IWholesale - I-AAA yokuBoleka uMboleki weNkqubo engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – i-AAA ebolekisa ngemali kunye nomtyali-mali

Iinkcukacha zeMveliso

Kubathengi bethu abaninzi, i-mortgage ingaphezulu nje kwentengiselwano yezemali; linyathelo elibalulekileyo ebomini. Nokuba ungumthengi wokuqala wezindlu okanye ungumtyali zindlu onamava, sisondela kwisicelo ngasinye ngenkathalo nengqalelo esiyifaneleyo. Sithatha ixesha lokuqonda iinjongo kunye neminqweno yakho, siqinisekisa ukuba imali yakho yokubambisa ihambelana nombono wakho wekamva lakho.Ulungelelwaniso lweNkonzo yeTyala,Umbolekisi we-Mortgage eHouston,Amaxabiso eMali-mboleko aqhelekileyo namhlanje, Iinjongo zakho zemali zizodwa, kwaye sikholelwa ukuba imali-mboleko yakho kufuneka ibonise oko. Kwi-AAA LENDINGS, sibonelela ngeendlela ezahlukeneyo zokuboleka imali, nganye ilungiselelwe iimeko ezahlukeneyo zemali. Nokuba ungumtsha ochwephesha oselula ofuna ikhaya lakho lokuqala, usapho olukhulayo oludinga indawo ethe chatha, okanye usomashishini onolwazi owandisa ipotfoliyo yezindlu nezindlu, sineenkqubo zemboleko eziyilelwe ukuhlangabezana neemfuno zakho ezithile. Siyaqonda ukuba uhambo lwakho lwezemali lwahlukile, kwaye izisombululo zethu zokubambisa zenzelwe ukukugcina ubandakanyekile kwaye uchulumancile ngekamva lakho.

– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – Iinkcukacha ze-AAA zokuBoleka:

Ingenasihloko-4

Isishwankathelo

Ababoleki bomvuzo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) kuvunyelwe ilizwe langaphandle;
2) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
3) Akukho paystub / W-2 / irhafu imbuyekezo efunekayo;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Intlawulo ephantsi ingaphantsi njenge-30%;
7) Umz. FICO 680.

Yintoni inkqubo?

Ngaba ukhe wadibana nolu hlobo lwetyala?
Ngaba imeko yoMboleki ihlaziyiwe iipaystubs kwakhona kwaye kwakhona?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufaneleki ukubambisa indlu?
Ngaba kunzima ukufumana iikopi zakho ze-W2 okanye iipaystubs?

Thina i-AAAA yokuBoleka ikunika inkqubo egqibeleleyo engeyiyo ye-QM- i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho). Ukuba ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi ngembuyekezo yenkonzo enikezelweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzalo yobunini kwishishini.

Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi njengembuyekezo yenkonzo abayinikiweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini. Imbuyekezo inokusekwe kwisiseko seyure, ngeveki, biweekly, ngenyanga, okanye isiqingatha senyanga. Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe. Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003). Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa

Ziziphi iingenelo?

Kule nkqubo, umbolekisi ufuna kuphela ifom ye-WVOE ukubala umvuzo ofanelekileyo, akukho maxwebhu engeniso afunekayo. Oku kufanele ukuba yeyona ngongoma inomtsalane kakhulu kule nkqubo. Akukho naziphi na iimali-mboleko ze-arhente ezinokwenza inkqubo enjalo. Ngaphandle koko, ngokwahlukileyo kwezinye iinkqubo, le nkqubo ayifuni asethi eninzi yabenzi-sicelo. Ngokubanzi, le yinkqubo elungileyo kubaboleki abahlawulwayo abangakwaziyo ukwenza imali mboleko ye-arhente.

Ukubala njani?

- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
◦ Isiqingatha senyanga: Imali ephindwe kabini ngenyanga ephindwa nge-2 ilingana nomvuzo wenyanga.
◦ Kabini ngeveki: Imali ephindwe kabini ngeveki iphindaphindwe ngama-26 yahlulwe nge-12 ilingana nomvuzo wenyanga.
◦ Utitshala uhlawule iinyanga ezili-9: Imali yenyanga iphindaphindwe ngeenyanga ezili-9 yahlulwe ngeenyanga ezili-12.
ilingana nomvuzo ofanelekileyo wenyanga.

Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nokuboleka imali ngokukhawuleza.

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Siyaqonda ukuba i-mortgage ayikho nje intengiselwano yezemali kodwa sisigqibo esibalulekileyo sobomi. Ugqaliselo lwethu ekugxilweni komthengi kuthetha ukuba asiwathatheli ngqalelo amanani kuphela; siqwalasela ibali lakho elilodwa, iminqweno, kunye neenjongo zemali. Iingcali zethu zokuboleka imali zithatha ixesha lokuqonda uhambo lwakho lobuqu, ziqinisekisa ukuba ufumana isisombululo semali mboleko ehambelana nombono wakho wekamva. - Inkqubo ye-AAA yokuBoleka uMboleki ongeyoQM - i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) - Ukubolekwa kwe-AAA, Imveliso iya kubonelela kwihlabathi liphela, njenge: venezuela, Algeria, Swaziland, Ngomgangatho ophezulu, ngexabiso elifanelekileyo, ukuhanjiswa kwexesha kunye neenkonzo ezilungiselelweyo kunye neenkonzo ezilungiselelwe ukunceda abathengi bafezekise iinjongo zabo ngempumelelo kwimarike yangaphandle, inkampani yethu yasekhaya kwaye ifumene indumiso yentengiso yangaphandle. Abathengi bamkelekile ukuba baqhagamshelane nathi.

-AAA Ukuboleka

Umzi-mveliso unezixhobo eziphambili, abasebenzi abanamava kunye nenqanaba lolawulo olulungileyo, ngoko umgangatho wemveliso wawunesiqinisekiso, le ntsebenziswano ikhululekile kwaye yonwabile!
Iinkwenkwezi ezi-5

NguJocelyn ovela eSan Diego - 2018.11.02 11:11

Kunokuthiwa lo ngoyena mvelisi ubalaseleyo esidibene naye eTshayina kolu shishino, siziva sinethamsanqa lokusebenza nomenzi ogqwesileyo.
Iinkwenkwezi ezi-5

Ngu Odelette ukusuka Vancouver - 2017.03.08 14:45