Iziko leMveliso

Iinkcukacha zeMveliso

Ukuzibophelela kwethu ekugqweseni nasekuzinikeleni kubathengi bethu kusiqhubele ekubeni sandise imisebenzi yethu kumazwe angama-45, kuquka iArizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwamanye. Nangona kunjalo, impumelelo yethu ayichazwanga kuphela ngamanani. Uphononongo oluninzi oluhle kunye nodumo olunamandla lokuthetha ngomlomo esilufumeneyo lusebenza njengobungqina bokuthenjwa kunye nentembeko ebekwe yintengiso kuthi.Imida yeMali-mboleko eQhelekileyo yowama-2021,Amaxabiso eMali-mboleko aqhelekileyo namhlanje,Imali-mboleko eqhelekileyo Vs iMali-mboleko yeJumbo, Kwi-AAA LENDINGS, sisebenza phantsi kwenkolelo eqinileyo yokuba 'Akukho mboleko ayinakwenzeka.' Le nkolelo ingamandla aqhuba imisebenzi yethu kwaye iqulethwe kwimotto yethu, Unako UkuNceda, Ngamaxesha Onke. Ifaka eyona nto ibalulekileyo yohlobo lwethu lwe-AAA. Siyaqonda ukuba abathengi abahlukeneyo kunye neemeko ezahlukeneyo zokuboleka zifuna izisombululo ezizodwa, kwaye sikulungele ngokupheleleyo ukubabonelela.
- Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo - uMvuzo ochaziweyo oyinyaniso - Iinkcukacha ze-AAA zokuBoleka:

Isihloko

Isishwankathelo

Sebenzisa i-asethi yomboleki ukuze ufaneleke, ii-asethi zomboleki kufuneka zihlawule ubuncinane iinyanga ezi-6 zeedipozithi zomvuzo wenyanga.

Iinkcukacha

1) Akukho P&L ifunekayo;
2) Akukho WVOE efunekayo;
3) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI (Hayi i-PITIA enye imboleki efunekayo);
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Thenga kwaye akukho Cash ekhoyo.

Yintoni le nkqubo?

• Ngaba uyayazi indlela yokusebenzisa i-asethi kuphela ukuze ufaneleke kwimali mboleko yendlu yakho?
• Ngaba uye wanqunyanyiswa okanye wakhatywa ngumbolekisi ngenkqubo ye-WVOE (i-Written Verification of Employment)?
• Ngaba awuna-asethi ingako xa ufuna ukuthenga indlu yakho?
• Ngaba umqeshi wakho ebengafuni kukubonelela ngefomu ye-WVOE okanye asebenzisane nayo?

Ukuba ukhe wadibana nale meko ingasentla, akukho xhala, yiza kuthi kwaye siza kukwazisa ngenkqubo ye-Non-QM kuwe--Ingeniso exeliweyo eyinyani. Inkqubo iqhelene nenkqubo ye- {WVOE}, yenzelwe ababoleki abahlawulwayo kunye nababoleki abazisebenzelayo. Iimali-mboleko ezingezizo eze-QM zineenkqubo ezincinci ezintle kangangokuba abarhola imivuzo kunye nabanini bamashishini banokufaka izicelo zombini.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Bona ngezantsi:

abio01
abio02

Ukuba iNgeniso echaziweyo eyiNyaniso yale nkqubo yemali-mboleko ikhethiwe, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso ekuxoxwe ngawo kwiCandelo le-VIII lezi zikhokelo.

Ngubani onokufaka isicelo sale nkqubo?

Njengoko kukhankanyiwe apha ngasentla, nokuba ungumboleki womvuzo okanye ozisebenzelayo, ungafaka isicelo sale nkqubo. Ukuba umvuzo umboleki, ke akukho maxwebhu akhethekileyo afunekayo xa ufaka isicelo semali mboleko yendlu entsha ye-Non-QM kunye nombolekisi. Ukuba ozisebenzelayo umboleki okanye 1099 mboleki, ungafuna ileta CPA elula.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Ngokungafaniyo nezinye iinkqubo, thina umbolekisi akukho mfuneko yokuba silungise nawaphi na amaxwebhu akhethekileyo avela kumboleki. Lungiselela nje iziteyitimenti zebhanki eziqhelekileyo xa ufaka isicelo semali mboleko yendlu yakho, Bona apha ngezantsi ngolwazi lwakho:

Ingeniso echaziweyo ithetha ukuba umboleki uchaza umvuzo wakhe okhoyo ngoku ofanelekileyo kwisicelo semali-mboleko. Umbolekisi uya kuqinisekisa ukuba umvuzo wenyanga womboleki unokuxhaswa ngempahla ye-“Liquid” ekuvaleni kwangaphambili.

Ukuba iNgeniso echaziweyo eyiNyaniso yale nkqubo yemali-mboleko ikhethiwe, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso ekuxoxwe ngawo kwiCandelo le-VIII lezi zikhokelo.


Imifanekiso yeenkcukacha zemveliso:

-Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo-Umvuzo ochaziweyo oyiNyaniso-imifanekiso ye-AAA yokuBoleka


IsiKhokelo seMveliso esiNxulumeneyo:

Ukuzibophelela kwethu elubala kudlulela ngaphaya kwamanqanaba okuqala enkqubo yokuthenga izindlu. Siqinisekisa ukuba uyayiqonda ngokucacileyo imiqathango yakho yokubambisa, kuquka inzala, imirhumo, kunye neendleko zokuvala. Akukho zimangalisayo ngosuku lokuvala. Sizinikezele ekukuboneleleni ngengcaciso ecacileyo, engena-jargon, ukuze ukwazi ukuzulazula ngokuzithemba kwimiba yezemali ekuthengeni kwakho ikhaya okanye ukuhlaziya. – AAA Ukuboleka Non-QM Umvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo – Ingeniso echaziweyo eyiNyaniso – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Houston, Kenya, Mongolia, Ngokudibanisa imveliso kunye namacandelo orhwebo angaphandle, sinokubonelela ngezisombululo zabathengi zizonke ngokuqinisekisa ukunikezelwa kweemveliso ezifanelekileyo kwindawo efanelekileyo ngexesha elifanelekileyo, imveliso enamandla ngexesha elifanelekileyo umgangatho, iipotifoliyo zeemveliso ezahlukeneyo kunye nolawulo lwentsingiselo yoshishino kunye neenkonzo zethu ezivuthiweyo phambi nasemva kwentengiso. Singathanda ukwabelana nawe ngezimvo zethu kwaye samkele izimvo kunye nemibuzo yakho.
  • Inkampani inokucinga ukuba sicinga ntoni, ukungxamiseka kokukhawuleza ukwenza izinto ezinomdla kwisikhundla sethu, kunokuthiwa le yinkampani enoxanduva, sinentsebenziswano evuyayo!
    Iinkwenkwezi ezi-5NguMignon ovela eParaguay - 2017.03.08 14:45
    Umlawuli wenkampani unamava olawulo atyebileyo kunye nesimo sengqondo esingqongqo, abasebenzi bokuthengisa bashushu kwaye bonwabile, abasebenzi bobugcisa banobuchule kwaye banoxanduva, ke asinaxhala malunga nemveliso, umenzi olungileyo.
    Iinkwenkwezi ezi-5NguLaura ovela eKuwait - 2018.12.11 11:26