Ihoseyili - i-AAA yokuboleka Inkqubo yomboleki oziqeshileyo – P&L(Inzuzo Ezilungiseleleyo kunye neLahleko Kuphela) – AAA Umboleki-mali kunye nomtyali-mali

Iinkcukacha zeMveliso

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva.Iinketho zeMali-mboleko eziqhelekileyo,Ikhosi ye-Mortgage Broker,I-P&L ye-Mortgage Broker, Xa kufikwa kukwaneliseka kwabathengi, asihlangani nje nolindelo; siyabodlula. Iqela lethu lizimisele ukubonelela ngenkxaso engenakulinganiswa nanto kulo lonke uhambo lwakho lokubambisa. Sabela amagosa emboleko azinikeleyo afikelelekayo kwaye athathele ingqalelo, siqinisekisa ukuba ufumana uncedo olulolwakho ukusuka kumbuzo wokuqala ukuya kwitheyibhile yokuvala. Sikholelwa ukuba ngokuhamba imayile eyongezelelweyo kunye nokubonelela ngenkonzo ekhethekileyo, asitsali nje kuphela kodwa sigcina abathengi abonelisekileyo ababa ngabaxhasi bethu babalulekileyo.

– I-AAA yokuboleka Inkqubo yomboleki-mali ongeyo-QM oziqeshileyo – P&L(Inzuzo eZilungiseleleyo kunye neLahleko Kuphela) – AAA Iinkcukacha zokuBoleka:

Ayinasihloko-3PL

Isishwankathelo

Ababoleki abazisebenzelayo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) Akukho siginitsha ye-CPA efunekayo;
2) kuvunyelwe ilizwe langaphandle;
3) Imali-mboleko ukuya kwi-10M yeedola;
4) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
5) Akukho zimbuyekezo zerhafu ezifunekayo;
6) Iimali zezipho ezivumelekileyo;
7) Intlawulo ephantsi ingaphantsi njenge-30%;
8) Umz. FICO 680.

Yintoni le nkqubo? Ngubani onokufaka isicelo sale nkqubo?

• Ngaba ungumboleki ozisebenzelayo?
• Ngaba umbolekisi ufuna izitetimenti zebhanki yeshishini lakho ukuze ufumane imali-mboleko? Okanye ngaba ababolekisi bakho bezindlu bafuna ukuba usayine iimbuyekezo zerhafu kwaye ufuna imibhalo?
• Ngaba ukhe wanqunyanyiswa okanye wakhatywa ngababolekisi be-arhente? Ngaba ababolekisi bakha bathi "Ngokwesikhokelo sethu"
• Ngaba uyazi ukuba ungakufanelekela njani ukubolekwa imali yendlu ngaphandle kwamaxwebhu omvuzo? Nangona iimbuyekezo zerhafu / iingxelo zebhanki zoshishino, njl.

Thina i-AAA yokuboleka ngoku ibonelela ngenkqubo yemali-mboleko ye-Non-QM efanelekileyo esetyenziswa kwezi meko zingasentla, ebizwa ngokuba yi-P&L (Inzuzo nelahleko). Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Leyo yeyona nzuzo ingcono kwabo baziqeshileyo. I-CPA/CTEC/EA egqityiweyo yaza yasayinwa i-P&L isenokusetyenziswa njengenye imbuyekezo yerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo. Ngaxa lithile, siyayamkela i-P&L yomboleki elungiselelwe, ekwaluncedo oluhle kwabanye ababoleki.

Kutheni le nkqubo iyilwe?

Kubantu ababolekayo abazisebenzelayo, inkqubo yengxelo yebhanki yeenyanga ezili-12/24 lolona khetho lungcono, kuba le nkqubo ayifuni mbuyekezo yerhafu kunye neengxelo zebhanki zoshishino. Nangona kunjalo, xa abanye abafaki-zicelo beneshishini, elinzima imeko yezemali ngeengxelo zebhanki ezininzi, inkqubo ye-P&L inokuba lolona khetho lufanelekileyo kuwe. Ukusukela kwiinyanga ezili-12/24 inkqubo yengxelo yebhanki inomda malunga nemfuno yeengxelo zebhanki; mhlawumbi max. Iingxelo zebhanki ezintathu zeshishini elinye, enokuthi ibe sisithintelo esikhokelela kwinkqubo yeP&L.

Yintoni ekufuneka uyilungiselele ukuvunywa ngokukhawuleza?

Xa ungenisa imali-mboleko kubabolekisi, banokufuna i-YTD(Unyaka ukuya kuMhla) P&L (okanye kunye nonyaka ongaphambili weP&L ngamanye amaxesha), ilayisenisi yeshishini, ileta yeCPA, njl.
Ngaphandle koko, kufuneka ujonge neqela lethu lokungenisa ukubala umvuzo kuqala

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukuzulazula kumhlaba wokubambisa kunokuba nzima, kodwa i-AAA LENDINGS iyenza lula inkqubo, iyenze ibandakanyeke kwaye ingabinaxinzelelo. Sinikezela ngenkqubo yokuqokelela amaxwebhu ecacileyo nemfutshane, ekuvumela ukuba ulayishe ngokulula amaphepha afunekayo kwi-intanethi. Sazi kakuhle ukuba ixesha lakho lixabisekile, kwaye ngokwenza inkqubo ibe lula, sikugcina uxakekile kwaye ulawula uhambo lwakho lokuboleka imali. -I-AAA yokuboleka i-Non-QM Inkqubo yomboleki oziqeshileyo - P&L(Inzuzo eZilungiseleleyo kunye nelahleko kuphela) - Ukuboleka kwe-AAA , Imveliso iya kubonelela kwihlabathi liphela, njengale: Islamabad, Hamburg, Algeria, Sisoloko sigxininisa ekuveleni kwezisombululo, sichitha imali elungileyo kunye nezibonelelo zoluntu ekuphuculeni imveliso, ukuququzelela imveliso yophuhliso, ukukhuthaza ukuphuculwa kwemveliso, kunye nokuphucula imveliso. amazwe kunye nemimandla.

-AAA Ukuboleka

Umphathi weakhawunti yenkampani unobutyebi bolwazi kunye namava eshishini, unokubonelela ngenkqubo efanelekileyo ngokweemfuno zethu kwaye athethe isiNgesi ngokutyibilikayo.
Iinkwenkwezi ezi-5

NguYannick Vergoz waseSri Lanka - 2017.02.18 15:54

Abavelisi abazange bahloniphe kuphela ukhetho lwethu kunye neemfuno, kodwa basinike iingcebiso ezininzi ezilungileyo, ekugqibeleni, sayigqiba ngempumelelo imisebenzi yokuthenga.
Iinkwenkwezi ezi-5

NguMaureen ovela eBoston - 2018.08.12 12:27