IWholesale - I-AAA yokuBoleka uMboleki weNkqubo engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho.Umthengisi we-Mortgage waseGeorgia,Imali-mboleko yesiqhelo 620 yamanqaku etyala,Ababolekisi bezindlu zeBhayi, Siyaqonda ukuba imiceli mngeni yezemali inokuvela ngokungalindelekanga, kwaye silapha ukukunika izisombululo xa uzifuna kakhulu. Ukongeza kwiimveliso zemveli mboleko, i-AAA LENDINGS inikezela ngoluhlu lweenkqubo mboleko eziguquguqukayo ezibonelela ngeemeko ezizodwa zezimali. Nokuba unamanqaku angaphantsi kunawo agqibeleleyo, uyazisebenza, okanye unemithombo yengeniso engaqhelekanga, sineendlela zokuboleka imali eziyilelwe ukuhlangabezana neemfuno zakho.

– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – Iinkcukacha ze-AAA zokuBoleka:

Ingenasihloko-4

Isishwankathelo

Kubaboleki bomvuzo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) kuvunyelwe ilizwe langaphandle;
2) Iinyanga ezili-12 ezigciniweyo ezibalwe kwi-PI;
3) Akukho paystub / W-2 / irhafu imbuyekezo efunekayo;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Intlawulo ephantsi njenge-30%;
7) Umz. FICO 680.

Yintoni i-WVOE?

Ngaba ukhe walubona olu hlobo lwetyala?
Ngaba imeko yoMboleki ihlaziyiwe iipaystubs kwakhona kwaye kwakhona?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufaneleki ukubambisa indlu?
Ngaba kunzima ukufumana iikopi zakho ze-W2 okanye iipaystubs?

Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi njengembuyekezo yenkonzo abayinikiweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini. Imbuyekezo isenokusekwa ngokweyure, ngeveki, kabini ngeveki, ngenyanga, okanye ngesiqingatha senyanga. Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe. Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003). Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa.

Uncedo lweWVOE

Kwi-WVOE, umbolekisi ufuna kuphela ifom ye-WVOE ukubala umvuzo ofanelekileyo, akukho nawaphi na amanye amaxwebhu omvuzo afunekayo. Oku kufanele kube yeyona ngongoma ibalulekileyo ye-WVOE. Akukho naziphi na iimali-mboleko ze-arhente ezinokwenza inkqubo enjalo. Ngaphandle koko, ngokwahlukileyo kwezinye iinkqubo, ababoleki akufuneki babonelele ngamaxwebhu amaninzi ee-asethi kule nkqubo. Ngokubanzi, le yinkqubo elungileyo kubaboleki abahlawulwayo abangakulungelanga ukuboleka imali ye-arhente.

Indlela yokubala umvuzo?

- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
- Isiqingatha senyanga: Umvuzo wesiqingatha senyanga uphindwe ngesi-2 ulingana nomvuzo wenyanga.
- Kabini ngeveki: Umvuzo weveki ezimbini uphindaphindwe ngama-26 wahlulwe nge-12 ulingana nomvuzo wenyanga.
- Utitshala ohlawulelwe iinyanga ezili-9: Umvuzo wenyanga ophindwe ngeenyanga ezili-9 wahlulwe ngeenyanga ezili-12 ulingana nomvuzo ofanelekileyo wenyanga.

Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nemboleko ngokukhawuleza.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Ukuzulazula kumhlaba wokubambisa kunokuba nzima, kodwa i-AAA LENDINGS iyenza lula inkqubo, iyenze ibandakanyeke kwaye ingabinaxinzelelo. Sinikezela ngenkqubo yokuqokelela amaxwebhu ecacileyo nemfutshane, ekuvumela ukuba ulayishe ngokulula amaphepha afunekayo kwi-intanethi. Sazi kakuhle ukuba ixesha lakho lixabisekile, kwaye ngokwenza inkqubo ibe lula, sikugcina uxakekile kwaye ulawula uhambo lwakho lokuboleka imali. – I-AAA yokuboleka uMboleki weNkqubo ye-QM engeyiyo ye-QM - i-WVOE (Ukuqinisekiswa okuBhaliweyo kweNgqesho) - I-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Austria, Croatia, Guatemala, Uphuhliso lwenkampani yethu alufuni nje kuphela isiqinisekiso somgangatho, ixabiso elifanelekileyo kunye nenkonzo epheleleyo, kodwa ixhomekeke ekuthembekeni kunye nenkxaso yomthengi wethu! Kwixesha elizayo, siya kuqhubeka ngeyona nkonzo yobuchwephesha kunye nomgangatho ophezulu wokubonelela ngelona xabiso likhuphisanayo, Kunye nabathengi bethu kwaye sifezekise i-win-win! Wamkelekile kumbuzo kunye nokubonisana!

-AAA Ukuboleka