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Iziko leMveliso

Iinkcukacha zeMveliso

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho.Umthengisi we-Mortgage eSan Francisco,Ababolekisi abaPhezulu be-Mortgage,Uluntu lomthengisi, Kwi-AAA LENDINGS, siyaqonda ukuba ukukhetha umbolekisi we-mortgage sisigqibo esibalulekileyo. Yiyo loo nto sihamba umgama owongezelelweyo ukwenza amava akho ameme kangangoko. Sinikezela ngewebhusayithi esebenziseka lula enokukhangela ngokulula, siqinisekisa ukuba unokufikelela kulwazi oluyimfuneko ngaphandle komzamo. Uya kufumana izixhobo eziluncedo kunye nezixhobo ezinje ngezibalo zokubambisa kunye nezithuba zeblogi ezifundisayo, eziyilelwe ukukuxhobisa ngolwazi kwaye wenze uhambo lwakho lokubambisa lubandakanyeke kwaye lufundise.
– I-AAA yokuboleka Inkqubo yomboleki-mali ongeyo-QM oziqeshileyo – P&L(Inzuzo eZilungiseleleyo kunye neLahleko Kuphela) – AAA Iinkcukacha zokuBoleka:

Ayinasihloko-3PL

Isishwankathelo

Ababoleki abazisebenzelayo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) Akukho siginitsha ye-CPA efunekayo;
2) kuvunyelwe ilizwe langaphandle;
3) Imali-mboleko ukuya kwi-10M yeedola;
4) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
5) Akukho zimbuyekezo zerhafu ezifunekayo;
6) Iimali zezipho ezivumelekileyo;
7) Intlawulo ephantsi ingaphantsi njenge-30%;
8) Umz. FICO 680.

Yintoni le nkqubo? Ngubani onokufaka isicelo sale nkqubo?

• Ngaba ungumboleki ozisebenzelayo?
• Ngaba umbolekisi ufuna izitetimenti zebhanki yeshishini lakho ukuze ufumane imali-mboleko? Okanye ngaba ababolekisi bakho bezindlu bafuna ukuba usayine iimbuyekezo zerhafu kwaye ufuna imibhalo?
• Ngaba ukhe wanqunyanyiswa okanye wakhatywa ngababolekisi be-arhente? Ngaba ababolekisi bakha bathi "Ngokwesikhokelo sethu"
• Ngaba uyazi ukuba ungakufanelekela njani ukubolekwa imali yendlu ngaphandle kwamaxwebhu omvuzo? Nangona iimbuyekezo zerhafu / iingxelo zebhanki zoshishino, njl.

Thina i-AAA yokuboleka ngoku ibonelela ngenkqubo yemali-mboleko ye-Non-QM efanelekileyo esetyenziswa kwezi meko zingasentla, ebizwa ngokuba yi-P&L (Inzuzo nelahleko). Le nkqubo yenzelwe ababoleki abazisebenzelayo nabaza kuxhamla kwezinye iindlela zokufaneleka mboleko. Leyo yeyona nzuzo ingcono kwabo baziqeshileyo. I-CPA/CTEC/EA egqityiweyo yaza yasayinwa i-P&L isenokusetyenziswa njengenye imbuyekezo yerhafu ukuze kubhalwe umvuzo womboleki oziqeshileyo. Ngaxa lithile, siyayamkela i-P&L yomboleki elungiselelwe, ekwaluncedo oluhle kwabanye ababoleki.

Kutheni le nkqubo iyilwe?

Kubantu ababolekayo abazisebenzelayo, inkqubo yengxelo yebhanki yeenyanga ezili-12/24 lolona khetho lungcono, kuba le nkqubo ayifuni mbuyekezo yerhafu kunye neengxelo zebhanki zoshishino. Nangona kunjalo, xa abanye abafaki-zicelo beneshishini, elinzima imeko yezemali ngeengxelo zebhanki ezininzi, inkqubo ye-P&L inokuba lolona khetho lufanelekileyo kuwe. Ukusukela kwiinyanga ezili-12/24 inkqubo yengxelo yebhanki inomda malunga nemfuno yeengxelo zebhanki; mhlawumbi max. Iingxelo zebhanki ezintathu zeshishini elinye, enokuthi ibe sisithintelo esikhokelela kwinkqubo yeP&L.

Yintoni ekufuneka uyilungiselele ukuvunywa ngokukhawuleza?

Xa ungenisa imali-mboleko kubabolekisi, banokufuna i-YTD(Unyaka ukuya kuMhla) P&L (okanye kunye nonyaka ongaphambili weP&L ngamanye amaxesha), ilayisenisi yeshishini, ileta yeCPA, njl.
Ngaphandle koko, kufuneka ujonge neqela lethu lokungenisa ukubala umvuzo kuqala

Imifanekiso yeenkcukacha zemveliso:

– I-AAA yokuboleka i-Non-QM Inkqubo yomboleki-mali oziqeshileyo – P&L(Inzuzo Ezilungiseleleyo kunye neLahleko Kuphela) – I-AAA yokuboleka imifanekiso yeenkcukacha

IsiKhokelo seMveliso esiNxulumeneyo:
I-AAA LEENDINGs ayingombolekisi nje; siliqabane lakho lezemali. Sithatha ixesha lokumamela iinjongo zakho zemali kunye neminqweno, ukunika isikhokelo ngaphaya kwenkqubo yesicelo. Ukuzibophelela kwethu kwintlalontle yakho yezemali kudlulela ngaphaya kokuvalwa kwesivumelwano, kwaye sizinikele ekukuncedeni ufezekise iinjongo zakho zexesha elide, nokuba bubunini bezindlu, utyalo-mali lwezindlu nomhlaba, okanye ukuqinisa amatyala. - I-AAA yokuboleka i-Non-QM Inkqubo yomboleki ozimeleyo - i-P & L (Inzuzo eZilungiseleleyo kunye nelahleko kuphela) - I-AAA Ukuboleka , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Mombasa, Luxembourg, Guinea, Iimveliso zethu ziyaziwa ngokubanzi kwaye zithenjwa ngabasebenzisi kwaye zinokuhlangabezana ngokuqhubekayo kwiimfuno zoqoqosho nezentlalo. Samkela abathengi abatsha nabadala abavela kuzo zonke iinkalo zobomi ukuba baqhagamshelane nathi kubudlelwane beshishini elizayo kunye nempumelelo efanayo!
    • Umntu othengisayo unobuchule kwaye unoxanduva, ufudumele kwaye uhloniphekile, saba nencoko emnandi kwaye akukho miqobo yolwimi ekunxibelelaneni.
    Iinkwenkwezi ezi-5Ngu-Aurora evela eSao Paulo - 2018.06.03 10:17
    Kulithamsanqa ngokwenene ukudibana nomthengisi olungileyo, le yeyona ntsebenziswano yethu yanelisekileyo, ndicinga ukuba siya kusebenza kwakhona!
    Iinkwenkwezi ezi-5NguMamie ovela eNew Orleans - 2017.09.16 13:44

    EzinxulumeneyoIIMVELISO

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