Iziko leMveliso

Iinkcukacha zeMveliso

Ukucwangcisa ikamva lakho lezemali kuqala ngeqabane elifanelekileyo lokuboleka imali, kwaye kwa-AAA LENDINGS, sizimisele ukukunceda ufezekise amaphupha akho. Siyaqonda ukuba uhambo olusingise kumninimzi lunokuba luyolo kodwa luyoyikeka. Iingcali zethu ezinamava zingaphezulu nje kweengcali zokubambisa; bangamahlakani akho emali. Ziyafumaneka ukuze uxoxe ngeenjongo zakho, uvavanye imeko yakho yezemali, kwaye unike isikhokelo somntu esibamba umdla wakho. Siyazingca ngokuba sisikhokelo esikuxhobisayo ukuba wenze izigqibo ezizizo malunga nekamva lakho.IiMfuneko zeMali-mboleko eziQhelekileyo zowama-2021,Uthelekiso loMboleki-mali we-Mortgage,IiMfuneko zeMali-mboleko eziQhelekileyo zowama-2021, Siyalixabisa ixesha lakho, kwaye siyaqonda ukuba ishedyuli yakho ayinakuhlala ihambelana neeyure zoshishino eziqhelekileyo. Yiyo loo nto inkxaso yethu yabathengi ifumaneka ngaphaya kwe-9-to-5 yefestile. Nokuba unemibuzo ngokuhlwa okanye ngempelaveki, silapha ukuze sikuncede. Iiyure zethu zenkxaso ezongeziweyo zijolise ekubandakanyeni abathengi ngokubonisa ukuzibophelela kwethu ekubeni lapho xa usifuna kakhulu. Uncedo lwakho yeyona nto iphambili kuthi, kwaye silapha ukwenza uhambo lwakho lokuboleka imali lubandakanye kwaye lungabinangxaki kangangoko.
- Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo - uMvuzo ochaziweyo oyinyaniso - Iinkcukacha ze-AAA zokuBoleka:

Isihloko

Isishwankathelo

Sebenzisa i-asethi yomboleki ukuze ufaneleke, ii-asethi zomboleki kufuneka zihlawule ubuncinane iinyanga ezi-6 zeedipozithi zomvuzo wenyanga.

Iinkcukacha

1) Akukho P&L ifunekayo;
2) Akukho WVOE efunekayo;
3) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI (Hayi i-PITIA enye imboleki efunekayo);
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Thenga kwaye akukho Cash ekhoyo.

Yintoni le nkqubo?

• Ngaba uyayazi indlela yokusebenzisa i-asethi kuphela ukuze ufaneleke kwimali mboleko yendlu yakho?
• Ngaba uye wanqunyanyiswa okanye wakhatywa ngumbolekisi ngenkqubo ye-WVOE (i-Written Verification of Employment)?
• Ngaba awuna-asethi ingako xa ufuna ukuthenga indlu yakho?
• Ngaba umqeshi wakho ebengafuni kukubonelela ngefomu ye-WVOE okanye asebenzisane nayo?

Ukuba ukhe wadibana nale meko ingasentla, akukho xhala, yiza kuthi kwaye siza kukwazisa ngenkqubo ye-Non-QM kuwe--Ingeniso exeliweyo eyinyani. Inkqubo iqhelene nenkqubo ye- {WVOE}, yenzelwe ababoleki abahlawulwayo kunye nababoleki abazisebenzelayo. Iimali-mboleko ezingezizo eze-QM zineenkqubo ezincinci ezintle kangangokuba abarhola imivuzo kunye nabanini bamashishini banokufaka izicelo zombini.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Bona ngezantsi:

abio01
abio02

Ukuba iNgeniso echaziweyo eyiNyaniso yale nkqubo yemali-mboleko ikhethiwe, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso ekuxoxwe ngawo kwiCandelo le-VIII lezi zikhokelo.

