Iholeyili-i-AAA yokuBoleka imali yesiBini yeMali-mboleko – i-AAA ebolekisa ngemali ebolekisayo kunye nomtyali-mali

Iinkcukacha zeMveliso

Ukwenziwa kwezinto elubala kungundoqo wemisebenzi yethu. Siyazingca ngonxibelelwano lwethu oluvulekileyo nolunyanisekileyo kunye nabathengi bethu. Akukho ntlawulo ifihliweyo, akukho nto imangalisayo. Sinikezela ngolwazi olucacileyo, olucacileyo malunga neendlela zakho zokubambisa, siqinisekisa ukuba unazo zonke iinyani zokwenza izigqibo ezizizo. Injongo yethu kukwakha intembeko kubathengi bethu ngokuthetha phandle nangokuphandle, ukwenza amava akho enkxaso-mali ekhaya agudiseke kangangoko.Uluhlu lwabaBoleki abaPhezulu beMortgage,Ulungelelwaniso lweNkonzo yeTyala,Imali-mboleko eqhelekileyo Vs Fha, Ngaphaya kweemveliso zemveli zokuboleka imali, sinikezela ngoluhlu lwezisombululo zokuboleka i-niche ezibonelela iimfuno ezithile zabathengi. Iimveliso zethu ze-'Non-QM' zemali-mboleko ziyilelwe iimeko zemali ezingaqhelekanga, zisenza sibe ngababoleki abangayifanelanga imold yesintu. Sikholelwa ukuba kukho imali-mboleko yomntu wonke, kwaye ukhetho lwethu olukhethekileyo lwemali mboleko lubonisa ukuzibophelela kwethu ekubandakanyekeni.

-I-AAA yokuboleka imali yesiBini-iNgcaciso ye-AAA yokuBoleka:

Isihloko SL

Isishwankathelo

Ezizimeleyo kunye nePiggyback.
Imali-mboleko yesiBini kuphela yamkelekile.

* Ipropati yesifundo kufuneka ibe nemali yokubambisa kuqala.

Iimbalasane zeNkqubo

Ixesha leminyaka eli-15.
Olunye ukhetho lwamagama (5 yrs, 10yrs, 20yrs, 30yrs).

1) Akukho Isohlwayo seNtlawulo;
2) Iyunithi e-1 & Ukuya kuma-85% CLTV;
3) Umz. FICO 680;
4) Ubukhulu. Imali-mboleko ye-$ 250,000;
5) Iprayimari kunye nekhaya lesibini lifanelekile.

IsiKhokelo seTyala

(1) Ukuba kukho ezidlulileyo ngenxa engekahlawulwa irhafu yengeniso Federal, umboleki kufuneka abonelele isivumelwano isavenge kunye IRS, imbali yentlawulo ebonisa ubuncinane 1 intlawulo eyenziwayo, kwaye ziquka intlawulo yenyanga kwizibophelelo amatyala mboleki. Ubungqina bentlawulo yerhafu yengeniso busenokufuneka ukuze kuqinisekiswe ukuba akukho zirhafu zimiselweyo.
(2) Iimali zerhafu kufuneka zihlawulwe ngaphambi okanye ngaphambi kokuvalwa.
(3) Akukho bugwenxa be-mortgage (0 × 30) kwiinyanga ezidlulileyo ze-24.
(4) Ngayo nakuphi na unyamezelo lwemali-mboleko yendlu okanye izivumelwano zokurhoxisa intlawulo ezenzeke ngexesha lobhubhani we-COVID-19, um(aba)boleki kufuneka enze ubuncinane iintlawulo ezi-6 ezilandelelanayo zenyanga ezilandelelanayo zenyanga kwaye ubuncinane iinyanga ezi-6 kufuneka zibe sele ziphelile oko unyamezelo/ulungiselelo lokurhoxisa.
(5) Um(aba)boleki kufuneka abe ngelo xesha kulo lonke ityala lendlu.
(6) Akukho zigwebo, ukuhluthwa okanye ukuhlawuliswa kwiinyanga ezingama-60 ezidlulileyo.
(7) Ezi zilandelayo zibhekwa njengobunjubaqa obunzima, kungakhathaliseki ukuba impendulo ye-AUS; ababoleki abanezi profayili abafanelekanga de kube lixesha le-7 leminyaka lidlulile oko kwenzekile kwaye ikhredithi iphinde yasekwa:
①Ukutshona
②Ukuvalwa / uBuyiselo endaweni yokuThinjwa
③Intengiso emfutshane okanye iNtlawulo emfutshane
④Uhlengahlengiso lwe-mortgage, unyamezelo okanye ukuhlehliswa (ngaphandle kwe-COVID-19 enxulumene)

