IWholesale - I-AAA yokuboleka Inkqubo yomboleki-mali ongeyo-QM oziqeshileyo – i-P&L (iNzuzo eZilungiseleleyo kunye neLahleko Kuphela) – i-AAA yokubolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva.Imida yeMali-mboleko eQhelekileyo yowama-2021,Top Virginia Mortgage ababolekisi,Akukho mfuneko ye-W-2 Form, Sikholelwa ekuxhobiseni abathengi bethu ngolwazi. Kwi-AAA LENDINGS, sibonelela ngobutyebi bezinto eziluncedo kunye nezixhobo zemfundo ukutshabalalisa ilizwe leemali zokubambisa. Ukusuka kumanqaku kunye nezikhokelo kwiwebhusayithi yethu ukuya kwiiwebinars ezifundisayo, siqinisekisa ukuba uyafikelela kulwazi oludingayo ukuze wenze izigqibo ezinolwazi malunga nenkxaso-mali yekhaya lakho. Uhambo lwakho lobuninimzi kufuneka lube lolokuzithemba, kwaye silapha ukukunika ulwazi ukwenza oko kube yinyani.

– I-AAA yokuboleka Inkqubo yomboleki-mali ongasebenziyo we-QM – i-P&L (iNzuzo eZilungiseleleyo kunye neLahleko kuphela) – Iinkcukacha ze-AAA zokuboleka:

Ayinasihloko-3PL

Isishwankathelo

Lukhetho olulungileyo kubaboleki abazisebenzelayo abangakwaziyo ukufumana imali mboleko ye-arhente kwaye abafuni ukubonelela ngeendidi zamaxwebhu engeniso.

Iimbalasane zeNkqubo

1) Akukho siginitsha ye-CPA efunekayo;
2) kuvunyelwe ilizwe langaphandle;
3) Imali-mboleko ukuya kwi-10M yeedola;
4) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI;
5) Akukho zimbuyekezo zerhafu ezifunekayo;
6) Iimali zezipho ezivumelekileyo;
7) Intlawulo ephantsi njenge-30%;
8) Umz. FICO 680.

Yintoni iP&L eZilungiseleleyo? Ngubani onokufaka isicelo sale nkqubo?

• Ngaba ungumboleki ozisebenzelayo?
• Ingaba umbolekisi wendlu ebolekwayo ufuna iziteyitimenti zebhanki yakho ukuze ufumane imali-mboleko? Okanye ngaba ababolekisi bakho bafuna ukuba usayine iimbuyekezo zerhafu kwaye ufuna imibhalo?
• Ngaba ukhe wanqunyanyiswa okanye wakhatywa ngababolekisi be-arhente? Ngaba ababolekisi bakha bathi “Ngokwesikhokelo sethu”?
• Ngaba uyazi ukuba ungakufanelekela njani ukubolekwa imali yendlu ngaphandle kwamaxwebhu omvuzo? Nangona iimbuyekezo zerhafu / iingxelo zebhanki zoshishino, njl.

Ukubolekwa kwe-AAA ngoku kunika inkqubo efanelekileyo ye-Non-QM yemboleko esetyenziswa kwiimeko ezingentla, ebizwa ngokuba yi-P & L (Inzuzo kunye nelahleko). I-P&L yenzelwe ababoleki abazisebenzelayo kwaye baya kuxhamla kwezinye iindlela zokufumana imali-mboleko. Leyo yeyona ndawo ingcono kubantu abaziqeshileyo. I-CPA/CTEC/EA egqityiweyo yaza yasayinwa i-P&L isenokusetyenziswa njengenye imbuyekezo yerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo. Ngamanye amaxesha, siye samkele i-P&L elungiselelwe umboleki, ekwaziindaba ezimnandi kwabanye ababoleki.

Isaziso sokuvunywa ngokukhawuleza

Xa ufaka imali-mboleko kuthi, sinokufuna i-YTD (Unyaka ukuya kuMhla) P&L (okanye kunye nonyaka ongaphambili weP&L ngamanye amaxesha), ilayisenisi yeshishini, ileta ye-CPA, njl njl. Nokuba yeyiphi na indlela ilungile into ebonelela ngokungeniswa kokuqala okanye xa imvume yemali-mboleko.

Ngaphandle koko, kufuneka ujonge neqela lethu lokungenisa ukubala umvuzo kuqala.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. - I-AAA yokuboleka i-Non-QM Inkqubo yomboleki ozimeleyo - i-P & L (Inzuzo eZilungiseleleyo kunye nelahleko kuphela) - I-AAA Ukuboleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: United Kingdom, Cambodia, Ethiopia, Izisombululo zethu zineemfuno zokuvunywa kwelizwe kwiimveliso ezifanelekileyo, ezisemgangathweni, ixabiso elifikelelekayo, lonke ihlabathi lamkelwa. Iimveliso zethu ziya kuqhubeka ziphucuka ngaphakathi kwi-odolo kwaye zibonakale zilindele intsebenziswano nawe, Ngokuqinisekileyo ukuba nayiphi na kwezo mpahla inomdla kuwe, qiniseka ukuba uyazisa. Siyakwaneliseka ukukubonelela ngekoteyishini xa sifumana iimfuno ezineenkcukacha.

-AAA Ukuboleka