Iziko leMveliso

Iinkcukacha zeMveliso

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho.Ixabiso eliphantsi leMortgage,Imali-mboleko kwiXabiso,Iinketho zeMali-mboleko eziqhelekileyo, Yasekwa ngo-2007, i-AAA LENDINGS ngumbolekisi obalaseleyo we-mortgage onembali etyebileyo ethatha iminyaka engaphezu kwe-15. Siye saduma ngokuzinikela kwethu okungagungqiyo ekuboneleleni ngenkonzo eyodwa nokuthembeka kwihlabathi lokubolekisa ngemali-mboleko. Ipotfoliyo yethu yokuboleka imali ibubungqina bamava kunye nokukwazi kwethu, kunye nentlawulo ekhwankqisayo iyonke yemali-mboleko engaphaya kweebhiliyoni ezingama-20 zeedola. Ukutyhubela iminyaka, obu buchule bezemali busenze ukuba sikwazi ukunceda iintsapho eziphantse zibe ngama-50,000 ekuphumezeni iinjongo zazo zokuboleka imali, ukwenza amaphupha okuba ngabaninimzi abe yinyani.
- Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo - uMvuzo ochaziweyo oyinyaniso - Iinkcukacha ze-AAA zokuBoleka:

Isihloko

Isishwankathelo

Sebenzisa iidiphozithi zeenyanga ezi-6 zoMboleki zomvuzo wenyanga ukuxhasa umvuzo ochaziweyo ngo-1003.

Iimbalasane zeNkqubo

1) Akukho P&L ifunekayo;
2) Akukho WVOE efunekayo;
3) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Thenga & Akukho R/T.

Yintoni uMvuzo ochaziweyo oyiNyaniso?

• Ngaba uyayazi indlela yokusebenzisa i-asethi kuphela ukuze ufaneleke kwimali mboleko yendlu yakho?
• Ngaba uye wanqunyanyiswa okanye wakhatywa ngumbolekisi ngenkqubo ye-WVOE (i-Written Verification of Employment)?
• Ingaba impahla yakho yexabiso ayinanto ingako xa ufuna ukuthenga indlu yakho?
• Ngaba umqeshi wakho ebengafuni kukubonelela ngefomu ye-WVOE okanye asebenzisane nayo?

Ukuba ukhe wadibana nezi meko zingasentla, inkqubo iyafana nenkqubo ye- {WVOE}, yenzelwe ababoleki abahlawulwayo kunye nababoleki abazisebenzelayo. Iimali-mboleko ezingezizo eze-QM zineenkqubo ezincinci ezintle kangangokuba abarhola imivuzo kunye nabanini bamashishini banokufaka izicelo zombini.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Bona ngezantsi:

abio01
abio02

Ukuba ukhetha inkqubo yoMvuzo ochaziweyo oyiNyaniso, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso.

Ngubani onokufaka isicelo sale nkqubo?

Nokuba ungumboleki womvuzo okanye umboleki ozisebenzelayo, ungafaka isicelo sale nkqubo. Kubaboleki bemivuzo, akukho maxwebhu akhethekileyo afunekayo xa ufaka isicelo semali mboleko yendlu entsha ye-Non-QM nombolekisi. Kubaboleki abazisebenzelayo okanye ababoleki be-1099, ileta ye-CPA inokufuneka.


Imifanekiso yeenkcukacha zemveliso:

-Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo-Umvuzo ochaziweyo oyiNyaniso-imifanekiso ye-AAA yokuBoleka


IsiKhokelo seMveliso esiNxulumeneyo:

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. – AAA Lendings Non-QM Salary & Self-employed Self-Self-Self-Self-Asethi Ingeniso – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, ezifana: Bandung, Madagascar, Frankfurt, Ukuthatha ingcamango engundoqo ukuba uxanduva. Siza kubuyisela uluntu kwiimveliso ezikumgangatho ophezulu kunye nenkonzo elungileyo. Siza kuthatha inxaxheba kukhuphiswano lwamazwe ngamazwe ukuze sibe ngabavelisi abakumgangatho wokuqala wale mveliso ehlabathini.
  • Ndiyathemba ukuba inkampani inokubambelela kumoya weshishini woMgangatho, ukuSebenza, ukuVelisa izinto ezintsha kunye neMfezeko, iya kuba ngcono kwaye ibengcono kwixesha elizayo.
    Iinkwenkwezi ezi-5NguCaroline ovela kwi-United Arab Emirates - 2017.03.08 14:45
    Njengenkampani yokurhweba kumazwe ngamazwe, sinamaqabane amaninzi, kodwa malunga nenkampani yakho, ndifuna ukuthi, ulungile ngokwenene, uluhlu olubanzi, umgangatho olungileyo, amaxabiso afanelekileyo, inkonzo efudumeleyo necingayo, iteknoloji ephezulu kunye nezixhobo kunye nabasebenzi banoqeqesho lobuchwephesha, impendulo kunye nohlaziyo lwemveliso ngexesha elifanelekileyo, ngokufutshane, le yintsebenziswano emnandi kakhulu, kwaye sijonge phambili kwintsebenziswano elandelayo!
    Iinkwenkwezi ezi-5NguMonica ovela eLos Angeles - 2017.04.18 16:45