IWholesele - i-AAA yokuBoleka i-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukuzulazula kumhlaba wokubambisa kunokuba nzima, kodwa i-AAA LENDINGS iyenza lula inkqubo, iyenze ibandakanyeke kwaye ingabinaxinzelelo. Sinikezela ngenkqubo yokuqokelela amaxwebhu ecacileyo nemfutshane, ekuvumela ukuba ulayishe ngokulula amaphepha afunekayo kwi-intanethi. Sazi kakuhle ukuba ixesha lakho lixabisekile, kwaye ngokwenza inkqubo ibe lula, sikugcina uxakekile kwaye ulawula uhambo lwakho lokuboleka imali.Ababolekisi abaPhezulu bezindlu ngoMqulu wama-2021,Isixa-mali seMali-mboleko esiQhelekileyo sowama-2021,Imali-mboleko eqhelekileyo ngaphandle kwe-Pmi, Siyaqonda ukuba i-creditworthiness ingaba yinkxalabo kubaboleki abaninzi. Yiyo loo nto sinikezela ngeenkonzo zokucebisa ngetyala ukuze sikuncede uphucule amanqaku akho kwaye ukhusele imiqathango engcono yemboleko. Ngokubonelela ngezimvo ezixabisekileyo kunye nesikhokelo esilungiselelweyo, sijonge ekubandakanyweni abo banokuba ngababoleki abanokuthi ekuqaleni bangaqinisekanga malunga nokufaneleka kwabo. Silapha ukukuxhobisa ukuba ulawule ikamva lakho lezemali.

– I-AAA yokuBoleka kwe-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – Iinkcukacha ze-AAA zokuBoleka:

Ayinasihloko-2

Isishwankathelo

Umboleki wathengisa ishishini labo lezigidi zeedola emva koko wafumana ikhaya lamaphupha abo kodwa wayengenamthombo wengeniso yokubhala.

Iinkcukacha

1) Ukuya kuthi ga kwi-2.5M yemali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Umlinganiselo we-DTI yi-50%;
4) I-Cash-out yamkelwe;
5) Akukho mfuneko yolwazi lwengqesho kwisicelo semali-mboleko;
6) I-asethi yahlulahlulwe ngama-84 okanye imiqathango yemali-mboleko esisigxina ukuze ufumane umvuzo ofanelekileyo lowo ubolekayo.

Yintoni inkqubo?

• Ngaba umsebenzi wakho okanye umvuzo wakho awuphumelelanga ukuze ube nelungelo lokubolekwa imali-mboleko?
• Ingaba une-asethi eyaneleyo kwiakhawunti yakho?
• Ngaba usanda kuthengisa ipropati kwaye ufuna ukuthenga enye indlu?
• Awufuni ukubonelela ngeendidi zamaxwebhu engeniso?
• Ngaba uyazibuza ukuba ababolekisi bayayivuma njani imali-mboleko yakho ngaphandle kokuqwalasela umlinganiselo we-DTI?

Ukuchithwa kwe-Asethi / Ukusetyenziswa kunceda aba bafaki-zicelo xa ukule meko. Yinkqubo eqhelekileyo engeyiyo ye-QM, ekwabizwa ngokuba “yi-asethi kuphela”. Awudingi ukuba unikeze naluphi na ulwazi lwengqesho kunye namaxwebhu engeniso xa ufaka isicelo sale nkqubo.
Isenokusetyenziswa njengokuphela komthombo wengeniso yesiqinisekiso semali-mboleko okanye ukongeza eminye imithombo yengeniso. Xa isetyenziselwa ukongeza eminye imithombo yengeniso, ubuncinci beemfuno ze-asethi phantsi kwendlela yesiqinisekiso ziyayekwa.

Yintoni inzuzo?

1) Akukho mfuneko yokubonelela ngawo nawaphi na amaxwebhu engeniso;
2) Indlu yaseprayimari kuphela;
3) Amaxwebhu ancitshisiweyo
4) Kulula ukufaneleka

Zeziphi izinto ezinokusetyenziselwa le nkqubo?

Ii-asethi kufuneka zibe yi-liquid kwaye zifumaneke ngaphandle kwesohlwayo; Amaxwebhu ongezelelweyo angacelwa ukuqinisekisa imvelaphi yemali:
• I-100% yeeAkhawunti zokuTsheka, ezoLondolozo, kunye neMarike yeMali;
• I-70% yeeMpahla, iiBond, kunye neeNgxowa-mali zoMthendeleko;
• I-70% yee-Asethi zoMhlala-phantsi: Ifanelekile ukuba lowo ubolekayo ukwiminyaka yokuthatha umhlala-phantsi (ubuncinci ngama-59 ½);
• I-60% yee-asethi zoMhlala-phantsi: Ifanelekile ukuba umboleki akakho kwiminyaka yokuthatha umhlala-phantsi.

Ii-asethi ezingafanelekanga ukuba zipheliswe

Kule nkqubo, unokukhathalela imida engezantsi. Iindidi ezininzi zeentlobo azinakusetyenziswa nangona ungasebenzisa ezi asethi wedwa:

• I-Equity kwi-Real Estate;
• Izitokhwe ezirhwebayo okanye ezithintelweyo/ezingezizo;
• Nayiphi na i-asethi evelisa ingeniso esele ibandakanyiwe kubalo lwengeniso:
• Naziphi na ii-asethi ezisegameni leshishini.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho. - I-AAA yokuboleka i-Non-QM ye-Non-DTI ratio Programme - Ukuchithwa kwe-Asethi (I-Asethi Kuphela) - I-AAA Ukubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Pakistan, Curacao, Sheffield, Thina isisombululo siye sadlula kwisatifikethi sezakhono zelizwe kwaye samkelwa kakuhle kwishishini lethu eliphambili. Iqela lethu lobuchwephesha lobuchwephesha liya kuhlala likulungele ukukunceda ngokubonisana kunye nempendulo. Siyakwazi ukukubonelela ngeesampulu zeendleko zokuhlangabezana neemfuno zakho. Iinzame ezilungileyo ziya kwenziwa ukukunika eyona nkonzo ilungileyo kunye nezisombululo. Nabani na oqwalasela ishishini lethu kunye nezisombululo, nceda uthethe nathi ngokusithumelela ii-imeyile okanye uqhagamshelane nathi kwangoko. Njengendlela yokwazi iimveliso zethu kunye neshishini. okuninzi, uya kuba nakho ukuza kumzi-mveliso wethu ukuze ufumanise. Siya kuhlala samkela iindwendwe ezivela kwihlabathi jikelele kwifemu yethu. o Yakha ishishini. uxolo kunye nathi. Nceda uzive ukhululekile ngokupheleleyo ukunxibelelana nathi ngeshishini elincinci kwaye siyakholelwa ukuba siya kwabelana ngamava asebenzayo orhwebo nabo bonke abarhwebi bethu.

-AAA Ukuboleka

Impahla esandula ukufunyanwa, saneliseke kakhulu, umboneleli olungileyo kakhulu, sinethemba lokwenza imizamo eqhubekayo yokwenza ngcono.
Iinkwenkwezi ezi-5

NguRae ovela e-belarus - 2017.09.28 18:29

Nangona siyinkampani encinci, sikwahlonitshwa. Umgangatho othembekileyo, inkonzo enyanisekileyo kunye netyala elihle, sinelunda ngokukwazi ukusebenza nawe!
Iinkwenkwezi ezi-5

Ngu Henry stokeld ukusuka Saudi Arabia - 2018.06.18 19:26