Iziko leMveliso

Iinkcukacha zeMveliso

Ngelixa ababolekisi abaninzi belinganisela umda wabo, siyaqhubeka nokwandisa ubukho bethu kumazwe ahlukeneyo, sisebenzela ababoleki kumazwe angama-45, kubandakanya ezinye zeemarike ezinamandla njengeCalifornia neTexas. Ukufikelela kwethu okubanzi kusivumela ukuba siqonde kwaye siziqhelanise nee-nuances zengingqi, siqinisekisa ukuba abathengi bethu kumazwe ahlukeneyo bafumana inkxaso yendawo ngelixa bexhamla kubuchwephesha belizwe lonke.Ipropati yokwenene,Umthengisi we-Mortgage e-Orlando,Top 10 ababolekisi bezindlu, Yintoni esahlulayo yindlela yethu yobuqu yokuboleka imali, ngokuchasene neendlela ezilinganayo ezisetyenziswa ngabanye abaninzi. Sinikezela ngezisombululo ezilungiselelwe iimfuno ezizodwa zomxhasi ngamnye, sikholelwa ngokuqinileyo ekubeni yonke imali mboleko inokwenzeka. Nge-AAA LENDINGS, iinjongo zakho zemali ziba zezethu, kwaye kunye, sizenza zenzeke.
– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo ye-QM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – Iinkcukacha ze-AAA zokuBoleka:

Ingenasihloko-4

Isishwankathelo

Ababoleki bomvuzo kuphela, abangakwaziyo ukuhamba kunye ne-arhente mboleko ye-mortgage, kwaye abafuni ukubonelela ngeendlela ezahlukeneyo zamaxwebhu engeniso.

Iinkcukacha

1) kuvunyelwe ilizwe langaphandle;
2) Iinyanga ezili-12 zokugcina ezibalwe kwi-PI(Hayi i-PITIA enye imboleki efunekayo);
3) Akukho paystub / W-2 / irhafu imbuyekezo efunekayo;
4) Iimali zezipho ezivumelekileyo;
5) Imali mboleko ukuya kwi-$ 2.5M;
6) Intlawulo ephantsi ingaphantsi njenge-30%;
7) Umz. FICO 680.

Yintoni inkqubo?

Ngaba ukhe wadibana nolu hlobo lwetyala?
Ngaba imeko yoMboleki ihlaziyiwe iipaystubs kwakhona kwaye kwakhona?
Ngaba umbolekisi uwubalile umvuzo wakho waza wakuxelela ukuba awufaneleki ukubambisa indlu?
Ngaba kunzima ukufumana iikopi zakho ze-W2 okanye iipaystubs?

Thina i-AAAA yokuBoleka ikunika inkqubo egqibeleleyo engeyiyo ye-QM- i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho). Ukuba ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi ngembuyekezo yenkonzo enikezelweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzalo yobunini kwishishini.

Ababoleki abahlawulwayo bafumana umvuzo ongaguqukiyo okanye umvuzo kumqeshi njengembuyekezo yenkonzo abayinikiweyo kwaye abanabo ubunini okanye ngaphantsi kwe-25% yenzala yobunini kwishishini. Imbuyekezo inokusekwe kwisiseko seyure, ngeveki, biweekly, ngenyanga, okanye isiqingatha senyanga. Ukuba ngeyure, inani leeyure ezicwangcisiweyo kufuneka ziqwalaselwe. Ingeniso eqinisekisiweyo kufuneka iguqulwe ibeyimali yedola yenyanga ukuze isetyenziswe kwisicelo esisemthethweni (iFomu ye-FNMA 1003). Ngokwengqiqo yombhali ophantsi, amaxwebhu ongezelelweyo engeniso angacelwa

Ziziphi iingenelo?

Kule nkqubo, umbolekisi ufuna kuphela ifom ye-WVOE ukubala umvuzo ofanelekileyo, akukho maxwebhu engeniso afunekayo. Oku kufanele ukuba yeyona ngongoma inomtsalane kakhulu kule nkqubo. Akukho naziphi na iimali-mboleko ze-arhente ezinokwenza inkqubo enjalo. Ngaphandle koko, ngokwahlukileyo kwezinye iinkqubo, le nkqubo ayifuni asethi eninzi yabenzi-sicelo. Ngokubanzi, le yinkqubo elungileyo kubaboleki abahlawulwayo abangakwaziyo ukwenza imali mboleko ye-arhente.

Ukubala njani?

- Sebenzisa umvuzo osisiseko (isiqingatha senyanga, kabini ngeveki, okanye umlinganiselo weyure njengoko uxhaswa yi-YTD) evela kwi-WVOE.
Imizekelo:
◦ Isiqingatha senyanga: Imali ephindwe kabini ngenyanga ephindwa nge-2 ilingana nomvuzo wenyanga.
◦ Kabini ngeveki: Imali ephindwe kabini ngeveki iphindaphindwe ngama-26 yahlulwe nge-12 ilingana nomvuzo wenyanga.
◦ Utitshala uhlawule iinyanga ezili-9: Imali yenyanga iphindaphindwe ngeenyanga ezili-9 yahlulwe ngeenyanga ezili-12.
ilingana nomvuzo ofanelekileyo wenyanga.

Khumbuza umqeshi ukuba agcwalise ifom ye-WVOE, emva koko umbolekisi uya kuqhubeka nokuboleka imali ngokukhawuleza.


Imifanekiso yeenkcukacha zemveliso:

– INkqubo ye-AAA yokuBoleka uMboleki engeyiyo iQM – i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) – I-AAA yokuBoleka imifanekiso yeenkcukacha


IsiKhokelo seMveliso esiNxulumeneyo:

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko. - I-AAA yokuboleka uMboleki weNkqubo ye-QM engeyiyo ye-QM - i-WVOE (uQinisekiso oluBhaliweyo lweNgqesho) - I-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: I-Swiss, i-Hamburg, i-Singapore, Ngoku sineqela lokuthengisa elizinikeleyo nelinobundlongondlongo, kunye namasebe amaninzi, ukubonelela abathengi bethu abakhulu. Besijonge ubuhlakani bexesha elide loshishino, kwaye siqinisekisa ababoneleli bethu ukuba ngokungathandabuzekiyo baya kuxhamla kwixesha elifutshane kunye nexesha elide.
  • Kubathengisi bethu abathengiswayo, le nkampani inomgangatho ophezulu kunye nexabiso elifanelekileyo, lukhetho lwethu lokuqala.
    Iinkwenkwezi ezi-5NguPhyllis wase-Australia - 2017.01.11 17:15
    Le nkampani ineendlela ezininzi esele zenziwe ukuba zikhethe kwaye inokwenza inkqubo entsha ngokwemfuno yethu, emnandi kakhulu ukuhlangabezana neemfuno zethu.
    Iinkwenkwezi ezi-5NguIna waseMakedoniya - 2017.04.08 14:55