IWholesele - i-AAA yokuBoleka i-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ixesha lakho lixabisekile, kwaye siyayihlonipha loo nto. Kwa-AAA LENDINGS, sizibophelele ekulungiseni inkqubo ye- mortgage ukukongela ixesha kunye nomzamo. Usetyenziso lwethu lwe-intanethi lusebenziseka lula kwaye luyilwe ngokulula kwakho engqondweni. Ungasigqibezela isicelo ngesantya sakho, ukusuka kwintuthuzelo yekhaya lakho okanye iofisi. Siyazi ukuba unobomi obuxakekileyo, kwaye sijonge ukwenza inkqubo yokubambisa ibandakanyeke, isebenze kakuhle, kwaye igcine ixesha.Top Non-Qm Mortgage mboleko,2022 Ukuthobela iMida yeMali-mboleko,Umsunguli weMali-mboleko, Xa kuziwa kumaxabiso, i-AAA LENDINGS izimisele ukubonelela ngeendlela ezikhuphisanayo nezifikelelekayo. Siyazi ukuba ukufumana imali mboleko kubandakanya kungekuphela nje ukufumana ikhaya lamaphupha akho kodwa nokuqinisekisa ukuba ihlala ilutyalo-mali olufikelelekayo. Ukuzinikela kwethu ekuboneleleni ngamaxabiso akhuphisanayo kuthetha ukuba ungaqalisa ngokuzithemba kuhambo lwakho lobunini-ndlu, usazi ukuba ufumene imali-mboleko ehambelana nohlahlo lwabiwo-mali lwakho.

– I-AAA yokuBoleka kwe-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – Iinkcukacha ze-AAA zokuBoleka:

Ayinasihloko-2

Isishwankathelo

Umboleki wathengisa ishishini labo lezigidi zeedola emva koko wafumana ikhaya lamaphupha abo kodwa wayengenamthombo wengeniso yokubhala.

Iinkcukacha

1) Ukuya kuthi ga kwi-2.5M yemali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Umlinganiselo we-DTI yi-50%;
4) I-Cash-out yamkelwe;
5) Akukho mfuneko yolwazi lwengqesho kwisicelo semali-mboleko;
6) I-asethi yahlulahlulwe ngama-84 okanye imiqathango yemali-mboleko esisigxina ukuze ufumane umvuzo ofanelekileyo lowo ubolekayo.

Yintoni inkqubo?

• Ngaba umsebenzi wakho okanye umvuzo wakho awuphumelelanga ukuze ube nelungelo lokubolekwa imali-mboleko?
• Ingaba une-asethi eyaneleyo kwiakhawunti yakho?
• Ngaba usanda kuthengisa ipropati kwaye ufuna ukuthenga enye indlu?
• Awufuni ukubonelela ngeendidi zamaxwebhu engeniso?
• Ngaba uyazibuza ukuba ababolekisi bayayivuma njani imali-mboleko yakho ngaphandle kokuqwalasela umlinganiselo we-DTI?

Ukuchithwa kwe-Asethi / Ukusetyenziswa kunceda aba bafaki-zicelo xa ukule meko. Yinkqubo eqhelekileyo engeyiyo ye-QM, ekwabizwa ngokuba “yi-asethi kuphela”. Awudingi ukuba unikeze naluphi na ulwazi lwengqesho kunye namaxwebhu engeniso xa ufaka isicelo sale nkqubo.
Isenokusetyenziswa njengokuphela komthombo wengeniso yesiqinisekiso semali-mboleko okanye ukongeza eminye imithombo yengeniso. Xa isetyenziselwa ukongeza eminye imithombo yengeniso, ubuncinci beemfuno ze-asethi phantsi kwendlela yesiqinisekiso ziyayekwa.

Yintoni inzuzo?

1) Akukho mfuneko yokubonelela ngawo nawaphi na amaxwebhu engeniso;
2) Indlu yaseprayimari kuphela;
3) Amaxwebhu ancitshisiweyo
4) Kulula ukufaneleka

Zeziphi izinto ezinokusetyenziselwa le nkqubo?

Ii-asethi kufuneka zibe yi-liquid kwaye zifumaneke ngaphandle kwesohlwayo; Amaxwebhu ongezelelweyo angacelwa ukuqinisekisa imvelaphi yemali:
• I-100% yeeAkhawunti zokuTsheka, ezoLondolozo, kunye neMarike yeMali;
• I-70% yeeMpahla, iiBond, kunye neeNgxowa-mali zoMthendeleko;
• I-70% yee-Asethi zoMhlala-phantsi: Ifanelekile ukuba lowo ubolekayo ukwiminyaka yokuthatha umhlala-phantsi (ubuncinci ngama-59 ½);
• I-60% yee-asethi zoMhlala-phantsi: Ifanelekile ukuba umboleki akakho kwiminyaka yokuthatha umhlala-phantsi.

Ii-asethi ezingafanelekanga ukuba zipheliswe

Kule nkqubo, unokukhathalela imida engezantsi. Iindidi ezininzi zeentlobo azinakusetyenziswa nangona ungasebenzisa ezi asethi wedwa:

• I-Equity kwi-Real Estate;
• Izitokhwe ezirhwebayo okanye ezithintelweyo/ezingezizo;
• Nayiphi na i-asethi evelisa ingeniso esele ibandakanyiwe kubalo lwengeniso:
• Naziphi na ii-asethi ezisegameni leshishini.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko. – I-AAA yokubolekwa kwe-Non-QM ye-Non-DTI ye-Program - Ukuchithwa kwe-Asethi (I-Asethi Kuphela) - I-AAA yokuBoleka , Imveliso iya kubonelela kwihlabathi lonke, njenge: Lithuania, i-Buenos Aires, i-Austria, Ngoko Siphinde sisebenze ngokuqhubekayo. thina, sigxile kumgangatho ophezulu, kwaye siyakuqonda ukubaluleka kokhuseleko lokusingqongileyo, uninzi lwentengiso alungcolisi, iimveliso ezinobume bendalo, ziphinda zisetyenziswe kwisisombululo. Siye sahlaziya ikhathalogu yethu, esazisa umbutho wethu. n iinkcukacha kwaye iquka izinto eziphambili esizinikezelayo ngoku, Ungandwendwela iwebhusayithi yethu, ebandakanya umgca wethu wemveliso wamva nje. Sijonge phambili ekuvuseleleni uqhagamshelo lwenkampani yethu.

-AAA Ukuboleka

Uluhlu olubanzi, umgangatho olungileyo, amaxabiso afanelekileyo kunye nenkonzo elungileyo, izixhobo eziqhubela phambili, iitalente ezigqwesileyo kunye nemikhosi yetekhnoloji yomeleza ngokuqhubekayo, iqabane elihle leshishini.
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