IWholesale - I-AAA yokuBoleka uMboleki weNkqubo engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Ngelixa ababolekisi abaninzi belinganisela umda wabo, siyaqhubeka nokwandisa ubukho bethu kumazwe ahlukeneyo, sisebenzela ababoleki kumazwe angama-45, kubandakanya ezinye zeemarike ezinamandla njengeCalifornia neTexas. Ukufikelela kwethu okubanzi kusivumela ukuba siqonde kwaye siziqhelanise nee-nuances zengingqi, siqinisekisa ukuba abathengi bethu kumazwe ahlukeneyo bafumana inkxaso yendawo ngelixa bexhamla kubuchwephesha belizwe lonke.Imali-mboleko eqhelekileyo ngaphandle kwe-Pmi,Ityala loMboleki-mali we-Mortgage,Umbolekisi we-Mortgage Inkcazo, Umba obalulekileyo wokutsala umdla wakho sisantya onokufikelela ngaso kulwazi olubalulekileyo lwe- mortgage. Iwebhusayithi yethu ineziko lolwazi, elihlaziywa rhoqo ngamanqaku kuluhlu olubanzi lwezihloko ezinxulumene ne-mortgage. Ukusuka ekuqondeni amanqaku entengo yetyala ukuya ekunciphiseni iindleko zokuvala, ezi zixhobo ziyilelwe ukubandakanya kunye nokukufundisa ngesantya sakho, ukwenza uhambo lwakho lube nomdla ngakumbi kwaye lube nolwazi.

– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – Iinkcukacha ze-AAA zokuBoleka:

Ingenasihloko-4

Isishwankathelo

Ababoleki bomvuzo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) kuvunyelwe ilizwe langaphandle;
2) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
3) Akukho paystub / W-2 / irhafu imbuyekezo efunekayo;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Intlawulo ephantsi ingaphantsi njenge-30%;
7) Umz. FICO 680.

Yintoni inkqubo?

Ngaba ukhe wadibana nolu hlobo lwetyala?
Ngaba imeko yoMboleki ihlaziyiwe iipaystubs kwakhona kwaye kwakhona?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufaneleki ukubambisa indlu?
Ngaba kunzima ukufumana iikopi zakho ze-W2 okanye iipaystubs?

Thina i-AAAA yokuBoleka ikunika inkqubo egqibeleleyo engeyiyo ye-QM- i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho). Ukuba ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi ngembuyekezo yenkonzo enikezelweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzalo yobunini kwishishini.

Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi njengembuyekezo yenkonzo abayinikiweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini. Imbuyekezo inokusekwe kwisiseko seyure, ngeveki, biweekly, ngenyanga, okanye isiqingatha senyanga. Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe. Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003). Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa

Ziziphi iingenelo?

Kule nkqubo, umbolekisi ufuna kuphela ifom ye-WVOE ukubala umvuzo ofanelekileyo, akukho maxwebhu engeniso afunekayo. Oku kufanele ukuba yeyona ngongoma inomtsalane kakhulu kule nkqubo. Akukho naziphi na iimali-mboleko ze-arhente ezinokwenza inkqubo enjalo. Ngaphandle koko, ngokwahlukileyo kwezinye iinkqubo, le nkqubo ayifuni asethi eninzi yabenzi-sicelo. Ngokubanzi, le yinkqubo elungileyo kubaboleki abahlawulwayo abangakwaziyo ukwenza imali mboleko ye-arhente.

Ukubala njani?

- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
◦ Isiqingatha senyanga: Imali ephindwe kabini ngenyanga ephindwa nge-2 ilingana nomvuzo wenyanga.
◦ Kabini ngeveki: Imali ephindwe kabini ngeveki iphindaphindwe ngama-26 yahlulwe nge-12 ilingana nomvuzo wenyanga.
◦ Utitshala uhlawule iinyanga ezili-9: Imali yenyanga iphindaphindwe ngeenyanga ezili-9 yahlulwe ngeenyanga ezili-12.
ilingana nomvuzo ofanelekileyo wenyanga.

Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nokuboleka imali ngokukhawuleza.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. - I-AAA yokuBoleka uMboleki weNkqubo ye-QM engeyiyo ye-QM - i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) - I-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Paris, Russia, panama, Siye sazinikela ngokugqibeleleyo kuyilo, i-R & D, ukuvelisa, ukuthengiswa kunye nenkonzo yeemveliso zeenwele ngexesha le-10 leminyaka yophuhliso. Sazise kwaye sisebenzisa ngokupheleleyo ubuchwephesha kunye nezixhobo ezikumgangatho ophezulu kumazwe ngamazwe, kunye neenzuzo zabasebenzi abanezakhono. Ukuzinikela ekuboneleleni ngenkonzo yabathengi ethembekileyo yinjongo yethu. Sijonge phambili ngokunyanisekileyo ekusekeni ubudlelwane bezoshishino kunye nabahlobo abavela ekhaya nakwamanye amazwe.

-AAA Ukuboleka

Abasebenzi bobugcisa befektri basinike iingcebiso ezininzi ezilungileyo kwinkqubo yentsebenziswano, oku kuhle kakhulu, sibulela kakhulu.
Iinkwenkwezi ezi-5

Ngu-Edith waseLithuania - 2017.06.29 18:55

Inkampani inokuqhubeka notshintsho kule marike yoshishino, uhlaziyo lwemveliso ngokukhawuleza kwaye ixabiso liphantsi, le yintsebenziswano yethu yesibini, ilungile.
Iinkwenkwezi ezi-5

NguFernando ovela eUkraine - 2017.12.09 14:01