IWholesele - i-AAA yokuBoleka i-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva.Imali-mboleko eQhelekileyo ngo-2022,Ikhosi ye-Mortgage Broker,Ingeniso eSekelwe kwiAsethi, Kwa-AAA LENDINGS, siliqabane lakho ixesha elide. Iinkonzo zethu zasemva kokuvalwa ziyilelwe ukukugcina ubandakanyeka nasemva kokuba imali-mboleko yakho ikhuselwe. Sinikezela ngezibonelelo eziqhubekayo, ezinje ngeengcebiso zokulungisa ikhaya, isikhokelo sotyalo-mali, kunye nokutshekishwa kwe-mortgage ngamaxesha ukuqinisekisa ukuba iinjongo zakho zemali zisendleleni. Ubudlelwane bethu nawe abupheli ekuvaleni; kukuzibophelela okungapheliyo kwintlalontle yakho yezemali.

– I-AAA yokuBoleka kwe-Non-QM Non-DTI ratio Programme – Ukupheliswa kwe-Asethi(I-Asethi Kuphela) – Iinkcukacha ze-AAA zokuBoleka:

Ayinasihloko-2

Isishwankathelo

Umboleki wathengisa ishishini labo lezigidi zeedola emva koko wafumana ikhaya lamaphupha abo kodwa wayengenamthombo wengeniso yokubhala.

Iinkcukacha

1) Ukuya kuthi ga kwi-2.5M yemali-mboleko;
2) Ukuya kuthi ga kwi-80% LTV;
3) Umlinganiselo we-DTI yi-50%;
4) I-Cash-out yamkelwe;
5) Akukho mfuneko yolwazi lwengqesho kwisicelo semali-mboleko;
6) I-asethi yahlulahlulwe ngama-84 okanye imiqathango yemali-mboleko esisigxina ukuze ufumane umvuzo ofanelekileyo lowo ubolekayo.

Yintoni inkqubo?

• Ngaba umsebenzi wakho okanye umvuzo wakho awuphumelelanga ukuze ube nelungelo lokubolekwa imali-mboleko?
• Ingaba une-asethi eyaneleyo kwiakhawunti yakho?
• Ngaba usanda kuthengisa ipropati kwaye ufuna ukuthenga enye indlu?
• Awufuni ukubonelela ngeendidi zamaxwebhu engeniso?
• Ngaba uyazibuza ukuba ababolekisi bayayivuma njani imali-mboleko yakho ngaphandle kokuqwalasela umlinganiselo we-DTI?

Ukuchithwa kwe-Asethi / Ukusetyenziswa kunceda aba bafaki-zicelo xa ukule meko. Yinkqubo eqhelekileyo engeyiyo ye-QM, ekwabizwa ngokuba “yi-asethi kuphela”. Awudingi ukuba unikeze naluphi na ulwazi lwengqesho kunye namaxwebhu engeniso xa ufaka isicelo sale nkqubo.
Isenokusetyenziswa njengokuphela komthombo wengeniso yesiqinisekiso semali-mboleko okanye ukongeza eminye imithombo yengeniso. Xa isetyenziselwa ukongeza eminye imithombo yengeniso, ubuncinci beemfuno ze-asethi phantsi kwendlela yesiqinisekiso ziyayekwa.

Yintoni inzuzo?

1) Akukho mfuneko yokubonelela ngawo nawaphi na amaxwebhu engeniso;
2) Indlu yaseprayimari kuphela;
3) Amaxwebhu ancitshisiweyo
4) Kulula ukufaneleka

Zeziphi izinto ezinokusetyenziselwa le nkqubo?

Ii-asethi kufuneka zibe yi-liquid kwaye zifumaneke ngaphandle kwesohlwayo; Amaxwebhu ongezelelweyo angacelwa ukuqinisekisa imvelaphi yemali:
• I-100% yeeAkhawunti zokuTsheka, ezoLondolozo, kunye neMarike yeMali;
• I-70% yeeMpahla, iiBond, kunye neeNgxowa-mali zoMthendeleko;
• I-70% yee-Asethi zoMhlala-phantsi: Ifanelekile ukuba lowo ubolekayo ukwiminyaka yokuthatha umhlala-phantsi (ubuncinci ngama-59 ½);
• I-60% yee-asethi zoMhlala-phantsi: Ifanelekile ukuba umboleki akakho kwiminyaka yokuthatha umhlala-phantsi.

Ii-asethi ezingafanelekanga ukuba zipheliswe

Kule nkqubo, unokukhathalela imida engezantsi. Iindidi ezininzi zeentlobo azinakusetyenziswa nangona ungasebenzisa ezi asethi wedwa:

• I-Equity kwi-Real Estate;
• Izitokhwe ezirhwebayo okanye ezithintelweyo/ezingezizo;
• Nayiphi na i-asethi evelisa ingeniso esele ibandakanyiwe kubalo lwengeniso:
• Naziphi na ii-asethi ezisegameni leshishini.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Imfundo yabathengi ngundoqo we-AAA LENDINGS 'mission. Sikholelwa ukuba umboleki onolwazi ngumboleki oxhotyisiweyo. Yiyo loo nto sihamba umgama owongezelelweyo ukubonelela ngezixhobo zemfundo kunye nesikhokelo sokukunceda ujonge ubunzima benkqubo yemali-mboleko. Iqela lethu lizinikezele ekuphenduleni imibuzo yakho, lichaza ubucukubhede bemilinganiselo yenzala, ukhetho lwemali-mboleko, nokunye, ukuqinisekisa ukuba wenza izigqibo ezinolwazi. Ulwazi lwakho lwezezimali kunye nokuzithemba zibalulekile kuthi. – I-AAA yokuboleka i-Non-QM Non-DTI ratio Programme – Ukuchithwa kwe-Asethi (I-Asethi Kuphela) – I-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Lyon, Turin, Greek, Wamkelekile nayiphi na imibuzo yakho kunye neenkxalabo kwiimveliso zethu. Sijonge phambili ekusekeni ubudlelwane beshishini bexesha elide nawe kungekudala. Qhagamshelana nathi namhlanje. Siliqabane lokuqala leshishini lakho!

-AAA Ukuboleka

Kubathengisi bethu abathengiswayo, le nkampani inomgangatho ophezulu kunye nexabiso elifanelekileyo, lukhetho lwethu lokuqala.
Iinkwenkwezi ezi-5

Ngu-Andrew waseMexico - 2017.04.18 16:45

Umphathi weNtengiso unomdla kakhulu kwaye unobuchule, usinike imvume enkulu kunye nomgangatho wemveliso ulunge kakhulu, enkosi kakhulu!
Iinkwenkwezi ezi-5

Ngu-Alice ovela eJohor - 2018.07.27 12:26