Ngubani onokufaka isicelo sale nkqubo?

Njengoko kukhankanyiwe apha ngasentla, nokuba ungumboleki womvuzo okanye ozisebenzelayo, ungafaka isicelo sale nkqubo. Ukuba umvuzo umboleki, ke akukho maxwebhu akhethekileyo afunekayo xa ufaka isicelo semali mboleko yendlu entsha ye-Non-QM kunye nombolekisi. Ukuba ozisebenzelayo umboleki okanye 1099 mboleki, ungafuna ileta CPA elula.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Ngokungafaniyo nezinye iinkqubo, thina umbolekisi akukho mfuneko yokuba silungise nawaphi na amaxwebhu akhethekileyo avela kumboleki. Lungiselela nje iziteyitimenti zebhanki eziqhelekileyo xa ufaka isicelo semali mboleko yendlu yakho, Bona apha ngezantsi ngolwazi lwakho:

Ingeniso echaziweyo ithetha ukuba umboleki uchaza umvuzo wakhe okhoyo ngoku ofanelekileyo kwisicelo semali-mboleko. Umbolekisi uya kuqinisekisa ukuba umvuzo wenyanga womboleki unokuxhaswa ngempahla ye-“Liquid” ekuvaleni kwangaphambili.

Ukuba iNgeniso echaziweyo eyiNyaniso yale nkqubo yemali-mboleko ikhethiwe, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso ekuxoxwe ngawo kwiCandelo le-VIII lezi zikhokelo.


Imifanekiso yeenkcukacha zemveliso:

-Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo-Umvuzo ochaziweyo oyiNyaniso-imifanekiso ye-AAA yokuBoleka


IsiKhokelo seMveliso esiNxulumeneyo:

Ukwenziwa kwezinto ezintsha yinxalenye yeDNA yethu. Sisoloko sifuna iindlela zokuphucula amava okuthenga ngendlu kubathengi bethu. Inkqubo yethu ye-intanethi ye-intanethi ye-intanethi, ulawulo olukhuselekileyo lwamaxwebhu, kunye neendlela zonxibelelwano lwedijithali zinika uhambo olungenamthungo, olungenamaphepha. Nge-AAA LENDINGS, ungalindela amava angoku, asebenzayo, kunye nokhuseleko lwemali-mboleko ehlala ihambelana nehlabathi elikhawulezayo lobuchwephesha. Uncedo lwakho kunye nokhuseleko zibaluleke kakhulu kuthi. - I-AAA yokuboleka i-Non-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki-ozisebenzayo - Ingeniso echaziweyo eyiNyaniso - I-AAA Ukuboleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: i-belarus, i-Johor, i-Nigeria, Ngaphandle kwamandla obugcisa obunamandla, sikwazisa nezixhobo eziphambili zokuhlola kunye nokulawula ulawulo olungqongqo. Bonke abasebenzi benkampani yethu bamkela abahlobo abasekhaya nakwamanye amazwe ukuba beze kutyelelo kunye neshishini ngokwesiseko sokulingana kunye nenzuzo efanayo. Ukuba unomdla kuyo nayiphi na into yethu, nceda uzive ukhululekile ukuqhagamshelana nathi ngekowuteshini kunye neenkcukacha zemveliso.
  • Umphathi we-akhawunti wenze isingeniso esicacileyo malunga nemveliso, ukuze sibe nokuqonda okubanzi kwemveliso, kwaye ekugqibeleni sagqiba ekubeni sisebenzisane.
    Iinkwenkwezi ezi-5Ngu-Emma wase-Estonia - 2017.05.02 18:28
    Le nkampani ineendlela ezininzi esele zenziwe ukuba zikhethe kwaye inokwenza inkqubo entsha ngokwemfuno yethu, emnandi kakhulu ukuhlangabezana neemfuno zethu.
    Iinkwenkwezi ezi-5NguSamantha ovela eSierra Leone - 2018.11.04 10:32