Iziko leMveliso

Iinkcukacha zeMveliso

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko.Iimfuno zoMboleki we-Mortgage,UQeqesho lwe-Mortgage Broker,Imali-mboleko eqhelekileyo kwiKhaya lesibini, Kwa-AAA LENDINGS, siliqabane lakho ixesha elide. Iinkonzo zethu zasemva kokuvalwa ziyilelwe ukukugcina ubandakanyeka nasemva kokuba imali-mboleko yakho ikhuselwe. Sinikezela ngezibonelelo eziqhubekayo, ezinje ngeengcebiso zokulungisa ikhaya, isikhokelo sotyalo-mali, kunye nokutshekishwa kwe-mortgage ngamaxesha ukuqinisekisa ukuba iinjongo zakho zemali zisendleleni. Ubudlelwane bethu nawe abupheli ekuvaleni; kukuzibophelela okungapheliyo kwintlalontle yakho yezemali.
– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – Iinkcukacha ze-AAA zokuBoleka:

Ingenasihloko-4

Isishwankathelo

Ababoleki bomvuzo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) kuvunyelwe ilizwe langaphandle;
2) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
3) Akukho paystub / W-2 / irhafu imbuyekezo efunekayo;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Intlawulo ephantsi ingaphantsi njenge-30%;
7) Umz. FICO 680.

Yintoni inkqubo?

Ngaba ukhe wadibana nolu hlobo lwetyala?
Ngaba imeko yoMboleki ihlaziyiwe iipaystubs kwakhona kwaye kwakhona?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufaneleki ukubambisa indlu?
Ngaba kunzima ukufumana iikopi zakho ze-W2 okanye iipaystubs?

Thina i-AAAA yokuBoleka ikunika inkqubo egqibeleleyo engeyiyo ye-QM- i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho). Ukuba ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi ngembuyekezo yenkonzo enikezelweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzalo yobunini kwishishini.

Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi njengembuyekezo yenkonzo abayinikiweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini. Imbuyekezo inokusekwe kwisiseko seyure, ngeveki, biweekly, ngenyanga, okanye isiqingatha senyanga. Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe. Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003). Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa

Ziziphi iingenelo?

Kule nkqubo, umbolekisi ufuna kuphela ifom ye-WVOE ukubala umvuzo ofanelekileyo, akukho maxwebhu engeniso afunekayo. Oku kufanele ukuba yeyona ngongoma inomtsalane kakhulu kule nkqubo. Akukho naziphi na iimali-mboleko ze-arhente ezinokwenza inkqubo enjalo. Ngaphandle koko, ngokwahlukileyo kwezinye iinkqubo, le nkqubo ayifuni asethi eninzi yabenzi-sicelo. Ngokubanzi, le yinkqubo elungileyo kubaboleki abahlawulwayo abangakwaziyo ukwenza imali mboleko ye-arhente.

Ukubala njani?

- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
◦ Isiqingatha senyanga: Imali ephindwe kabini ngenyanga ephindwa nge-2 ilingana nomvuzo wenyanga.
◦ Kabini ngeveki: Imali ephindwe kabini ngeveki iphindaphindwe ngama-26 yahlulwe nge-12 ilingana nomvuzo wenyanga.
◦ Utitshala uhlawule iinyanga ezili-9: Imali yenyanga iphindaphindwe ngeenyanga ezili-9 yahlulwe ngeenyanga ezili-12.
ilingana nomvuzo ofanelekileyo wenyanga.

Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nokuboleka imali ngokukhawuleza.


Imifanekiso yeenkcukacha zemveliso:

– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo iQM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – I-AAA yokuBoleka imifanekiso yeenkcukacha


IsiKhokelo seMveliso esiNxulumeneyo:

Ixesha lakho lixabisekile, kwaye siyayihlonipha loo nto. Kwa-AAA LENDINGS, sizibophelele ekulungiseni inkqubo ye- mortgage ukukongela ixesha kunye nomzamo. Usetyenziso lwethu lwe-intanethi lusebenziseka lula kwaye luyilwe ngokulula kwakho engqondweni. Ungasigqibezela isicelo ngesantya sakho, ukusuka kwintuthuzelo yekhaya lakho okanye iofisi. Siyazi ukuba unobomi obuxakekileyo, kwaye sijonge ukwenza inkqubo yokubambisa ibandakanyeke, isebenze kakuhle, kwaye igcine ixesha. - I-AAA yokuBoleka uMboleki weNkqubo ye-QM engeyiyo ye-QM - i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) - I-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: South Korea, Lisbon, Malaysia, Iimveliso zethu zithunyelwa kwihlabathi jikelele. Abathengi bethu bahlala benelisekile ngomgangatho wethu othembekileyo, iinkonzo ezijoliswe kubathengi kunye namaxabiso akhuphisanayo. Injongo yethu kukuqhubeka sifumana ukuthembeka kwakho ngokunikela iinzame zethu ekuphuculeni rhoqo iimveliso kunye neenkonzo zethu ukuze siqinisekise ulwaneliseko lwabasebenzisi bethu bokugqibela, abathengi, abasebenzi, ababoneleli kunye noluntu lwehlabathi esisebenzisana kulo.
  • Kuyithamsanqa ngokwenene ukufumana umenzi onjalo oqeqeshiweyo nonoxanduva, umgangatho wemveliso ulungile kwaye ukuhanjiswa kufike ngexesha, kuhle kakhulu.
    Iinkwenkwezi ezi-5NguDaniel Coppin waseNigeria - 2017.09.09 10:18
    Njengenkampani yokurhweba kumazwe ngamazwe, sinamaqabane amaninzi, kodwa malunga nenkampani yakho, ndifuna ukuthi, ulungile ngokwenene, uluhlu olubanzi, umgangatho olungileyo, amaxabiso afanelekileyo, inkonzo efudumeleyo necingayo, iteknoloji ephezulu kunye nezixhobo kunye nabasebenzi banoqeqesho lobuchwephesha, impendulo kunye nohlaziyo lwemveliso ngexesha elifanelekileyo, ngokufutshane, le yintsebenziswano emnandi kakhulu, kwaye sijonge phambili kwintsebenziswano elandelayo!
    Iinkwenkwezi ezi-5Ngu Elsa wase-Irish - 2017.12.19 11:10