– I-AAA yokuboleka Inkqubo yomboleki-mali ongasebenziyo we-QM – i-P&L (iNzuzo eZilungiseleleyo kunye neLahleko kuphela) – Iinkcukacha ze-AAA zokuboleka:

Isishwankathelo
Lukhetho olulungileyo kubaboleki abazisebenzelayo abangakwaziyo ukufumana imali mboleko ye-arhente kwaye abafuni ukubonelela ngeendidi zamaxwebhu engeniso.
Iimbalasane zeNkqubo
1) Akukho siginitsha ye-CPA efunekayo;
2) kuvunyelwe ilizwe langaphandle;
3) Imali-mboleko ukuya kwi-10M yeedola;
4) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI;
5) Akukho zimbuyekezo zerhafu ezifunekayo;
6) Iimali zezipho ezivumelekileyo;
7) Intlawulo ephantsi njenge-30%;
8) Umz. FICO 680.
Yintoni iP&L eZilungiseleleyo? Ngubani onokufaka isicelo sale nkqubo?
• Ngaba ungumboleki ozisebenzelayo?
• Ingaba umbolekisi wendlu ebolekwayo ufuna iziteyitimenti zebhanki yakho ukuze ufumane imali-mboleko? Okanye ngaba ababolekisi bakho bafuna ukuba usayine iimbuyekezo zerhafu kwaye ufuna imibhalo?
• Ngaba ukhe wanqunyanyiswa okanye wakhatywa ngababolekisi be-arhente? Ngaba ababolekisi bakha bathi “Ngokwesikhokelo sethu”?
• Ngaba uyazi ukuba ungakufanelekela njani ukubolekwa imali yendlu ngaphandle kwamaxwebhu omvuzo? Nangona iimbuyekezo zerhafu / iingxelo zebhanki zoshishino, njl.
Ukubolekwa kwe-AAA ngoku kunika inkqubo efanelekileyo ye-Non-QM yemboleko esetyenziswa kwiimeko ezingentla, ebizwa ngokuba yi-P & L (Inzuzo kunye nelahleko). I-P&L yenzelwe ababoleki abazisebenzelayo kwaye baya kuxhamla kwezinye iindlela zokufumana imali-mboleko. Leyo yeyona ndawo ingcono kubantu abaziqeshileyo. I-CPA/CTEC/EA egqityiweyo yaza yasayinwa i-P&L isenokusetyenziswa njengenye imbuyekezo yerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo. Ngamanye amaxesha, siye samkele i-P&L elungiselelwe umboleki, ekwaziindaba ezimnandi kwabanye ababoleki.
Isaziso sokuvunywa ngokukhawuleza
Xa ufaka imali-mboleko kuthi, sinokufuna i-YTD (Unyaka ukuya kuMhla) P&L (okanye kunye nonyaka ongaphambili weP&L ngamanye amaxesha), ilayisenisi yeshishini, ileta ye-CPA, njl njl. Nokuba yeyiphi na indlela ilungile into ebonelela ngokungeniswa kokuqala okanye xa imvume yemali-mboleko.
Ngaphandle koko, kufuneka ujonge neqela lethu lokungenisa ukubala umvuzo kuqala.
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. - I-AAA yokuboleka i-Non-QM Inkqubo yomboleki ozimeleyo - i-P & L (Inzuzo eLungisiweyo kunye nelahleko kuphela) - I-AAA Ukuboleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: United Arab Emirates, eMalawi, eSierra Leone, ngenxa yenkampani yethu iqhubekile kwingcamango yokulawula Ukusinda nguMgangatho, uPhuhliso lweNkonzo yi-Reputation. Sikuqonda ngokupheleleyo ukuma kwetyala okulungileyo, iimveliso ezikumgangatho ophezulu, ixabiso elifanelekileyo kunye neenkonzo zobuchwephesha zisizathu sokuba abathengi basikhethe ukuba sibe liqabane labo lexesha elide kwishishini.
NguDale ovela eBuenos Aires - 2018.03.03 13:09 Ndiyathemba ukuba inkampani inokubambelela kumoya weshishini woMgangatho, ukuSebenza, ukuVelisa izinto ezintsha kunye neMfezeko, iya kuba ngcono kwaye ibengcono kwixesha elizayo.
NguColin Hazel waseBirmingham - 2018.12.22 12:52 







