– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – Iinkcukacha ze-AAA zokuBoleka:

Isishwankathelo
Ababoleki bomvuzo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.
Iinkcukacha
1) kuvunyelwe ilizwe langaphandle;
2) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
3) Akukho paystub / W-2 / irhafu imbuyekezo efunekayo;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Intlawulo ephantsi ingaphantsi njenge-30%;
7) Umz. FICO 680.
Yintoni inkqubo?
Ngaba ukhe wadibana nolu hlobo lwetyala?
Ngaba imeko yoMboleki ihlaziyiwe iipaystubs kwakhona kwaye kwakhona?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufaneleki ukubambisa indlu?
Ngaba kunzima ukufumana iikopi zakho ze-W2 okanye iipaystubs?
Thina i-AAAA yokuBoleka ikunika inkqubo egqibeleleyo engeyiyo ye-QM- i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho). Ukuba ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi ngembuyekezo yenkonzo enikezelweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzalo yobunini kwishishini.
Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi njengembuyekezo yenkonzo abayinikiweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini. Imbuyekezo inokusekwe kwisiseko seyure, ngeveki, biweekly, ngenyanga, okanye isiqingatha senyanga. Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe. Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003). Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa
Ziziphi iingenelo?
Kule nkqubo, umbolekisi ufuna kuphela ifom ye-WVOE ukubala umvuzo ofanelekileyo, akukho maxwebhu engeniso afunekayo. Oku kufanele ukuba yeyona ngongoma inomtsalane kakhulu kule nkqubo. Akukho naziphi na iimali-mboleko ze-arhente ezinokwenza inkqubo enjalo. Ngaphandle koko, ngokwahlukileyo kwezinye iinkqubo, le nkqubo ayifuni asethi eninzi yabenzi-sicelo. Ngokubanzi, le yinkqubo elungileyo kubaboleki abahlawulwayo abangakwaziyo ukwenza imali mboleko ye-arhente.
Ukubala njani?
- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
◦ Isiqingatha senyanga: Imali ephindwe kabini ngenyanga ephindwa nge-2 ilingana nomvuzo wenyanga.
◦ Kabini ngeveki: Imali ephindwe kabini ngeveki iphindaphindwe ngama-26 yahlulwe nge-12 ilingana nomvuzo wenyanga.
◦ Utitshala uhlawule iinyanga ezili-9: Imali yenyanga iphindaphindwe ngeenyanga ezili-9 yahlulwe ngeenyanga ezili-12.
ilingana nomvuzo ofanelekileyo wenyanga.
Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nokuboleka imali ngokukhawuleza.
Imifanekiso yeenkcukacha zemveliso:
IsiKhokelo seMveliso esiNxulumeneyo:
Kwi-AAA LENDINGS, sikholelwa ekubuyiseleni abathengi bethu abaxabisekileyo. Yiyo loo nto sinikezela ngenkqubo yokunyaniseka ekuvuza ngokuthemba kwakho kunye nentsebenziswano eqhubekayo nathi. Inkqubo yethu yokunyaniseka yenzelwe ukukugcina ubandakanyekile kwaye uxatyiswe, ibonelela ngezibonelelo ezikhethekileyo kunye nezaphulelo kubathengi bethu ababuyayo. Ukuzibophelela kwakho kwi-AAA LENDINGS kuqondwa kwaye kuvuzwa, kwaye sizama ukwenza umdla wakho oqhubekayo kwiinkonzo zethu ube ngamava anomvuzo. – I-AAA yokuboleka uMboleki weNkqubo ye-QM engeyiyo ye-QM - i-WVOE (Ukuqinisekiswa okuBhaliweyo kweNgqesho) - I-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: Netherlands, Cannes, Buenos Aires, Ukuze ukwazi ukusebenzisa i-resource evela kulwazi olwandisiweyo kurhwebo lwamazwe ngamazwe, siyakwamkela abathengi abavela kuyo yonke indawo kwi-intanethi nakwi-intanethi. Nangona kukho izisombululo ezisemgangathweni esizinikezelayo, inkonzo yothethwano esebenzayo neyanelisayo inikezelwa liqela lethu lenkonzo yeengcali emva kokuthengisa. Uluhlu lweemveliso kunye neeparamitha ezineenkcukacha kunye naluphi na olunye ulwazi lwe-weil luthunyelwa kuwe ngexesha elifanelekileyo malunga nemibuzo yakho. Ke nceda uqhagamshelane nathi ngokusithumela ii-imeyile okanye usitsalele umnxeba ukuba unayo nayiphi na imibuzo malunga nombutho wethu. Unokufumana ulwazi lwedilesi yethu kwiphepha lethu lewebhu kwaye uze kwinkampani yethu ukuze ufumane uphononongo lwentengiso yethu. Siqinisekile ukuba siza kwabelana ngokuzuzileyo kunye nokudala ubudlelwane obuluqilima bentsebenziswano namaqabane ethu kule ndawo yentengiso. Sikhangela phambili kwimibuzo yakho.
NguKay ovela eCanberra - 2017.09.09 10:18 Abavelisi abazange bahloniphe kuphela ukhetho lwethu kunye neemfuno, kodwa basinike iingcebiso ezininzi ezilungileyo, ekugqibeleni, sayigqiba ngempumelelo imisebenzi yokuthenga.
NguDoris ovela e-Ecuador - 2017.11.12 12:31 




