Iziko leMveliso

Iinkcukacha zeMveliso

Kwihlabathi lemboleko-mali yokubambisa, ukufikeleleka ngundoqo. Iqonga lethu le-digital mortgage liyilwe ngokulula kwakho engqondweni. Ungafaka isicelo semali mboleko, ulayishe amaxwebhu, kwaye ulandelele inkqubela yakho yemali mboleko kwi-Intanethi, konke ukusuka kubutofotofo bekhaya lakho. Senze amava edijithali abandakanyekayo akubeka kulawulo, eqinisekisa ukuba ungasilawula isicelo sakho semali mboleko ngesantya sakho, 24/7.Umnini-Ukuhlala,Umbolekisi we-Mortgage 2021,Iimveliso ezishushu ezingezizo zeQm, Siyaqonda ukuba i-creditworthiness ingaba yinkxalabo kubaboleki abaninzi. Yiyo loo nto sinikezela ngeenkonzo zokucebisa ngetyala ukuze sikuncede uphucule amanqaku akho kwaye ukhusele imiqathango engcono yemboleko. Ngokubonelela ngezimvo ezixabisekileyo kunye nesikhokelo esilungiselelweyo, sijonge ekubandakanyweni abo banokuba ngababoleki abanokuthi ekuqaleni bangaqinisekanga malunga nokufaneleka kwabo. Silapha ukukuxhobisa ukuba ulawule ikamva lakho lezemali.
– I-AAA yokuboleka Inkqubo yomboleki-mali ongeyo-QM oziqeshileyo – P&L(Inzuzo eZilungiseleleyo kunye neLahleko Kuphela) – AAA Iinkcukacha zokuBoleka:

Ayinasihloko-3PL

Isishwankathelo

Ababoleki abazisebenzelayo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) Akukho siginitsha ye-CPA efunekayo;
2) kuvunyelwe ilizwe langaphandle;
3) Imali-mboleko ukuya kwi-10M yeedola;
4) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
5) Akukho zimbuyekezo zerhafu ezifunekayo;
6) Iimali zezipho ezivumelekileyo;
7) Intlawulo ephantsi ingaphantsi njenge-30%;
8) Umz. FICO 680.

Yintoni le nkqubo? Ngubani onokufaka isicelo sale nkqubo?

• Ngaba ungumboleki ozisebenzelayo?
• Ngaba umbolekisi ufuna izitetimenti zebhanki yeshishini lakho ukuze ufumane imali-mboleko? Okanye ngaba ababolekisi bakho bezindlu bafuna ukuba usayine iimbuyekezo zerhafu kwaye ufuna imibhalo?
• Ngaba ukhe wanqunyanyiswa okanye wakhatywa ngababolekisi be-arhente? Ngaba ababolekisi bakha bathi "Ngokwesikhokelo sethu"
• Ngaba uyazi ukuba ungakufanelekela njani ukubolekwa imali yendlu ngaphandle kwamaxwebhu omvuzo? Nangona iimbuyekezo zerhafu / iingxelo zebhanki zoshishino, njl.

Thina i-AAA yokuboleka ngoku ibonelela ngenkqubo yemali-mboleko ye-Non-QM efanelekileyo esetyenziswa kwezi meko zingasentla, ebizwa ngokuba yi-P&L (Inzuzo nelahleko). Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Leyo yeyona nzuzo ingcono kwabo baziqeshileyo. I-CPA/CTEC/EA egqityiweyo yaza yasayinwa i-P&L isenokusetyenziswa njengenye imbuyekezo yerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo. Ngaxa lithile, siyayamkela i-P&L yomboleki elungiselelwe, ekwaluncedo oluhle kwabanye ababoleki.

Kutheni le nkqubo iyilwe?

