Iziko leMveliso

Iinkcukacha zeMveliso

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko.UVandlakanyo loMboleki-mali we-Mortgage,Iindleko zokuvala,Hlala uBoleka, Yasekwa ngo-2007, i-AAA LENDINGS ngumbolekisi obalaseleyo we-mortgage onembali etyebileyo ethatha iminyaka engaphezu kwe-15. Siye saduma ngokuzinikela kwethu okungagungqiyo ekuboneleleni ngenkonzo eyodwa nokuthembeka kwihlabathi lokubolekisa ngemali-mboleko. Ipotfoliyo yethu yokuboleka imali ibubungqina bamava kunye nokukwazi kwethu, kunye nentlawulo ekhwankqisayo iyonke yemali-mboleko engaphaya kweebhiliyoni ezingama-20 zeedola. Ukutyhubela iminyaka, obu buchule bezemali busenze ukuba sikwazi ukunceda iintsapho eziphantse zibe ngama-50,000 ekuphumezeni iinjongo zazo zokuboleka imali, ukwenza amaphupha okuba ngabaninimzi abe yinyani.
- Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo - uMvuzo ochaziweyo oyinyaniso - Iinkcukacha ze-AAA zokuBoleka:

Isihloko

Isishwankathelo

Sebenzisa iidiphozithi zeenyanga ezi-6 zoMboleki zomvuzo wenyanga ukuxhasa umvuzo ochaziweyo ngo-1003.

Iimbalasane zeNkqubo

1) Akukho P&L ifunekayo;
2) Akukho WVOE efunekayo;
3) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Thenga & Akukho R/T.

Yintoni uMvuzo ochaziweyo oyiNyaniso?

• Ngaba uyayazi indlela yokusebenzisa i-asethi kuphela ukuze ufaneleke kwimali mboleko yendlu yakho?
• Ngaba uye wanqunyanyiswa okanye wakhatywa ngumbolekisi ngenkqubo ye-WVOE (i-Written Verification of Employment)?
• Ingaba impahla yakho yexabiso ayinanto ingako xa ufuna ukuthenga indlu yakho?
• Ngaba umqeshi wakho ebengafuni kukubonelela ngefomu ye-WVOE okanye asebenzisane nayo?

Ukuba ukhe wadibana nezi meko zingasentla, inkqubo iyafana nenkqubo ye- {WVOE}, yenzelwe ababoleki abahlawulwayo kunye nababoleki abazisebenzelayo. Iimali-mboleko ezingezizo eze-QM zineenkqubo ezincinci ezintle kangangokuba abarhola imivuzo kunye nabanini bamashishini banokufaka izicelo zombini.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Bona ngezantsi:

abio01
abio02

Ukuba ukhetha inkqubo yoMvuzo ochaziweyo oyiNyaniso, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso.

Ngubani onokufaka isicelo sale nkqubo?

Nokuba ungumboleki womvuzo okanye umboleki ozisebenzelayo, ungafaka isicelo sale nkqubo. Kubaboleki bemivuzo, akukho maxwebhu akhethekileyo afunekayo xa ufaka isicelo semali mboleko yendlu entsha ye-Non-QM nombolekisi. Kubaboleki abazisebenzelayo okanye ababoleki be-1099, ileta ye-CPA inokufuneka.


Imifanekiso yeenkcukacha zemveliso:

-Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo-Umvuzo ochaziweyo oyiNyaniso-imifanekiso ye-AAA yokuBoleka


IsiKhokelo seMveliso esiNxulumeneyo:

Kwi-AAA LENDINGS, sikholelwa ekubuyiseleni abathengi bethu abaxabisekileyo. Yiyo loo nto sinikezela ngenkqubo yokunyaniseka ekuvuza ngokuthemba kwakho kunye nentsebenziswano eqhubekayo nathi. Inkqubo yethu yokunyaniseka yenzelwe ukukugcina ubandakanyekile kwaye uxatyiswe, ibonelela ngezibonelelo ezikhethekileyo kunye nezaphulelo kubathengi bethu ababuyayo. Ukuzibophelela kwakho kwi-AAA LENDINGS kuqondwa kwaye kuvuzwa, kwaye sizama ukwenza umdla wakho oqhubekayo kwiinkonzo zethu ube ngamava anomvuzo. - I-AAA Ukuboleka kwe-QM yoMvuzo we-QM kunye neNkqubo ye-Asethi ye-Asethi yoMboleki - Ingeniso eQinisekisiweyo - AAA Ukuboleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: IsiFrentshi, iCalifornia, iPlymouth, iziseko eziqinileyo ziyimfuneko kunoma yimuphi umbutho. Sixhaswa zizixhobo ezomeleleyo ezisenza sikwazi ukwenza, ukugcina, ukujonga umgangatho kunye nokuhambisa iimveliso zethu kwihlabathi jikelele. Ukugcina ukuhamba kakuhle komsebenzi, siye sahlulahlula iziseko zoncedo zethu ngokweqela lamasebe. Onke la masebe asebenza ngezixhobo zamva nje, oomatshini abaphuculweyo nezixhobo. Ngenxa yoko, siyakwazi ukuphumeza imveliso eninzi ngaphandle kokuthomalalisa umgangatho.
  • Isimo sengqondo sabasebenzi benkonzo yabathengi sinyanisekile kwaye impendulo ifike ngexesha kwaye ineenkcukacha kakhulu, oku kuluncedo kakhulu kwisivumelwano sethu, enkosi.
    Iinkwenkwezi ezi-5NguLindsay waseKuwait - 2018.12.22 12:52
    Nangona siyinkampani encinci, sikwahlonitshwa. Umgangatho othembekileyo, inkonzo enyanisekileyo kunye netyala elihle, sinelunda ngokukwazi ukusebenza nawe!
    Iinkwenkwezi ezi-5Ngu-Astrid ovela eMumbai - 2018.09.23 18:44