Isikhokelo ngokubanzi

(1) Ubukhulu. DTI 43%.
(2) Izinga lokufaneleka lifanelekile kwinqanaba lokuqala lenqaku.
(3) Ii-asethi / iiMali zokuValwa / eziGciniweyo zilandela iimfuno zokuqala zekhonkco.
(4) Isihloko asinakubanjwa egameni letrasti.
(5) Ii-POA zivumelekile kuzo zonke iintlobo zentengiselwano kodwa kufuneka zihlawule i-2nd lien transaction ukuba isetyenziswe.
(6) Ukuqeshisa akufanelekanga.
(7) Akukho Isohlwayo seNtlawulo kodwa sifuna ukuba naziphi na iimali-mboleko zihlawulwe okanye zenze ucutho olungaphezulu kwe-20% yemali eseleyo emva kweentsuku ezili-180 zomhla wenkxaso-mali.
(8) I-AAA LEENDINGS ayiyi kuyenza i-HPML Ballons (APR> 15 Years Fixed APOR +3.5%).

Imifanekiso yeenkcukacha zemveliso:

IsiKhokelo seMveliso esiNxulumeneyo:

Kwihlabathi lemboleko-mali yokubambisa, ukufikeleleka ngundoqo. Iqonga lethu le-digital mortgage liyilwe ngokulula kwakho engqondweni. Ungafaka isicelo semali mboleko, ulayishe amaxwebhu, kwaye ulandelele inkqubela yakho yemali mboleko kwi-Intanethi, konke ukusuka kubutofotofo bekhaya lakho. Senze amava edijithali abandakanyekayo akubeka kulawulo, eqinisekisa ukuba ungasilawula isicelo sakho semali mboleko ngesantya sakho, 24/7. – I-AAA yokubolekwa kweMboleko yesiBini – i-AAA yokubolekwa kwemali , Imveliso iya kubonelela kuwo wonke umhlaba, njenge: New Zealand, eMunich, eRashiya, Bayimodeli eqinile kunye nokukhuthaza ngokufanelekileyo kwihlabathi lonke. Ungaze unyamalale imisebenzi emikhulu ngexesha elikhawulezayo, kunyanzelekile ukuba ube nomgangatho olungileyo. Ukukhokelwa ngumgaqo woBuchule, ukuSebenza, iManyano kunye nokuTshintsha. iqumrhu. ake i imizamo ebalaseleyo ukwandisa urhwebo yayo ngamazwe, ukuphakamisa umbutho wayo. rofit kwaye inyuse isikali sayo sokuthumela ngaphandle. Siqinisekile ukuba siya kuba nethemba eliqaqambileyo size sisasazwe kulo lonke ihlabathi kwiminyaka ezayo.

-AAA Ukuboleka

Iingxaki zinokusonjululwa ngokukhawuleza nangempumelelo, kuyafaneleka ukuthembana nokusebenza kunye.
Iinkwenkwezi ezi-5

NguAdelaide ovela eRoma - 2017.01.28 18:53

Isimo sengqondo sentsebenziswano somthengisi sihle kakhulu, sihlangabezane neengxaki ezahlukahlukeneyo, sihlala sikulungele ukusebenzisana nathi, kuthi njengoThixo wokwenene.
Iinkwenkwezi ezi-5

NguMeredith ovela eOman - 2017.05.21 12:31