Iziko leMveliso

Iinkcukacha zeMveliso

Ukuzibophelela kwethu elubala kudlulela ngaphaya kwamanqanaba okuqala enkqubo yokuthenga izindlu. Siqinisekisa ukuba uyayiqonda ngokucacileyo imiqathango yakho yokubambisa, kuquka inzala, imirhumo, kunye neendleko zokuvala. Akukho zimangalisayo ngosuku lokuvala. Sizinikezele ekukuboneleleni ngengcaciso ecacileyo, engena-jargon, ukuze ukwazi ukuzulazula ngokuzithemba kwimiba yezemali ekuthengeni kwakho ikhaya okanye ukuhlaziya.Inzala yeMali-mboleko eqhelekileyo,Ulungelelwaniso lweNkonzo yeTyala,Top Dscr Mortgage Umbolekisi, Sikholelwa ekuxhobiseni abathengi bethu ngolwazi. Kwi-AAA LENDINGS, sibonelela ngobutyebi bezinto eziluncedo kunye nezixhobo zemfundo ukutshabalalisa ilizwe leemali zokubambisa. Ukusuka kumanqaku kunye nezikhokelo kwiwebhusayithi yethu ukuya kwiiwebinars ezifundisayo, siqinisekisa ukuba uyafikelela kulwazi oludingayo ukuze wenze izigqibo ezinolwazi malunga nenkxaso-mali yekhaya lakho. Uhambo lwakho lobuninimzi kufuneka lube lolokuzithemba, kwaye silapha ukukunika ulwazi ukwenza oko kube yinyani.
– I-AAA yokuboleka Inkqubo yomboleki-mali ongeyo-QM oziqeshileyo – P&L(Inzuzo eZilungiseleleyo kunye neLahleko Kuphela) – AAA Iinkcukacha zokuBoleka:

Ayinasihloko-3PL

Isishwankathelo

Ababoleki abazisebenzelayo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) Akukho siginitsha ye-CPA efunekayo;
2) kuvunyelwe ilizwe langaphandle;
3) Imali-mboleko ukuya kwi-10M yeedola;
4) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
5) Akukho zimbuyekezo zerhafu ezifunekayo;
6) Iimali zezipho ezivumelekileyo;
7) Intlawulo ephantsi ingaphantsi njenge-30%;
8) Umz. FICO 680.

Yintoni le nkqubo? Ngubani onokufaka isicelo sale nkqubo?

• Ngaba ungumboleki ozisebenzelayo?
• Ngaba umbolekisi ufuna izitetimenti zebhanki yeshishini lakho ukuze ufumane imali-mboleko? Okanye ngaba ababolekisi bakho bezindlu bafuna ukuba usayine iimbuyekezo zerhafu kwaye ufuna imibhalo?
• Ngaba ukhe wanqunyanyiswa okanye wakhatywa ngababolekisi be-arhente? Ngaba ababolekisi bakha bathi "Ngokwesikhokelo sethu"
• Ngaba uyazi ukuba ungakufanelekela njani ukubolekwa imali yendlu ngaphandle kwamaxwebhu omvuzo? Nangona iimbuyekezo zerhafu / iingxelo zebhanki zoshishino, njl.

Thina i-AAA yokuboleka ngoku ibonelela ngenkqubo yemali-mboleko ye-Non-QM efanelekileyo esetyenziswa kwezi meko zingasentla, ebizwa ngokuba yi-P&L (Inzuzo nelahleko). Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Leyo yeyona nzuzo ingcono kwabo baziqeshileyo. I-CPA/CTEC/EA egqityiweyo yaza yasayinwa i-P&L isenokusetyenziswa njengenye imbuyekezo yerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo. Ngaxa lithile, siyayamkela i-P&L yomboleki elungiselelwe, ekwaluncedo oluhle kwabanye ababoleki.

Kutheni le nkqubo iyilwe?

Kubantu ababolekayo abazisebenzelayo, inkqubo yengxelo yebhanki yeenyanga ezili-12/24 lolona khetho lungcono, kuba le nkqubo ayifuni mbuyekezo yerhafu kunye neengxelo zebhanki zoshishino. Nangona kunjalo, xa abanye abafaki-zicelo beneshishini, elinzima imeko yezemali ngeengxelo zebhanki ezininzi, inkqubo ye-P&L inokuba lolona khetho lufanelekileyo kuwe. Ukusukela kwiinyanga ezili-12/24 inkqubo yengxelo yebhanki inomda malunga nemfuno yeengxelo zebhanki; mhlawumbi max. Iingxelo zebhanki ezintathu zeshishini elinye, enokuthi ibe sisithintelo esikhokelela kwinkqubo yeP&L.

Yintoni ekufuneka uyilungiselele ukuvunywa ngokukhawuleza?

Xa ungenisa imali-mboleko kubabolekisi, banokufuna i-YTD(Unyaka ukuya kuMhla) P&L (okanye kunye nonyaka ongaphambili weP&L ngamanye amaxesha), ilayisenisi yeshishini, ileta yeCPA, njl.
Ngaphandle koko, kufuneka ujonge neqela lethu lokungenisa ukubala umvuzo kuqala


Imifanekiso yeenkcukacha zemveliso:

– I-AAA yokuboleka i-Non-QM Inkqubo yomboleki-mali oziqeshileyo – P&L(Inzuzo Ezilungiseleleyo kunye neLahleko Kuphela) – I-AAA yokuboleka imifanekiso yeenkcukacha


IsiKhokelo seMveliso esiNxulumeneyo:

I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. -I-AAA yokuboleka i-Non-QM Inkqubo yomboleki ozimeleyo - P & L (Inzuzo eLungisiweyo kunye nelahleko kuphela) - Ukuboleka kwe-AAA , Imveliso iya kubonelela kwihlabathi lonke, njenge: Angola, Latvia, Malta, Njengoko umanyano lwezoqoqosho lwehlabathi luzisa imingeni kunye namathuba kwishishini le-xxx, inkampani yethu, ngokuqhubeka nokubonelela ngokuzithemba kwiqela lethu, ukubonelela ngokuzithemba. abathengi ngokunyanisekileyo kunye norhwebo olufanelekileyo, ixabiso elikhuphisanayo kunye nenkonzo enkulu, kunye nokwakha ikamva eliqaqambileyo phantsi komoya ophezulu, okhawulezayo, onamandla kunye nabahlobo bethu kunye ngokuqhubeka nokuziphatha kwethu.
  • Ummeli wenkonzo yabathengi uchaze ngokweenkcukacha, isimo sengqondo senkonzo silungile kakhulu, impendulo ifike ngexesha kwaye ibanzi, unxibelelwano olonwabileyo! Sinethemba lokuba siza kuba nethuba lokusebenzisana.
    Iinkwenkwezi ezi-5NguMyrna waseLiberia - 2018.09.12 17:18
    Lo mboneleli ubonelela ngemveliso ekumgangatho ophezulu kodwa enexabiso eliphantsi, ngokwenene ngumenzi omhle kunye neqabane loshishino.
    Iinkwenkwezi ezi-5NguRicardo ovela eBandung - 2018.11.11 19:52