– I-AAA yokuboleka Inkqubo yomboleki-mali ongeyo-QM oziqeshileyo – P&L(Inzuzo eZilungiseleleyo kunye neLahleko Kuphela) – AAA Iinkcukacha zokuBoleka:

Isishwankathelo
Ababoleki abazisebenzelayo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.
Iinkcukacha
1) Akukho siginitsha ye-CPA efunekayo;
2) kuvunyelwe ilizwe langaphandle;
3) Imali-mboleko ukuya kwi-10M yeedola;
4) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
5) Akukho zimbuyekezo zerhafu ezifunekayo;
6) Iimali zezipho ezivumelekileyo;
7) Intlawulo ephantsi ingaphantsi njenge-30%;
8) Umz. FICO 680.
Yintoni le nkqubo? Ngubani onokufaka isicelo sale nkqubo?
• Ngaba ungumboleki ozisebenzelayo?
• Ngaba umbolekisi ufuna izitetimenti zebhanki yeshishini lakho ukuze ufumane imali-mboleko? Okanye ngaba ababolekisi bakho bezindlu bafuna ukuba usayine iimbuyekezo zerhafu kwaye ufuna imibhalo?
• Ngaba ukhe wanqunyanyiswa okanye wakhatywa ngababolekisi be-arhente? Ngaba ababolekisi bakha bathi "Ngokwesikhokelo sethu"
• Ngaba uyazi ukuba ungakufanelekela njani ukubolekwa imali yendlu ngaphandle kwamaxwebhu omvuzo? Nangona iimbuyekezo zerhafu / iingxelo zebhanki zoshishino, njl.
Thina i-AAA yokuboleka ngoku ibonelela ngenkqubo yemali-mboleko ye-Non-QM efanelekileyo esetyenziswa kwezi meko zingasentla, ebizwa ngokuba yi-P&L (Inzuzo nelahleko). Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Leyo yeyona nzuzo ingcono kwabo baziqeshileyo. I-CPA/CTEC/EA egqityiweyo yaza yasayinwa i-P&L isenokusetyenziswa njengenye imbuyekezo yerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo. Ngaxa lithile, siyayamkela i-P&L yomboleki elungiselelwe, ekwaluncedo oluhle kwabanye ababoleki.
Kutheni le nkqubo iyilwe?
Kubantu ababolekayo abazisebenzelayo, inkqubo yengxelo yebhanki yeenyanga ezili-12/24 lolona khetho lungcono, kuba le nkqubo ayifuni mbuyekezo yerhafu kunye neengxelo zebhanki zoshishino. Nangona kunjalo, xa abanye abafaki-zicelo beneshishini, elinzima imeko yezemali ngeengxelo zebhanki ezininzi, inkqubo ye-P&L inokuba lolona khetho lufanelekileyo kuwe. Ukusukela kwiinyanga ezili-12/24 inkqubo yengxelo yebhanki inomda malunga nemfuno yeengxelo zebhanki; mhlawumbi max. Iingxelo zebhanki ezintathu zeshishini elinye, enokuthi ibe sisithintelo esikhokelela kwinkqubo yeP&L.
Yintoni ekufuneka uyilungiselele ukuvunywa ngokukhawuleza?
Xa ungenisa imali-mboleko kubabolekisi, banokufuna i-YTD(Unyaka ukuya kuMhla) P&L (okanye kunye nonyaka ongaphambili weP&L ngamanye amaxesha), ilayisenisi yeshishini, ileta yeCPA, njl.
Ngaphandle koko, kufuneka ujonge neqela lethu lokungenisa ukubala umvuzo kuqala
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Ukuzibophelela kwethu elubala kudlulela ngaphaya kwamanqanaba okuqala enkqubo yokuthenga izindlu. Siqinisekisa ukuba uyayiqonda ngokucacileyo imiqathango yakho yokubambisa, kuquka inzala, imirhumo, kunye neendleko zokuvala. Akukho zimangalisayo ngosuku lokuvala. Sizinikezele ekukuboneleleni ngengcaciso ecacileyo, engena-jargon, ukuze ukwazi ukuzulazula ngokuzithemba kwimiba yezemali ekuthengeni kwakho ikhaya okanye ukuhlaziya. - I-AAA yokuboleka i-Non-QM Inkqubo yomboleki ozimeleyo - i-P & L (Inzuzo eZilungiseleleyo kunye nelahleko kuphela) - I-AAA Ukuboleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Rwanda, Madras, Eindhoven, Sihlala sinamathela kwi-tenet yokunyaniseka, umgangatho ophezulu, ukusebenza kakuhle, ukusungula izinto ezintsha. Ngeminyaka yemizamo, siye saseka ubudlelwane beshishini obunobuhlobo kunye nozinzile kunye nabathengi behlabathi jikelele. Samkela nayiphi na imibuzo yakho kunye neenkxalabo malunga neemveliso zethu, kwaye siqinisekile ukuba siya kunika into oyifunayo, njengoko sihlala sikholelwa ukuba ulwaneliseko lwakho yimpumelelo yethu.
Ngu-Isabel ovela eMozambique - 2017.02.28 14:19 Inkonzo yewaranti emva kokuthengiswa ifike ngexesha kwaye icinga, iingxaki zokudibana zingasonjululwa ngokukhawuleza, siziva sithembekile kwaye sikhuselekile.
NguRachel waseMoldova - 2017.05.02 18:28 




