiputa - 2018.07.27 12:26