Kubantu ababolekayo abazisebenzelayo, inkqubo yengxelo yebhanki yeenyanga ezili-12/24 lolona khetho lungcono, kuba le nkqubo ayifuni mbuyekezo yerhafu kunye neengxelo zebhanki zoshishino. Nangona kunjalo, xa abanye abafaki-zicelo beneshishini, elinzima imeko yezemali ngeengxelo zebhanki ezininzi, inkqubo ye-P&L inokuba lolona khetho lufanelekileyo kuwe. Ukusukela kwiinyanga ezili-12/24 inkqubo yengxelo yebhanki inomda malunga nemfuno yeengxelo zebhanki; mhlawumbi max. Iingxelo zebhanki ezintathu zeshishini elinye, enokuthi ibe sisithintelo esikhokelela kwinkqubo yeP&L.

Yintoni ekufuneka uyilungiselele ukuvunywa ngokukhawuleza?

Xa ungenisa imali-mboleko kubabolekisi, banokufuna i-YTD(Unyaka ukuya kuMhla) P&L (okanye kunye nonyaka ongaphambili weP&L ngamanye amaxesha), ilayisenisi yeshishini, ileta yeCPA, njl.
Ngaphandle koko, kufuneka ujonge neqela lethu lokungenisa ukubala umvuzo kuqala


Imifanekiso yeenkcukacha zemveliso:

– I-AAA yokuboleka i-Non-QM Inkqubo yomboleki-mali oziqeshileyo – P&L(Inzuzo Ezilungiseleleyo kunye neLahleko Kuphela) – I-AAA yokuboleka imifanekiso yeenkcukacha


IsiKhokelo seMveliso esiNxulumeneyo:

Kwi-AAA LENDINGS, sikholelwa ekubuyiseleni abathengi bethu abaxabisekileyo. Yiyo loo nto sinikezela ngenkqubo yokunyaniseka ekuvuza ngokuthemba kwakho kunye nentsebenziswano eqhubekayo nathi. Inkqubo yethu yokunyaniseka yenzelwe ukukugcina ubandakanyekile kwaye uxatyiswe, ibonelela ngezibonelelo ezikhethekileyo kunye nezaphulelo kubathengi bethu ababuyayo. Ukuzibophelela kwakho kwi-AAA LENDINGS kuqondwa kwaye kuvuzwa, kwaye sizama ukwenza umdla wakho oqhubekayo kwiinkonzo zethu ube ngamava anomvuzo. – AAA Lendings Non-QM Self-esebenzayo umboleki Inkqubo – P & L (Self Prepared Profit & Loss only) – AAA Lendings , Imveliso iya kubonelela kuwo wonke umhlaba, ezifana: Romania, Spain, Canada, Kukwaneliseka abathengi bethu phezu kweemveliso kunye neenkonzo zethu ezihlala zisikhuthaza ukuba senze ngcono kweli shishini. Sakha ubudlelwane obunenzuzo ngokufanayo kunye nabathengi bethu ngokubanika ukhetho olukhulu lwamalungu emoto yeprimiyamu ngamaxabiso aphawulweyo. Sinikezela ngamaxabiso athengiswayo kuzo zonke iindawo zethu ezisemgangathweni ukuze uqinisekiswe ukonga okukhulu.
  • Umzi-mveliso unokuhlangabezana ngokuqhubekayo nokuphuhlisa iimfuno zezoqoqosho kunye nezentengiso, ukuze iimveliso zabo ziqatshelwe kwaye zithembeke, kwaye yiyo loo nto sikhethe le nkampani.
    Iinkwenkwezi ezi-5NguHedda ovela eMuscat - 2018.06.30 17:29
    Ndiyathemba ukuba inkampani inokubambelela kumoya weshishini woMgangatho, ukuSebenza, ukuVelisa izinto ezintsha kunye neMfezeko, iya kuba ngcono kwaye ibengcono kwixesha elizayo.
    Iinkwenkwezi ezi-5NguJohn biddlestone waseBhutan - 2017.06.16 18:23