IWholesale - I-AAA yokuBoleka uMvuzo Ongeyo-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo – uMvuzo ochaziweyo oyiNyaniso – AAA Umbolekisi obolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukuzulazula kumhlaba wokubambisa kunokuba nzima, kodwa i-AAA LENDINGS iyenza lula inkqubo, iyenze ibandakanyeke kwaye ingabinaxinzelelo. Sinikezela ngenkqubo yokuqokelela amaxwebhu ecacileyo nemfutshane, ekuvumela ukuba ulayishe ngokulula amaphepha afunekayo kwi-intanethi. Sazi kakuhle ukuba ixesha lakho lixabisekile, kwaye ngokwenza inkqubo ibe lula, sikugcina uxakekile kwaye ulawula uhambo lwakho lokuboleka imali.I-Indiana Mortgage Broker okanye uMboleki,Imali-mboleko eqhelekileyo,IOfisi yoLawulo lweMpahla yaNgaphandle, Enye yezinto esizinikezelayo eziphambili ziimveliso zethu zemboleko 'Ezingezizo ezeQM', kwaye siyazingca ngokukhokela kolu didi lokuboleka imali. Sikhetheke kakhulu kwesi sizinda, sinamava abanzi kunye nokungena kwangoko kwimarike, kusenza sibe nobuchule bokuqonda kunye nokujongana neemfuno zakho zemali. Ukuhamba indlela eya kwiinjongo zakho zemali kuba lula, uhambo olufikelelekayo kunye ne-AAA LENDINGS ecaleni kwakho. Yiva amandla okuboleka ngokwezifiso kunye nathi namhlanje, kwaye sikuvumele sikuncede ufezekise iminqweno yakho yezemali.

- Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo - uMvuzo ochaziweyo oyinyaniso - Iinkcukacha ze-AAA zokuBoleka:

Isihloko

Isishwankathelo

Sebenzisa iidiphozithi zeenyanga ezi-6 zoMboleki zomvuzo wenyanga ukuxhasa umvuzo ochaziweyo ngo-1003.

Iimbalasane zeNkqubo

1) Akukho P&L ifunekayo;
2) Akukho WVOE efunekayo;
3) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Thenga & Akukho R/T.

Yintoni uMvuzo ochaziweyo oyiNyaniso?

• Ngaba uyayazi indlela yokusebenzisa i-asethi kuphela ukuze ufaneleke kwimali mboleko yendlu yakho?
• Ngaba uye wanqunyanyiswa okanye wakhatywa ngumbolekisi ngenkqubo ye-WVOE (i-Written Verification of Employment)?
• Ingaba impahla yakho yexabiso ayinanto ingako xa ufuna ukuthenga indlu yakho?
• Ngaba umqeshi wakho ebengafuni kukubonelela ngefomu ye-WVOE okanye asebenzisane nayo?

Ukuba ukhe wadibana nezi meko zingasentla, inkqubo iyafana nenkqubo ye- {WVOE}, yenzelwe ababoleki abahlawulwayo kunye nababoleki abazisebenzelayo. Iimali-mboleko ezingezizo eze-QM zineenkqubo ezincinci ezintle kangangokuba abarhola imivuzo kunye nabanini bamashishini banokufaka izicelo zombini.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Bona ngezantsi:

· Ingeniso echaziweyo ithetha ukuba umboleki uchaza umvuzo wakhe okhoyo ngoku OKUQINISEKILEYO ngo-1003

(Isicelo).

· Siyaqinisekisa ukuba umvuzo wabo wenyanga unokuXHASWA zii-asethi ezingamanzi phambi kokuvalwa.

Ukubala:

Ii-asethi / 6 kufuneka zibe nkulu kunomvuzo ochaziweyo

· Ugqirha wezoNyango oneedola ezingama-300,000 kwii-asethi kunye nengeniso ye-1003 ye-20,000 yeedola ngenyanga?
Ewe, le meko ifanelekile. I-$ 300,000 / 6 = i-$ 50,000 enkulu kune-$ 20,000 yengeniso yenyanga edweliswe kwisicelo. Sisebenzisa i-$ 20,000 yokufaneleka.

· Umvuzo woMvuzo uMasseuse one-$100,000 yempahla kunye nengeniso exeliweyo ye-15,000 yeedola ngenyanga?
Hayi, le meko ayifanelekanga. Nangona i-$ 100.000 / 6 = i-$ 16,666> i-$ 15,000 eyingeniso yenyanga echazwe. akukho ngqiqweni ukuba umvuzo we-masaeuse wenze i-15,000 yeedola ngenyanga.

· Ukuziqeshisa ngokuPhumayo / UkuThumela ngaphandle kweSomashishini kunye ne-500,000 yeedola kwii-asethi kunye nengeniso echaziweyo ye-100,000 yeedola ngenyanga?
Ewe, le meko ifanelekile. $500,000 / 6 = $83,333 & mboleki ithi $100,000 ngenyanga. Nangona kunjalo kuphela i-83,333 yeedola ezisetyenziselwa iinjongo zemfundo.

Ukuba sikhetha i-Elite True Stated Income, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi esekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso.

Ukuba ukhetha inkqubo yoMvuzo ochaziweyo oyiNyaniso, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso.

Ngubani onokufaka isicelo sale nkqubo?

Nokuba ungumboleki womvuzo okanye umboleki ozisebenzelayo, ungafaka isicelo sale nkqubo. Kubaboleki bemivuzo, akukho maxwebhu akhethekileyo afunekayo xa ufaka isicelo semali mboleko yendlu entsha ye-Non-QM nombolekisi. Kubaboleki abazisebenzelayo okanye ababoleki be-1099, ileta ye-CPA inokufuneka.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Kwi-AAA LENDINGS, sikholelwa ekubuyiseleni abathengi bethu abaxabisekileyo. Yiyo loo nto sinikezela ngenkqubo yokunyaniseka ekuvuza ngokuthemba kwakho kunye nentsebenziswano eqhubekayo nathi. Inkqubo yethu yokunyaniseka yenzelwe ukukugcina ubandakanyekile kwaye uxatyiswe, ibonelela ngezibonelelo ezikhethekileyo kunye nezaphulelo kubathengi bethu ababuyayo. Ukuzibophelela kwakho kwi-AAA LENDINGS kuqondwa kwaye kuvuzwa, kwaye sizama ukwenza umdla wakho oqhubekayo kwiinkonzo zethu ube ngamava anomvuzo. – I-AAA yokubolekwa kwe-AAA engenzi-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo – Ingeniso echaziweyo eyiNyaniso – AAA Ukuboleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Peru, Nicaragua, eMoscow, Ukususela ekusekweni kwenkampani yethu, siye sabona ukubaluleka kokubonelela ngeemveliso ezisemgangathweni kunye nezona nkonzo zibalaseleyo ngaphambi kokuthengisa kunye neenkonzo emva kokuthengisa. Uninzi lweengxaki phakathi kwababoneleli behlabathi kunye nabathengi kungenxa yonxibelelwano olubi. Ngokwenkcubeko, ababoneleli banokuthandabuza ukubuza izinto abangaziqondiyo. Sidiliza ezo zithintelo ukuqinisekisa ukuba ufumana into oyifunayo kwinqanaba olilindeleyo, xa uyifuna.

-AAA Ukuboleka

Impendulo yabasebenzi benkonzo yabathengi inengqiqo kakhulu, eyona nto ibalulekileyo kukuba umgangatho wemveliso ulungile kakhulu, kwaye upakishwe ngononophelo, uthunyelwa ngokukhawuleza!
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