IWholesale - I-AAA yokuBoleka uMvuzo Ongeyo-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo – uMvuzo ochaziweyo oyiNyaniso – AAA Umbolekisi obolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko.Thelekisa inqanaba leMortgae,I-Georgia Mortgage Broker okanye uMboleki,I-Broker ye-Mortgage Vs Ummeli wezindlu, Siyaqonda ukuba i-creditworthiness ingaba yinkxalabo kubaboleki abaninzi. Yiyo loo nto sinikezela ngeenkonzo zokucebisa ngetyala ukuze sikuncede uphucule amanqaku akho kwaye ukhusele imiqathango engcono yemboleko. Ngokubonelela ngezimvo ezixabisekileyo kunye nesikhokelo esilungiselelweyo, sijonge ekubandakanyweni abo banokuba ngababoleki abanokuthi ekuqaleni bangaqinisekanga malunga nokufaneleka kwabo. Silapha ukukuxhobisa ukuba ulawule ikamva lakho lezemali.

- Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo - uMvuzo ochaziweyo oyinyaniso - Iinkcukacha ze-AAA zokuBoleka:

Isihloko

Isishwankathelo

Sebenzisa iidiphozithi zeenyanga ezi-6 zoMboleki zomvuzo wenyanga ukuxhasa umvuzo ochaziweyo ngo-1003.

Iimbalasane zeNkqubo

1) Akukho P&L ifunekayo;
2) Akukho WVOE efunekayo;
3) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Thenga & Akukho R/T.

Yintoni uMvuzo ochaziweyo oyiNyaniso?

• Ngaba uyayazi indlela yokusebenzisa i-asethi kuphela ukuze ufaneleke kwimali mboleko yendlu yakho?
• Ngaba uye wanqunyanyiswa okanye wakhatywa ngumbolekisi ngenkqubo ye-WVOE (i-Written Verification of Employment)?
• Ingaba impahla yakho yexabiso ayinanto ingako xa ufuna ukuthenga indlu yakho?
• Ngaba umqeshi wakho ebengafuni kukubonelela ngefomu ye-WVOE okanye asebenzisane nayo?

Ukuba ukhe wadibana nezi meko zingasentla, inkqubo iyafana nenkqubo ye- {WVOE}, yenzelwe ababoleki abahlawulwayo kunye nababoleki abazisebenzelayo. Iimali-mboleko ezingezizo eze-QM zineenkqubo ezincinci ezintle kangangokuba abarhola imivuzo kunye nabanini bamashishini banokufaka izicelo zombini.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Bona ngezantsi:

abio01
abio02

Ukuba ukhetha inkqubo yoMvuzo ochaziweyo oyiNyaniso, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso.

Ngubani onokufaka isicelo sale nkqubo?

Nokuba ungumboleki womvuzo okanye umboleki ozisebenzelayo, ungafaka isicelo sale nkqubo. Kubaboleki bemivuzo, akukho maxwebhu akhethekileyo afunekayo xa ufaka isicelo semali mboleko yendlu entsha ye-Non-QM nombolekisi. Kubaboleki abazisebenzelayo okanye ababoleki be-1099, ileta ye-CPA inokufuneka.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Imfundo yabathengi ngundoqo we-AAA LENDINGS 'mission. Sikholelwa ukuba umboleki onolwazi ngumboleki oxhotyisiweyo. Yiyo loo nto sihamba umgama owongezelelweyo ukubonelela ngezixhobo zemfundo kunye nesikhokelo sokukunceda ujonge ubunzima benkqubo yemali-mboleko. Iqela lethu lizinikezele ekuphenduleni imibuzo yakho, lichaza ubucukubhede bemilinganiselo yenzala, ukhetho lwemali-mboleko, nokunye, ukuqinisekisa ukuba wenza izigqibo ezinolwazi. Ulwazi lwakho lwezezimali kunye nokuzithemba zibalulekile kuthi. – AAA Lendings Non-QM Salary & Self-employed borrower Asset Programme – True Stated Income – AAA Lendings , Imveliso iya kubonelela kulo lonke ihlabathi, ezifana: Luxemburg, luzern, Poland, Imisebenzi yethu yeshishini kunye neenkqubo zenziwe ngobunjineli ukuqinisekisa ukuba abathengi bethu banokufikelela kuluhlu olubanzi lweemveliso kunye nemigca yexesha elifutshane lokubonelela. Le mpumelelo yenziwe liqela lethu elinezakhono eziphezulu kunye namava. Sijonge abantu abafuna ukukhula kunye nathi kwihlabathi liphela kwaye bahluke kwisihlwele. Sinabantu abasamkelayo ingomso, abanombono, abathanda ukuzolula iingqondo zabo kwaye badlulela ngaphaya koko bebecinga ukuba kunokufezekiswa.

-AAA Ukuboleka