IWholesale - I-AAA yokuBoleka uMvuzo Ongeyo-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo – uMvuzo ochaziweyo oyiNyaniso – AAA Umbolekisi obolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko.Imirhumo ye-Mortgage Broker,Inombolo yoKhuseleko lweNtlalo yokuFaka iMali-mboleko yokubolekwa kwezindlu,Zillow Top Ababolekisi beMortgage, Kwa-AAA LENDINGS, siliqabane lakho ixesha elide. Iinkonzo zethu zasemva kokuvalwa ziyilelwe ukukugcina ubandakanyeka nasemva kokuba imali-mboleko yakho ikhuselwe. Sinikezela ngezibonelelo eziqhubekayo, ezinje ngeengcebiso zokulungisa ikhaya, isikhokelo sotyalo-mali, kunye nokutshekishwa kwe-mortgage ngamaxesha ukuqinisekisa ukuba iinjongo zakho zemali zisendleleni. Ubudlelwane bethu nawe abupheli ekuvaleni; kukuzibophelela okungapheliyo kwintlalontle yakho yezemali.

- Ukuboleka kwe-AAA engeyiyo ye-QM yoMvuzo kunye neNkqubo ye-Asethi yomboleki oziqeshileyo - uMvuzo ochaziweyo oyinyaniso - Iinkcukacha ze-AAA zokuBoleka:

Isihloko

Isishwankathelo

Sebenzisa i-asethi yomboleki ukuze ufaneleke, ii-asethi zomboleki kufuneka zihlawule ubuncinane iinyanga ezi-6 zeedipozithi zomvuzo wenyanga.

Iinkcukacha

1) Akukho P&L ifunekayo;
2) Akukho WVOE efunekayo;
3) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI (Hayi i-PITIA enye imboleki efunekayo);
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Thenga kwaye akukho Cash ekhoyo.

Yintoni le nkqubo?

• Ngaba uyayazi indlela yokusebenzisa i-asethi kuphela ukuze ufaneleke kwimali mboleko yendlu yakho?
• Ngaba uye wanqunyanyiswa okanye wakhatywa ngumbolekisi ngenkqubo ye-WVOE (i-Written Verification of Employment)?
• Ngaba awuna-asethi ingako xa ufuna ukuthenga indlu yakho?
• Ngaba umqeshi wakho ebengafuni kukubonelela ngefomu ye-WVOE okanye asebenzisane nayo?

Ukuba ukhe wadibana nale meko ingasentla, akukho xhala, yiza kuthi kwaye siza kukwazisa ngenkqubo ye-Non-QM kuwe--Ingeniso exeliweyo eyinyani. Inkqubo iqhelene nenkqubo ye- {WVOE}, yenzelwe ababoleki abahlawulwayo kunye nababoleki abazisebenzelayo. Iimali-mboleko ezingezizo eze-QM zineenkqubo ezincinci ezintle kangangokuba abarhola imivuzo kunye nabanini bamashishini banokufaka izicelo zombini.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Bona ngezantsi:

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Ukuba iNgeniso echaziweyo eyiNyaniso yale nkqubo yemali-mboleko ikhethiwe, umboleki uya kufunwa kuphela ukuba abonelele ngeNgeniso ye-Asethi eSekelwe kwiSicelo seMali-mboleko (1003). Le ngeniso iya kusetyenziswa ukubala ityala elifanelekileyo kumlinganiselo wengeniso ekuxoxwe ngawo kwiCandelo le-VIII lezi zikhokelo.

Ngubani onokufaka isicelo sale nkqubo?

Njengoko kukhankanyiwe apha ngasentla, nokuba ungumboleki womvuzo okanye ozisebenzelayo, ungafaka isicelo sale nkqubo. Ukuba umvuzo umboleki, ke akukho maxwebhu akhethekileyo afunekayo xa ufaka isicelo semali mboleko yendlu entsha ye-Non-QM kunye nombolekisi. Ukuba ozisebenzelayo umboleki okanye 1099 mboleki, ungafuna ileta CPA elula.

Isebenza njani le nkqubo?

Kanye njengegama lemveliso, le nkqubo ifanelekile nge-asethi nayo. Ngokungafaniyo nezinye iinkqubo, thina umbolekisi akukho mfuneko yokuba silungise nawaphi na amaxwebhu akhethekileyo avela kumboleki. Lungiselela nje iziteyitimenti zebhanki eziqhelekileyo xa ufaka isicelo semali mboleko yendlu yakho, Bona apha ngezantsi ngolwazi lwakho:

Ingeniso echaziweyo ithetha ukuba umboleki uchaza umvuzo wakhe okhoyo ngoku ofanelekileyo kwisicelo semali-mboleko. Umbolekisi uya kuqinisekisa ukuba umvuzo wenyanga womboleki unokuxhaswa ngempahla ye-“Liquid” ekuvaleni kwangaphambili.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Imfundo yabathengi ngundoqo we-AAA LENDINGS 'mission. Sikholelwa ukuba umboleki onolwazi ngumboleki oxhotyisiweyo. Yiyo loo nto sihamba umgama owongezelelweyo ukubonelela ngezixhobo zemfundo kunye nesikhokelo sokukunceda ujonge ubunzima benkqubo yemali-mboleko. Iqela lethu lizinikezele ekuphenduleni imibuzo yakho, lichaza ubucukubhede bemilinganiselo yenzala, ukhetho lwemali-mboleko, nokunye, ukuqinisekisa ukuba wenza izigqibo ezinolwazi. Ulwazi lwakho lwezezimali kunye nokuzithemba zibalulekile kuthi. – AAA Lendings Non-QM Salary & Self-employed Self-Self-Self-Self-Asset Programme – I-AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: United Arab emirates, Cambodia, Paris, Izibonelelo zethu ezixhotyiswe kakuhle kunye nokulawula umgangatho obalaseleyo kuzo zonke izigaba zemveliso zisenza sikwazi ukuqinisekisa ukwaneliseka okupheleleyo kwabathengi. Ukuba unomdla kuyo nayiphi na imveliso yethu okanye ungathanda ukuxoxa ngomyalelo wesiko, nceda uzive ukhululekile ukuba uqhagamshelane nam. Sijonge phambili ekwenzeni ubudlelwane beshishini obuyimpumelelo kunye nabathengi abatsha kwihlabathi liphela.

-AAA Ukuboleka

Lo mvelisi unokugcina ukuphucula kunye nokufezekisa iimveliso kunye nenkonzo, ihambelana nemithetho yokhuphiswano lweemarike, inkampani ekhuphisanayo.
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